Bank Branches › Closed and merged banks › Colorado › Guaranty Bank and Trust Company
What happened to Guaranty Bank and Trust Company?
Guaranty Bank and Trust Company in Denver, CO merged into Independent Bank of Mckinney, TX on Jan 1, 2019. After 1 more change of hands, what was Guaranty Bank and Trust Company is today part of SouthState Bank, National Association (Winter Haven, FL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1955Guaranty Bank and Trust Company opens in Denver, CO
- Jan 1, 2019MERGEDGuaranty Bank and Trust Company merged into Independent Bank of Mckinney, TX.FDIC certificate 17482 ends; its business continues under certificate 3076.
- Jan 1, 2025MERGEDIndependent Bank of Mckinney, TX merged into SouthState Bank, National Association of Winter Haven, FL.FDIC certificate 3076 ends; its business continues under certificate 33555.
- TodayOPEN
SouthState Bank, National AssociationMain office Winter Haven, FL · FDIC certificate 33555 · 349 offices in 8 states on June 30, 2026Every SouthState Bank, National Association office → Website on file with the FDIC: www.southstatebank.com
If you still have something from Guaranty Bank and Trust Company
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Guaranty Bank and Trust Company as lienholder, start with SouthState Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask SouthState Bank, National Association to search for the account under the name Guaranty Bank and Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask SouthState Bank, National Association which branch now holds boxes from the Guaranty Bank and Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
46 offices filed under this charter in some year from 1994 on. 27 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 3301 E 1st AveDenver, CO | OpenSouthState Bank, National Association |
| 300 E 29th StLoveland, CO | OpenSouthState Bank, National Association |
| 1331 17th StDenver, CO | OpenSouthState Bank, National Association |
| 2700 47th AveGreeley, CO | OpenSouthState Bank, National Association |
| 401 Main StLongmont, CO | OpenSouthState Bank, National Association |
| 506 E Castle Pines PkwyCastle Pines, CO | OpenSouthState Bank, National Association |
| 807 Mountain AveBerthoud, CO | OpenSouthState Bank, National Association |
| 501 Wilcox StCastle Rock, CO | OpenSouthState Bank, National Association |
| 303 E Mountain AveFort Collins, CO | OpenSouthState Bank, National Association |
| 1300 Walnut StBoulder, CO | OpenSouthState Bank, National Association |
| 935 Cleveland AveLoveland, CO | OpenSouthState Bank, National Association |
| 2707 E Bromley LnBrighton, CO | OpenSouthState Bank, National Association |
| 1550 E Harmony RdFort Collins, CO | OpenSouthState Bank, National Association |
| 56540 E Colfax AveStrasburg, CO | OpenSouthState Bank, National Association |
| 1050 S Hover St, # 202Longmont, CO | OpenSouthState Bank, National Association |
| 5025 Kipling StWheat Ridge, CO | OpenSouthState Bank, National Association |
| 16800 W Colfax AveGolden, CO | OpenSouthState Bank, National Association |
| 1650 Pace StLongmont, CO | OpenSouthState Bank, National Association |
| 1401 S Taft AveLoveland, CO | OpenSouthState Bank, National Association |
| 2695 W Eisenhower BlvdLoveland, CO | OpenSouthState Bank, National Association |
| 101 W Centennial DrBennett, CO | OpenSouthState Bank, National Association |
| 1197 W 120th AveWestminster, CO | OpenSouthState Bank, National Association |
| 1130 8th Avenue, Unit 3Greeley, CO | OpenSouthState Bank, National Association |
| 1210 E. Mulberry StreetFort Collins, CO | OpenSouthState Bank, National Association |
| 538 Us Highway 36Byers, CO | OpenSouthState Bank, National Association |
| 2337 S Shields StFort Collins, CO | OpenSouthState Bank, National Association |
| 11806 E Oswego StEnglewood, CO | OpenSouthState Bank, National Association |
| 6501 East Belleview AvenueEnglewood, CO | No longer reported |
| 100 Oak AvenueEaton, CO | No longer reported |
| 3227 Timberline AvenueFort Collins, CO | No longer reported |
| 1355 East Eisenhower BoulevardLoveland, CO | No longer reported |
| 12644 W. Indore PlaceLittleton, CO | No longer reported |
| 120 South Wilcox StreetCastle Rock, CO | No longer reported |
| 856 W Happy Canyon Road, #100Castle Rock, CO | No longer reported |
| 2900 South College Avenue #204Fort Collins, CO | No longer reported |
| 3151 No. Garfield AveLoveland, CO | No longer reported |
| 3561 Stagecoach RoadLongmont, CO | No longer reported |
| 18999 East MainstreetParker, CO | No longer reported |
| 565 W. South Boulder RoadLafayette, CO | No longer reported |
| 2460 Baseline RoadBoulder, CO | No longer reported |
Banks folded into Guaranty Bank and Trust Company
5 banks merged directly into this charter; counting the banks those had absorbed earlier, 12 charters end up inside it.
| Bank | Ended |
|---|---|
| Castle Rock BankCastle Rock, CO | Oct 28, 2017 |
| The Home State BankLoveland, CO | Sep 9, 2016 |
| Centennial Bank of the WestFort Collins, CO | Jan 1, 2008 |
| Foothills BankWheat Ridge, CO | Nov 1, 2005 |
| The First National Bank of StrasburgStrasburg, CO | Apr 16, 2005 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 17482 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.