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Bank Branches › Closed and merged banks › Ohio › The Delaware County Bank and Trust Company

FDIC certificate 16940 · Lewis Center, OH

What happened to The Delaware County Bank and Trust Company?

The Delaware County Bank and Trust Company in Lewis Center, OH (earlier called The Delaware County Bank) merged into First Commonwealth Bank of Indiana, PA on Apr 3, 2017. First Commonwealth Bank is open today.

1950
opened
2017
merged away
2
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1950
    The Delaware County Bank opens in Lewis Center, OH
  2. Aug 27, 1991
    renamed The Delaware County Bank and Trust Company
  3. Apr 3, 2017
    MERGEDThe Delaware County Bank and Trust Company merged into First Commonwealth Bank of Indiana, PA.FDIC certificate 16940 ends; its business continues under certificate 7468.
  4. Today
    OPEN
    First Commonwealth BankMain office Indiana, PA · FDIC certificate 7468 · 128 offices in 2 states on June 30, 2026

    Every First Commonwealth Bank office →   Website on file with the FDIC: www.fcbanking.com

If you still have something from The Delaware County Bank and Trust Company

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows The Delaware County Bank and Trust Company as lienholder, start with First Commonwealth Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask First Commonwealth Bank to search for the account under the name The Delaware County Bank and Trust Company. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask First Commonwealth Bank which branch now holds boxes from the The Delaware County Bank and Trust Company office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

25 offices filed under this charter in some year from 1994 on. 11 are still open as of June 30, 2026.

OfficeLast filed under itNow
41 N Sandusky StDelaware, OH2016OpenFirst Commonwealth Bank
75 S Miller DrSunbury, OH2016OpenFirst Commonwealth Bank
6156 Highland Lakes AveWesterville, OH2016OpenFirst Commonwealth Bank
10149 Brewster LnPowell, OH2016OpenFirst Commonwealth Bank
980 W Central Ave, Ste ADelaware, OH2016OpenFirst Commonwealth Bank
199 S Sandusky StDelaware, OH2016OpenFirst Commonwealth Bank
81 Gallopers Rdg ELewis Center, OH2016OpenFirst Commonwealth Bank
181 Colemans XingMarysville, OH2013OpenThe Merchants National Bank
7319 Sawmill PkwyPowell, OH2016OpenFirst Commonwealth Bank
110 Riverbend AvenueLewis Center, OH2016OpenFirst Commonwealth Bank
110 Riverbend AvePowell, OH2016OpenFirst Commonwealth Bank
2 West High StreetAshley, OH2016No longer reported
1942 Polaris ParkwayColumbus, OH2016No longer reported
100 Delaware Crossing WestDelaware, OH2016No longer reported
100 Willow Brook Way SouthDelaware, OH2016No longer reported
34 Evergreen AvenueLewis Center, OH2016No longer reported
10 Park StreetGalena, OH2015No longer reported
1942 Polaris ParkwayColumbus, OH2011No longer reported
33 W William StreetDelaware, OH2011No longer reported
10 West North StreetOstrander, OH2011No longer reported
1055 West Fifth StreetMarysville, OH2011No longer reported
6820 Perimeter Loop RoadDublin, OH2011No longer reported
1169 West Fifth StreetMarysville, OH2008No longer reported
Powell Road and U.S. Route 23Delaware County, OH2007No longer reported
Liberty and Olentangy StreetPowell, OH2003No longer reported

Banks folded into The Delaware County Bank and Trust Company

1 bank merged directly into this charter.

BankEndedHow
The Farmers Savings Bank CompanyAshley, OHMar 31, 1984merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 16940 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.