Bank Branches › Closed and merged banks › Michigan › First of America Bank-Southeast Michigan, National Association
What happened to First of America Bank-Southeast Michigan, National Association?
First of America Bank-Southeast Michigan, National Association in Detroit, MI (earlier called City National Bank of Detroit and 2 other names) merged into First of America Bank - Michigan, National Association of Bannockburn, IL on Dec 31, 1994. After 2 more changes of hands, what was First of America Bank-Southeast Michigan, National Association is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1949City National Bank of Detroit opens in Detroit, MI
- Jun 6, 1983renamed First of America Bank - Detroit, National Association
- Apr 1, 1988renamed First of America Bank - Metro, National Association
- Apr 2, 1988renamed First of America Bank-Southeast Michigan, National Association
- Dec 31, 1994MERGEDFirst of America Bank-Southeast Michigan, National Association merged into First of America Bank - Michigan, National Association of Bannockburn, IL.FDIC certificate 16774 ends; its business continues under certificate 5029.
- Jul 22, 2006MERGEDFirst of America Bank - Michigan, National Association (by then renamed National City Bank of the Midwest) of Bannockburn, IL merged into National City Bank of Cleveland, OH.FDIC certificate 5029 ends; its business continues under certificate 6557.
- Nov 6, 2009MERGEDNational City Bank of Cleveland, OH merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 6557 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from First of America Bank-Southeast Michigan, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First of America Bank-Southeast Michigan, National Association as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name First of America Bank-Southeast Michigan, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the First of America Bank-Southeast Michigan, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
150 offices filed under this charter in some year from 1994 on. 39 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 2015 Walton BlvdRochester Hills, MI | OpenPNC Bank, National Association |
| 2925 12 Mile RdBerkley, MI | OpenPNC Bank, National Association |
| 28841 John R RoadMadison Heights, MI | OpenPNC Bank, National Association |
| 32001 Groesbeck HwyFraser, MI | OpenPNC Bank, National Association |
| 28564 Orchard Lake RdFarmington Hills, MI | OpenPNC Bank, National Association |
| 45125 Hayes RdShelby Township, MI | OpenPNC Bank, National Association |
| 24612 Harper AveSaint Clair Shores, MI | OpenPNC Bank, National Association |
| 41325 W 10 Mile RdNovi, MI | OpenPNC Bank, National Association |
| 3984 Fort StLincoln Park, MI | OpenPNC Bank, National Association |
| 49200 Pontiac TrlWixom, MI | OpenPNC Bank, National Association |
| 948 S Main StLapeer, MI | OpenPNC Bank, National Association |
| 1725 King RdTrenton, MI | OpenPNC Bank, National Association |
| 88 W Flint StLake Orion, MI | OpenPNC Bank, National Association |
| 202 N Monroe StMonroe, MI | OpenPNC Bank, National Association |
| 11300 Joseph Campau StHamtramck, MI | OpenPNC Bank, National Association |
| 33543 8 Mile RdLivonia, MI | OpenPNC Bank, National Association |
| 1620 Union Lake RdCommerce Township, MI | OpenPNC Bank, National Association |
| 725 E Big Beaver RdTroy, MI | OpenPNC Bank, National Association |
| 6650 Dixie HwyClarkston, MI | OpenPNC Bank, National Association |
| 433 E Capac RdImlay City, MI | OpenPNC Bank, National Association |
| 4111 Woodward AveDetroit, MI | OpenPNC Bank, National Association |
| 6099 26 Mile RdWashington, MI | OpenPNC Bank, National Association |
| 31200 Mound RdWarren, MI | OpenPNC Bank, National Association |
| 34953 Woodward AveBirmingham, MI | OpenPNC Bank, National Association |
| 24121 Goddard RdTaylor, MI | OpenPNC Bank, National Association |
| 994 W Huron StWaterford, MI | OpenPNC Bank, National Association |
| 100 S Main StRomeo, MI | OpenPNC Bank, National Association |
| 22111 Ecorse RdTaylor, MI | OpenPNC Bank, National Association |
| 14951 Dix Toledo RdSouthgate, MI | OpenPNC Bank, National Association |
| 69306 N Main StRichmond, MI | OpenPNC Bank, National Association |
| 44330 Woodward AvePontiac, MI | OpenPNC Bank, National Association |
| 19049 Huron River DrNew Boston, MI | OpenPNC Bank, National Association |
| 22711 S Chrysler DrHazel Park, MI | OpenPNC Bank, National Association |
| 24734 Van Dyke AveCenter Line, MI | OpenPNC Bank, National Association |
| 17101 Mack AveDetroit, MI | OpenPNC Bank, National Association |
| 13951 Telegraph RdRedford, MI | OpenPNC Bank, National Association |
| 2140 Rawsonville RdBelleville, MI | OpenPNC Bank, National Association |
| 584 N Perry StPontiac, MI | OpenPNC Bank, National Association |
| 15800 E 8 Mile RdDetroit, MI | OpenPNC Bank, National Association |
| 13230 E Jefferson AveDetroit, MI | No longer reported |
Banks folded into First of America Bank-Southeast Michigan, National Association
8 banks merged directly into this charter; counting the banks those had absorbed earlier, 18 charters end up inside it.
| Bank | Ended |
|---|---|
| First of America Bank-SecuritySouthgate, MI | May 20, 1994 |
| Security Bank of CommerceHamtramck, MI | Oct 1, 1992 |
| Security Bank NortheastRichmond, MI | Jun 1, 1992 |
| Security Bank St. Clair ShoresSt. Clair Shores, MI | Jun 1, 1992 |
| First of America Bank - Lapeer, National AssociationLapeer, MI | Apr 1, 1991 |
| First of America Bank-Wayne OaklandTroy, MI | Apr 1, 1988 |
| First of America Bank Oakland Macomb, National AssociationPontiac, MI | Apr 1, 1988 |
| First of America Bank - Rochester, National AssociationRochester, MI | Apr 1, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 16774 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.