Bank Branches › Closed and merged banks › Indiana › Lafayette Bank and Trust Company, National Association
What happened to Lafayette Bank and Trust Company, National Association?
Lafayette Bank and Trust Company, National Association in Lafayette, IN (earlier called Lafayette Bank and Trust Company) merged into First Merchants Bank National Association of Muncie, IN on Sep 25, 2009. That bank is now called First Merchants Bank (Muncie, IN).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1899Lafayette Bank and Trust Company opens in Lafayette, IN
- Jan 1, 2004renamed Lafayette Bank and Trust Company, National Association
- Sep 25, 2009MERGEDLafayette Bank and Trust Company, National Association merged into First Merchants Bank National Association of Muncie, IN.FDIC certificate 16512 ends; its business continues under certificate 4365.
- TodayOPEN
First Merchants BankMain office Muncie, IN · FDIC certificate 4365 · 129 offices in 3 states on June 30, 2026Every First Merchants Bank office → Website on file with the FDIC: www.firstmerchants.com
If you still have something from Lafayette Bank and Trust Company, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Lafayette Bank and Trust Company, National Association as lienholder, start with First Merchants Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Merchants Bank to search for the account under the name Lafayette Bank and Trust Company, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Merchants Bank which branch now holds boxes from the Lafayette Bank and Trust Company, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
26 offices filed under this charter in some year from 1994 on. 13 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 116 E Washington StMonticello, IN | OpenFirst Merchants Bank |
| 200 W Washington StRensselaer, IN | OpenFirst Merchants Bank |
| 1803 Veterans Memorial Pkwy S Ste JLafayette, IN | OpenFirst Merchants Bank |
| 250 Main StLafayette, IN | OpenFirst Merchants Bank |
| 3901 South StLafayette, IN | OpenFirst Merchants Bank |
| 2329 N Salisbury StWest Lafayette, IN | OpenFirst Merchants Bank |
| 60 S Main StFrankfort, IN | OpenFirst Merchants Bank |
| 2504 Teal RdLafayette, IN | OpenFirst Merchants Bank |
| 101 E Division StRemington, IN | OpenFirst Merchants Bank |
| 437 N Halleck StDemotte, IN | OpenFirst Merchants Bank |
| 2200 Elmwood AveLafayette, IN | OpenFirst Merchants Bank |
| 134 S Washington StCrawfordsville, IN | OpenFirst Merchants Bank |
| 805 E Columbia StFlora, IN | OpenFirst Merchants Bank |
| 1900 East Wabash StreetFrankfort, IN | No longer reported |
| 103 N Prairie St.Brookston, IN | No longer reported |
| 1088 West Broadway StreetMonticello, IN | No longer reported |
| 105 E 2nd St.Reynolds, IN | No longer reported |
| 2862 Old Us Highway 231 SLafayette, IN | No longer reported |
| 3575 Senior PlaceWest Lafayette, IN | No longer reported |
| 2513 Maple Point DriveLafayette, IN | No longer reported |
| 404 North StreetLafayette, IN | No longer reported |
| 1904 Elmwood AvenueLafayette, IN | No longer reported |
| 4205 Commercial DriveLafayette, IN | No longer reported |
| Main StreetChalmers, IN | No longer reported |
| 110 East Marion StreetMonticello, IN | No longer reported |
| 229 North Main StreetMonticello, IN | No longer reported |
Banks folded into Lafayette Bank and Trust Company, National Association
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Bank of ReynoldsReynolds, IN | Oct 1, 1994 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 16512 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.