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Bank Branches › Closed and merged banks › Missouri › Peoples Bank of the Ozarks

FDIC certificate 1650 · Nixa, MO

What happened to Peoples Bank of the Ozarks?

Peoples Bank of the Ozarks in Nixa, MO (earlier called The Peoples Bank of Clever, Missouri) merged into Southern Bank of Poplar Bluff, MO on Dec 6, 2014. Southern Bank is open today.

1917
opened
2014
merged away
2
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1917
    The Peoples Bank of Clever, Missouri opens in Nixa, MO
  2. Dec 13, 1989
    renamed Peoples Bank of the Ozarks
  3. Dec 6, 2014
    MERGEDPeoples Bank of the Ozarks merged into Southern Bank of Poplar Bluff, MO.FDIC certificate 1650 ends; its business continues under certificate 28332.
  4. Today
    OPEN
    Southern BankMain office Poplar Bluff, MO · FDIC certificate 28332 · 66 offices in 4 states on June 30, 2026

    Every Southern Bank office →   Website on file with the FDIC: www.bankwithsouthern.com

If you still have something from Peoples Bank of the Ozarks

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Peoples Bank of the Ozarks as lienholder, start with Southern Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Southern Bank to search for the account under the name Peoples Bank of the Ozarks. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Southern Bank which branch now holds boxes from the Peoples Bank of the Ozarks office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

19 offices filed under this charter in some year from 1994 on. 12 are still open as of June 30, 2026.

OfficeLast filed under itNow
305 W Mount Vernon StNixa, MO2014OpenSouthern Bank
15775 Us Highway 160Forsyth, MO2014OpenSouthern Bank
11892 State Highway 13, Ste 3Kimberling City, MO2014OpenSouthern Bank
3000 W Republic RdSpringfield, MO2014OpenSouthern Bank
7410 Missouri 14Clever, MO2014OpenSouthern Bank
9005 Sawgrass AveNixa, MO2014OpenSouthern Bank
2911 E Sunshine StSpringfield, MO2014OpenSouthern Bank
2471 W Jackson StOzark, MO2014OpenSouthern Bank
256 E Us Highway 54Camdenton, MO2005OpenGreat Southern Bank
8736 N State Highway 5Camdenton, MO2005OpenGreat Southern Bank
14411 State Highway 7Climax Springs, MO2005OpenGreat Southern Bank
437 W Sunset StFordland, MO2010OpenHomePride Bank
317 South MainRogersville, MO2014No longer reported
208 N. Mccroskey StNixa, MO2014No longer reported
1564 North Main StreetNixa, MO2014No longer reported
201 Village CenterNixa, MO2008No longer reported
204 Village CenterNixa, MO2008No longer reported
10659 East Highway 76Forsyth, MO2008No longer reported
831 & 833 N. MainNixa, MO2003No longer reported

Banks folded into Peoples Bank of the Ozarks

2 banks merged directly into this charter.

BankEndedHow
Peoples Bank of FordlandFordland, MOApr 27, 2001merged
Citizens Bank of the OzarksCamdenton, MOApr 27, 2001merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1650 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.