Bank Branches › Closed and merged banks › Georgia › First National Bank of Georgia
What happened to First National Bank of Georgia?
First National Bank of Georgia in Carrollton, GA (earlier called West Georgia National Bank of Carrollton and 1 other name) failed, and Community & Southern Bank of Atlanta, GA took it over on Jan 29, 2010. After 1 more change of hands, what was First National Bank of Georgia is today part of Bank OZK (Little Rock, AR).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1946West Georgia National Bank of Carrollton opens in Carrollton, GA
- Apr 13, 2004renamed West Georgia National Bank
- Jul 1, 2007renamed First National Bank of Georgia
- Jan 29, 2010FAILEDFirst National Bank of Georgia failed, and Community & Southern Bank of Atlanta, GA took it over.FDIC certificate 16480 ends; its business continues under certificate 59010.
- Jul 21, 2016MERGEDCommunity & Southern Bank of Atlanta, GA merged into Bank of the Ozarks of Little Rock, AR.FDIC certificate 59010 ends; its business continues under certificate 110.
- TodayOPEN
Bank OZKMain office Little Rock, AR · FDIC certificate 110 · 256 offices in 6 states on June 30, 2026Every Bank OZK office → Website on file with the FDIC: www.ozk.com
If you still have something from First National Bank of Georgia
A lien that was never released
First National Bank of Georgia failed on Jan 29, 2010. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Bank OZK, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Community & Southern Bank). Start with Bank OZK, and ask them to search under the name First National Bank of Georgia.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Bank OZK. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
16 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 725 W Bankhead HwyVilla Rica, GA | OpenBank OZK |
| 900 Atlantic AveBremen, GA | OpenBank OZK |
| 3408 Georgia Hwy 565Tallapoosa, GA | OpenBank OZK |
| 9360 The Landing DrDouglasville, GA | OpenBank OZK |
| 3559 Business 27Buchanan, GA | OpenBank OZK |
| 501 Pacific AvenueBremen, GA | No longer reported |
| 123 Bowdon StreetTallapoosa, GA | No longer reported |
| 114 Bullsboro DriveNewnan, GA | No longer reported |
| 205 East College StreetBowdon, GA | No longer reported |
| 1004 Bankhead HighwayCarrollton, GA | No longer reported |
| 314 Newman StreetCarrollton, GA | No longer reported |
| 184 Carrollton StreetTemple, GA | No longer reported |
| 1111 Bankhead Highway, Suite ACarrollton, GA | No longer reported |
| 201 Maple StreetCarrollton, GA | No longer reported |
| 2500 Mirror Lake BlvdVilla Rica, GA | No longer reported |
| 9557 Highway 5Douglasville, GA | No longer reported |
Banks folded into First National Bank of Georgia
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| First National Bank of GeorgiaBuchanan, GA | Jul 1, 2007 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 16480 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.