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What happened to Citizens National Bank & Trust Company of Chicago?
Citizens National Bank & Trust Company of Chicago in Chicago, IL (earlier called Citizens National Bank of Chicago) failed, and First Bank of Oak Park of Oak Park, IL took it over on Jan 29, 1991. After 2 more changes of hands, what was Citizens National Bank & Trust Company of Chicago is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1946Citizens National Bank of Chicago opens in Chicago, IL
- Dec 1, 1981renamed Citizens National Bank & Trust Company of Chicago
- Jan 29, 1991FAILEDCitizens National Bank & Trust Company of Chicago failed, and First Bank of Oak Park of Oak Park, IL took it over.FDIC certificate 16428 ends; its business continues under certificate 1801.
- Jan 1, 2006MERGEDFirst Bank of Oak Park of Oak Park, IL merged into Park National Bank of Chicago, IL.FDIC certificate 1801 ends; its business continues under certificate 11677.
- Oct 30, 2009FAILEDPark National Bank of Chicago, IL failed, and U.S. Bank National Association of Cincinnati, OH took it over.FDIC certificate 11677 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Citizens National Bank & Trust Company of Chicago
A lien that was never released
Citizens National Bank & Trust Company of Chicago failed on Jan 29, 1991. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to U.S. Bank National Association, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, First Bank of Oak Park). Start with U.S. Bank National Association, and ask them to search under the name Citizens National Bank & Trust Company of Chicago.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask U.S. Bank National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 16428 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.