Bank Branches › Closed and merged banks › Missouri › Commerce Bank, National Association
What happened to Commerce Bank, National Association?
Commerce Bank, National Association in Columbia, MO (earlier called Commerce Bank of Mexico and 1 other name) merged into Commerce Bank, National Association of Kansas City, MO on Jun 28, 1996. That bank is now called Commerce Bank (Kansas City, MO).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1861Commerce Bank of Mexico opens in Columbia, MO
- Jan 2, 1981renamed Commerce Bank of Mexico, National Association
- laterrenamed Commerce Bank, National Association
- Jun 28, 1996MERGEDCommerce Bank, National Association merged into Commerce Bank, National Association of Kansas City, MO.FDIC certificate 1631 ends; its business continues under certificate 24998.
- TodayOPEN
Commerce BankMain office Kansas City, MO · FDIC certificate 24998 · 151 offices in 9 states on June 30, 2026Every Commerce Bank office → Website on file with the FDIC: www.commercebank.com
If you still have something from Commerce Bank, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Commerce Bank, National Association as lienholder, start with Commerce Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Commerce Bank to search for the account under the name Commerce Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Commerce Bank which branch now holds boxes from the Commerce Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
13 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 3709 Sandman LnColumbia, MO | OpenCommerce Bank |
| 2946 S Clark StMexico, MO | OpenCommerce Bank |
| 1415 N Morley StMoberly, MO | OpenCommerce Bank |
| 209 E Main StCalifornia, MO | OpenCommerce Bank |
| 232 S Osage AveTipton, MO | OpenCommerce Bank |
| 501 E BroadwayColumbia, MO | No longer reported |
| 500 Business Loop 70 WestColumbia, MO | No longer reported |
| 25 Conley RoadColumbia, MO | No longer reported |
| 909 Lowry PlazaColumbia, MO | No longer reported |
| 303 North Stadium BoulevardColumbia, MO | No longer reported |
| 1005 E Liberty StMexico, MO | No longer reported |
| 100 West Jackson StreetMexico, MO | No longer reported |
| 208 W Reed StMoberly, MO | No longer reported |
Banks folded into Commerce Bank, National Association
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 4 charters end up inside it.
| Bank | Ended |
|---|---|
| The Moniteau National Bank of CaliforniaCalifornia, MO | Oct 1, 1994 |
| Commerce Bank of Moberly, National AssociationMoberly, MO | Sep 1, 1988 |
| Commerce Bank of Columbia, National AssociationColumbia, MO | Sep 1, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1631 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.