Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Closed and merged banks › Texas › The Home State Bank, Rochester, Texas

FDIC certificate 15896 · Rochester, TX

What happened to The Home State Bank, Rochester, Texas?

The Home State Bank, Rochester, Texas in Rochester, TX failed, and Home State Bank of Rochester, TX took it over on Jun 27, 1986. After 3 more changes of hands, what was The Home State Bank, Rochester, Texas is today part of First National Bank and Trust Company of Weatherford (Weatherford, TX).

1932
opened
1986
failed
1
name it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1932
    The Home State Bank, Rochester, Texas opens in Rochester, TX
  2. Jun 27, 1986
    FAILEDThe Home State Bank, Rochester, Texas failed, and Home State Bank of Rochester, TX took it over.FDIC certificate 15896 ends; its business continues under certificate 26717.
  3. Dec 29, 2000
    MERGEDHome State Bank of Rochester, TX merged into First National Bank in Munday of Munday, TX.FDIC certificate 26717 ends; its business continues under certificate 3356.
  4. Jul 1, 2012
    MERGEDFirst National Bank in Munday of Munday, TX merged into First Bank Texas, SSB of Baird, TX.FDIC certificate 3356 ends; its business continues under certificate 3086.
  5. Feb 19, 2021
    MERGEDFirst Bank Texas, SSB (by then renamed First National Bank Baird) of Baird, TX merged into First National Bank and Trust Company of Weatherford of Weatherford, TX.FDIC certificate 3086 ends; its business continues under certificate 5575.
  6. Today
    OPEN
    First National Bank and Trust Company of WeatherfordMain office Weatherford, TX · FDIC certificate 5575 · 16 offices in 1 state on June 30, 2026

    Every First National Bank and Trust Company of Weatherford office →   Website on file with the FDIC: www.go2fbt.bank

If you still have something from The Home State Bank, Rochester, Texas

A lien that was never released

The Home State Bank, Rochester, Texas failed on Jun 27, 1986. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to First National Bank and Trust Company of Weatherford, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Home State Bank). Start with First National Bank and Trust Company of Weatherford, and ask them to search under the name The Home State Bank, Rochester, Texas.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask First National Bank and Trust Company of Weatherford. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 15896 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.