Bank Branches › Closed and merged banks › Wisconsin › First National Bank
What happened to First National Bank?
First National Bank in Waupaca, WI (earlier called First State Bank of Iola) merged into Bank First National of Manitowoc, WI on Oct 27, 2017. That bank is now called Bank First, N.A. (Manitowoc, WI).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1893First State Bank of Iola opens in Waupaca, WI
- Dec 18, 1987renamed First National Bank
- Oct 27, 2017MERGEDFirst National Bank merged into Bank First National of Manitowoc, WI.FDIC certificate 15149 ends; its business continues under certificate 5304.
- TodayOPEN
Bank First, N.A.Main office Manitowoc, WI · FDIC certificate 5304 · 38 offices in 2 states on June 30, 2026Every Bank First, N.A. office → Website on file with the FDIC: www.bankfirst.com
If you still have something from First National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows First National Bank as lienholder, start with Bank First, N.A.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Bank First, N.A. to search for the account under the name First National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Bank First, N.A. which branch now holds boxes from the First National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
11 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 111 Jefferson StWaupaca, WI | OpenBank First, N.A. |
| 135 S Main StClintonville, WI | OpenBank First, N.A. |
| 1224 N Hobart StPampa, TX | OpenUMB Bank, National Association |
| 295 E State StIola, WI | OpenBank First, N.A. |
| 621 2nd StChetek, WI | OpenNicolet National Bank |
| 101 East Main StreetWeyauwega, WI | No longer reported |
| 223 East Perry AvenueMarion, WI | No longer reported |
| 689 Woodland PlazaSeymour, WI | No longer reported |
| N5579 State Road 76Shiocton, WI | No longer reported |
| 501 CommerceChildress, TX | No longer reported |
| 305 North Main StreetShamrock, TX | No longer reported |
Banks folded into First National Bank
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 5 charters end up inside it.
| Bank | Ended |
|---|---|
| Dairyman's State BankClintonville, WI | Jan 12, 2008 |
| National Bank of CommercePampa, TX | Oct 7, 2000 |
| First National Bank of WaupacaWaupaca, WI | Feb 26, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 15149 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.