Bank Branches › Closed and merged banks › Michigan › mBank
What happened to mBank?
mBank in Manistique, MI (earlier called The First National Bank at Manistique and 3 other names) merged into Nicolet National Bank of Green Bay, WI on Sep 3, 2021. Nicolet National Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1934The First National Bank at Manistique opens in Manistique, MI
- Oct 1, 1990renamed First Northern National Bank
- Jun 28, 1993renamed First Northern Bank & Trust
- Aug 12, 1996renamed North Country Bank and Trust
- May 16, 2005renamed mBank
- Sep 3, 2021MERGEDmBank merged into Nicolet National Bank of Green Bay, WI.FDIC certificate 14816 ends; its business continues under certificate 57038.
- TodayOPEN
Nicolet National BankMain office Green Bay, WI · FDIC certificate 57038 · 115 offices in 6 states on June 30, 2026Every Nicolet National Bank office → Website on file with the FDIC: www.nicoletbank.com
If you still have something from mBank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows mBank as lienholder, start with Nicolet National Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Nicolet National Bank to search for the account under the name mBank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Nicolet National Bank which branch now holds boxes from the mBank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
76 offices filed under this charter in some year from 1994 on. 29 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 400 East Wall StreetEagle River, WI | OpenNicolet National Bank |
| 468 N Ripley BlvdAlpena, MI | OpenNicolet National Bank |
| 857 W Washington StMarquette, MI | OpenNicolet National Bank |
| 1111 10th StMenominee, MI | OpenThe Stephenson National Bank and Trust |
| 100 South Main StreetIshpeming, MI | OpenNicolet National Bank |
| 414 Newberry AveNewberry, MI | OpenNicolet National Bank |
| 1955 South Otsego AveGaylord, MI | OpenNicolet National Bank |
| 130 S Cedar StManistique, MI | OpenNicolet National Bank |
| 138 Ridge StSault Ste. Marie, MI | OpenNicolet National Bank |
| 100 South Second AvenueAlpena, MI | OpenNicolet National Bank |
| 1400 E Main StMerrill, WI | OpenNicolet National Bank |
| 2929 S. County Road 489Lewiston, MI | OpenNicolet National Bank |
| S216 Menominee StStephenson, MI | OpenNicolet National Bank |
| 900 Roosevelt RdNiagara, WI | OpenNicolet National Bank |
| 350 S Main StCheboygan, MI | OpenNicolet National Bank |
| 3530 N Country DrTraverse City, MI | OpenNicolet National Bank |
| W17310 Main StCurtis, MI | OpenThe State Savings Bank of Manistique |
| 18829 S Mackinac TrlRudyard, MI | OpenCentral Savings Bank |
| 601 River StOntonagon, MI | OpenThe Miners State Bank |
| 2224 N Lincoln RdEscanaba, MI | OpenNicolet National Bank |
| 1890 S Stephenson AveIron Mountain, MI | OpenUpper Peninsula State Bank |
| 6322 State StGarden, MI | OpenFirst Bank, Upper Michigan |
| 430 N State StSt. Ignace, MI | OpenCentral Savings Bank |
| 202 E State St, Ste 100Traverse City, MI | OpenNicolet National Bank |
| N14264 Lake AveGrand Marais, MI | OpenPeoples State Bank of Munising |
| 21 Hoban StreetMackinac Island, MI | OpenCentral Savings Bank |
| 49011 N Royce RdHancock, MI | OpenThe Miners State Bank |
| 47 Trimountain AveSouth Range, MI | OpenThe Miners State Bank |
| 143 W M 134Cedarville, MI | OpenCentral Savings Bank |
| 6230 River StreetAlanson, MI | No longer reported |
| 130 S Cedar StManistique, MI | No longer reported |
| 735 E. Lakeshore DriveManistique, MI | No longer reported |
| 14429 Wuoksi AvenueKaleva, MI | No longer reported |
| Daisy Street And U. S. 41Ishpeming Township, MI | No longer reported |
| 175 S. Mcclellan StreetMarquette, MI | No longer reported |
| 440 U.S. 41 EastNegaunee, MI | No longer reported |
| 845 Central AvenueFlorence, WI | No longer reported |
| W563 County Road NNiagara, WI | No longer reported |
| 1811 Superior StThree Lakes, WI | No longer reported |
| 308 N Morenci StreetMio, MI | No longer reported |
Banks folded into mBank
8 banks merged directly into this charter; counting the banks those had absorbed earlier, 11 charters end up inside it.
| Bank | Ended |
|---|---|
| Lincoln Community BankMerrill, WI | Oct 1, 2018 |
| First Federal of Northern MichiganAlpena, MI | May 18, 2018 |
| The First National Bank of NiagaraNiagara, WI | Aug 31, 2016 |
| The First National Bank of Eagle RiverEagle River, WI | Apr 29, 2016 |
| The Peninsula Bank of IshpemingIshpeming, MI | Dec 5, 2014 |
| North Country BankSouth Range, MI | Mar 7, 1998 |
| Bank of StephensonStephenson, MI | Oct 2, 1995 |
| Manistique Lakes BankCurtis, MI | May 1, 1986 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 14816 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.