Bank Branches › Closed and merged banks › Michigan › Omnibank
What happened to Omnibank?
Omnibank in River Rouge, MI (earlier called River Rouge Savings Bank) failed, and Shorebank, Detroit of River Rouge, MI took it over on Apr 9, 1998. After 3 more changes of hands, what was Omnibank is today part of Providence Bank & Trust (South Holland, IL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1919River Rouge Savings Bank opens in River Rouge, MI
- Aug 15, 1991renamed Omnibank
- Apr 9, 1998FAILEDOmnibank failed, and Shorebank, Detroit of River Rouge, MI took it over.FDIC certificate 14758 ends; its business continues under certificate 34848.
- Mar 10, 2001MERGEDShorebank, Detroit of River Rouge, MI merged into ShoreBank of Chicago, IL.FDIC certificate 34848 ends; its business continues under certificate 15640.
- Aug 20, 2010FAILEDShoreBank of Chicago, IL failed, and Urban Partnership Bank of Chicago, IL took it over.FDIC certificate 15640 ends; its business continues under certificate 59051.
- Jan 28, 2019MERGEDUrban Partnership Bank of Chicago, IL merged into Providence Bank & Trust of South Holland, IL.FDIC certificate 59051 ends; its business continues under certificate 57754.
- TodayOPEN
Providence Bank & TrustMain office South Holland, IL · FDIC certificate 57754 · 16 offices in 2 states on June 30, 2026Every Providence Bank & Trust office → Website on file with the FDIC: www.providence.bank
If you still have something from Omnibank
A lien that was never released
Omnibank failed on Apr 9, 1998. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Providence Bank & Trust, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Shorebank, Detroit). Start with Providence Bank & Trust, and ask them to search under the name Omnibank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Providence Bank & Trust. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
4 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 1789 Coolidge HighwayRiver Rouge, MI | No longer reported |
| 13814 Woodward AvenueHighland Park, MI | No longer reported |
| 2518 Market StreetDetroit, MI | No longer reported |
| 10474 West Jefferson StreetRiver Rouge, MI | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 14758 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.