Bank Branches › Closed and merged banks › Florida › SunTrust Bank, Northwest, Florida
What happened to SunTrust Bank, Northwest, Florida?
SunTrust Bank, Northwest, Florida in Tallahassee, FL (earlier called Commercial Bank in Panama City and 3 other names) merged into SunTrust Bank of Atlanta, GA on Jan 1, 2000. After 1 more change of hands, what was SunTrust Bank, Northwest, Florida is today part of Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1932Commercial Bank in Panama City opens in Tallahassee, FL
- May 12, 1988renamed Sun Commercial Bank
- Dec 4, 1992renamed Sun Bank/West Florida
- Oct 6, 1995renamed SunTrust Bank, West Florida
- Jul 6, 1999renamed SunTrust Bank, Northwest, Florida
- Jan 1, 2000MERGEDSunTrust Bank, Northwest, Florida merged into SunTrust Bank of Atlanta, GA.FDIC certificate 146 ends; its business continues under certificate 867.
- Dec 7, 2019MERGEDSunTrust Bank of Atlanta, GA merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 867 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from SunTrust Bank, Northwest, Florida
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows SunTrust Bank, Northwest, Florida as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Truist Bank to search for the account under the name SunTrust Bank, Northwest, Florida. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Truist Bank which branch now holds boxes from the SunTrust Bank, Northwest, Florida office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
17 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2627 Creighton RdPensacola, FL | OpenTruist Bank |
| 3522 Thomasville RdTallahassee, FL | OpenTruist Bank |
| 511 W 23rd StPanama City, FL | OpenTruist Bank |
| 3301 Gulf Breeze PkwyGulf Breeze, FL | OpenTruist Bank |
| 5224 Stewart StMilton, FL | OpenTruist Bank |
| 1104 Us Highway 331 SDefuniak Springs, FL | OpenTruist Bank |
| 99 Racetrack Rd NwFort Walton Beach, FL | OpenTruist Bank |
| 610 Luverne AvenuePanama City, FL | No longer reported |
| 638 Harrison AvenuePanama City, FL | No longer reported |
| 700 Florida AvenueLynn Haven, FL | No longer reported |
| 10520 Hutchison BoulevardPanama City Beach, FL | No longer reported |
| 5705 Cherry StreetPanama City, FL | No longer reported |
| 4400 Bayou BoulevardPensacola, FL | No longer reported |
| 503 Navy BoulevardPensacola, FL | No longer reported |
| 11 Hoffman DriveGulf Breeze, FL | No longer reported |
| 3207 East 4th StreetSpringfield, FL | No longer reported |
| 1120 Freeport RoadDe Funiak Springs, FL | No longer reported |
Banks folded into SunTrust Bank, Northwest, Florida
4 banks merged directly into this charter; counting the banks those had absorbed earlier, 11 charters end up inside it.
| Bank | Ended |
|---|---|
| SunTrust Bank, Tallahassee, National AssociationTallahassee, FL | Jul 6, 1999 |
| Sun Bank/West Florida, National AssociationPensacola, FL | Dec 4, 1992 |
| Springfield Commercial BankPanama City, FL | May 13, 1988 |
| Lynn Haven Commercial BankLynn Haven, FL | May 13, 1988 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 146 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.