Bank Branches › Closed and merged banks › Arkansas › Benton State Bank
What happened to Benton State Bank?
Benton State Bank in Benton, AR merged into Regions Bank of Birmingham, AL on Oct 22, 1998. Regions Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1934Benton State Bank opens in Benton, AR
- Oct 22, 1998MERGEDBenton State Bank merged into Regions Bank of Birmingham, AL.FDIC certificate 13934 ends; its business continues under certificate 12368.
- TodayOPEN
Regions BankMain office Birmingham, AL · FDIC certificate 12368 · 1,245 offices in 16 states on June 30, 2026Every Regions Bank office → Website on file with the FDIC: www.regions.com
If you still have something from Benton State Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Benton State Bank as lienholder, start with Regions Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Regions Bank to search for the account under the name Benton State Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Regions Bank which branch now holds boxes from the Benton State Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
9 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 917 Military RdBenton, AR | OpenRegions Bank |
| 1702 N Reynolds RdBryant, AR | OpenRegions Bank |
| 112 River StreetBenton, AR | No longer reported |
| 146 W. South StreetBenton, AR | No longer reported |
| 17309 I-30Benton, AR | No longer reported |
| Highway 5 and Route 1Benton, AR | No longer reported |
| Samples and Salem Roads, Route 5Benton, AR | No longer reported |
| Military and Main StreetsBenton, AR | No longer reported |
| #1 Cortez CenterHot Springs Village, AR | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 13934 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.