Bank Branches › Closed and merged banks › Indiana › The Bright National Bank
What happened to The Bright National Bank?
The Bright National Bank in Flora, IN (earlier called The Bright National Bank at Flora) merged into Sand Ridge Bank of Highland, IN on Nov 15, 2002. After 1 more change of hands, what was The Bright National Bank is today part of First Financial Bank (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1934The Bright National Bank at Flora opens in Flora, IN
- Jul 1, 1987renamed The Bright National Bank
- Nov 15, 2002MERGEDThe Bright National Bank merged into Sand Ridge Bank of Highland, IN.FDIC certificate 13815 ends; its business continues under certificate 20086.
- Aug 19, 2005MERGEDSand Ridge Bank of Highland, IN merged into First Financial Bank, National Association of Cincinnati, OH.FDIC certificate 20086 ends; its business continues under certificate 6600.
- TodayOPEN
First Financial BankMain office Cincinnati, OH · FDIC certificate 6600 · 162 offices in 5 states on June 30, 2026Every First Financial Bank office → Website on file with the FDIC: www.bankatfirst.com
If you still have something from The Bright National Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The Bright National Bank as lienholder, start with First Financial Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Financial Bank to search for the account under the name The Bright National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Financial Bank which branch now holds boxes from the The Bright National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
7 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 817 E Columbia StFlora, IN | OpenFirst Financial Bank |
| 358 W Main StRossville, IN | OpenFirst Financial Bank |
| 215 E Main StDelphi, IN | OpenFirst Financial Bank |
| 1600 Sagamore Parkway SouthLafayette, IN | No longer reported |
| 302 Ferry StreetLafayette, IN | No longer reported |
| Four East Main StreetFlora, IN | No longer reported |
| State Highway 29 & 22 NorthgBurlington, IN | No longer reported |
Banks folded into The Bright National Bank
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| Hometown Savings Bank, FSBDelphi, IN | Dec 14, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 13815 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.