Bank Branches › Closed and merged banks › Missouri › Mercantile Bank of North West Missouri
What happened to Mercantile Bank of North West Missouri?
Mercantile Bank of North West Missouri in Maryville, MO (earlier called First American Bank of Skidmore, Missouri and 3 other names) merged into Mercantile Bank of Overland Park, KS on May 16, 1998. After 1 more change of hands, what was Mercantile Bank of North West Missouri is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1904First American Bank of Skidmore, Missouri opens in Maryville, MO
- Jun 16, 1978renamed American Bank of Skidmore
- Dec 19, 1980renamed American Bank of Maryville
- Jun 30, 1986renamed American Bank of Northwest Missouri
- Apr 30, 1992renamed Mercantile Bank of North West Missouri
- May 16, 1998MERGEDMercantile Bank of North West Missouri merged into Mercantile Bank of Overland Park, KS.FDIC certificate 13630 ends; its business continues under certificate 10927.
- Jul 13, 2001MERGEDMercantile Bank (by then renamed Firstar Bank, National Association) of Overland Park, KS merged into Firstar Bank, National Association of Cincinnati, OH.FDIC certificate 10927 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Mercantile Bank of North West Missouri
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Mercantile Bank of North West Missouri as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask U.S. Bank National Association to search for the account under the name Mercantile Bank of North West Missouri. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask U.S. Bank National Association which branch now holds boxes from the Mercantile Bank of North West Missouri office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
3 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 109 South 3rdTarkio, MO | No longer reported |
| 1621 South MainMaryville, MO | No longer reported |
| 101 South WalnutSkidmore, MO | No longer reported |
Banks folded into Mercantile Bank of North West Missouri
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| American Bank of Tarkio, N.A.Tarkio, MO | Jun 30, 1986 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 13630 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.