Bank Branches › Closed and merged banks › Florida › Southern Exchange Bank
What happened to Southern Exchange Bank?
Southern Exchange Bank in Tampa, FL (earlier called Columbia Bank of Tampa and 1 other name) merged into First National Bank of Florida of Naples, FL on Oct 11, 2003. After 2 more changes of hands, what was Southern Exchange Bank is today part of Fifth Third Bank, National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1989Columbia Bank of Tampa opens in Tampa, FL
- May 18, 1987renamed Columbia Bank
- laterrenamed Southern Exchange Bank
- Oct 11, 2003MERGEDSouthern Exchange Bank merged into First National Bank of Florida of Naples, FL.FDIC certificate 1342 ends; its business continues under certificate 27538.
- Jan 1, 2005MERGEDFirst National Bank of Florida of Naples, FL merged into Fifth Third Bank of Grand Rapids, MI.FDIC certificate 27538 ends; its business continues under certificate 993.
- Sep 30, 2009MERGEDFifth Third Bank of Grand Rapids, MI merged into Fifth Third Bank of Cincinnati, OH.FDIC certificate 993 ends; its business continues under certificate 6672.
- TodayOPEN
Fifth Third Bank, National AssociationMain office Cincinnati, OH · FDIC certificate 6672 · 1,513 offices in 15 states on June 30, 2026Every Fifth Third Bank, National Association office → Website on file with the FDIC: www.53.com
If you still have something from Southern Exchange Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Southern Exchange Bank as lienholder, start with Fifth Third Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Fifth Third Bank, National Association to search for the account under the name Southern Exchange Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Fifth Third Bank, National Association which branch now holds boxes from the Southern Exchange Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
18 offices filed under this charter in some year from 1994 on. 12 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 201 E Kennedy BlvdTampa, FL | OpenFifth Third Bank, National Association |
| 11710 Martin Luther King Blvd ESeffner, FL | OpenFifth Third Bank, National Association |
| 3402 Lithia Pinecrest RdValrico, FL | OpenFifth Third Bank, National Association |
| 1027 Nebraska AvePalm Harbor, FL | OpenFifth Third Bank, National Association |
| 3117 W Columbus DrTampa, FL | OpenFifth Third Bank, National Association |
| 180 Treasure Island CausewayTreasure Island, FL | OpenFifth Third Bank, National Association |
| 1020 U.S. Highway 41North Ruskin, FL | OpenFifth Third Bank, National Association |
| 4301 34th Street SouthSaint Petersburg, FL | OpenFifth Third Bank, National Association |
| 9450 W Linebaugh AveTampa, FL | OpenFifth Third Bank, National Association |
| 18395 Gulf BlvdIndian Shores, FL | OpenFifth Third Bank, National Association |
| 2001 E Adamo DrTampa, FL | OpenFifth Third Bank, National Association |
| 11281 Ulmerton RdLargo, FL | OpenFifth Third Bank, National Association |
| 4427 West Kennedy BlvdTampa, FL | No longer reported |
| 1921 South Dale Mabry BoulevardTampa, FL | No longer reported |
| 8603 West Hillsborough AvenueTampa, FL | No longer reported |
| 2028 East BroadwayTampa, FL | No longer reported |
| 405 North Westshore BoulevarTampa, FL | No longer reported |
| 4401 West Kennedy BoulevardTampa, FL | No longer reported |
Banks folded into Southern Exchange Bank
4 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Florida Bank of CommercePalm Harbor, FL | Feb 16, 2002 |
| Columbia BankTampa, FL | Feb 22, 2000 |
| City First BankTampa, FL | Jun 7, 1999 |
| Commerce Bank of TampaTampa, FL | Feb 2, 1990 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1342 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.