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Bank Branches › Closed and merged banks › Nebraska › Pinnacle Bank

FDIC certificate 13252 · Lexington, NE

What happened to Pinnacle Bank?

Pinnacle Bank in Lexington, NE (earlier called The Farmers State Bank and 1 other name) merged into Pinnacle Bank of Lincoln, NE on Sep 23, 2000. Pinnacle Bank is open today.

1916
opened
2000
merged away
3
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1916
    The Farmers State Bank opens in Lexington, NE
  2. Oct 12, 1973
    renamed The Farmers State Bank and Trust Company
  3. Mar 15, 1999
    renamed Pinnacle Bank
  4. Sep 23, 2000
    MERGEDPinnacle Bank merged into Pinnacle Bank of Lincoln, NE.FDIC certificate 13252 ends; its business continues under certificate 10634.
  5. Today
    OPEN
    Pinnacle BankMain office Lincoln, NE · FDIC certificate 10634 · 72 offices in 3 states on June 30, 2026

    Every Pinnacle Bank office →   Website on file with the FDIC: www.pinnbank.com

If you still have something from Pinnacle Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Pinnacle Bank as lienholder, start with Pinnacle Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Pinnacle Bank to search for the account under the name Pinnacle Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Pinnacle Bank which branch now holds boxes from the Pinnacle Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

4 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.

OfficeLast filed under itNow
410 N Washington StLexington, NE2000OpenPinnacle Bank
122 S Walnut StArnold, NE2000OpenPinnacle Bank
206 E 6th StLexington, NE2000OpenPinnacle Bank
1220 North Adams StreetLexington, NE1997No longer reported

Banks folded into Pinnacle Bank

2 banks merged directly into this charter.

BankEndedHow
Arnold State BankArnold, NEDec 5, 1988merged
First Savings Company of Lexington, Inc.Lexington, NENov 30, 1987merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 13252 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.