Bank Branches › Closed and merged banks › Maryland › Westminster Union Bank
What happened to Westminster Union Bank?
Westminster Union Bank in Westminster, MD (earlier called Westminster Trust Company and 1 other name) merged into PNC Bank, National Association of Wilmington, DE on Sep 14, 2007. PNC Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1898Westminster Trust Company opens in Westminster, MD
- Jan 2, 1981renamed Westminster Bank and Trust Company of Carroll County
- Jul 14, 2000renamed Westminster Union Bank
- Sep 14, 2007MERGEDWestminster Union Bank merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 12884 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from Westminster Union Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Westminster Union Bank as lienholder, start with PNC Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask PNC Bank, National Association to search for the account under the name Westminster Union Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask PNC Bank, National Association which branch now holds boxes from the Westminster Union Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
24 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 1350 Liberty RdSykesville, MD | OpenPNC Bank, National Association |
| 588 Jermor LnWestminster, MD | OpenPNC Bank, National Association |
| 406 Englar RdWestminster, MD | OpenPNC Bank, National Association |
| 459 E Baltimore StTaneytown, MD | OpenPNC Bank, National Association |
| 2325 Hanover PikeHampstead, MD | OpenPNC Bank, National Association |
| 1621 West Liberty RoadSykesville, MD | No longer reported |
| 2926 Baltimore BoulevardFinksburg, MD | No longer reported |
| 18 North Main StreetUnion Bridge, MD | No longer reported |
| 71 East Main StreetWestminster, MD | No longer reported |
| 132 West Main StreetWestminster, MD | No longer reported |
| 5420 Klee Mill RoadSykesville, MD | No longer reported |
| 3460 Littlestown PikeWestminster, MD | No longer reported |
| 2965 Manchester RoadManchester, MD | No longer reported |
| 7564 Main StreetSykesville, MD | No longer reported |
| 400 North Center StreetWestminster, MD | No longer reported |
| 15920 Old Frederick RoadWoodbine, MD | No longer reported |
| U.S. Highway 140 and EnglarWestminster, MD | No longer reported |
| 205 St. Mark WayWestminster, MD | No longer reported |
| 3462 Uniontown RoadWestminster, MD | No longer reported |
| 425 East Ridgeville BoulevarMt. Airy, MD | No longer reported |
| 2038 Liberty RoadSykesville, MD | No longer reported |
| 4007 Sykesville RoadFinksburg, MD | No longer reported |
| Peacock Center At Route 27 and East Ridgeville BoulevardMt. Airy, MD | No longer reported |
| 630 Baltimore BoulevardWestminster, MD | No longer reported |
Banks folded into Westminster Union Bank
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| The Union National Bank of WestminsterWestminster, MD | Jul 14, 2000 |
| The Woodbine National BankWoodbine, MD | Jan 2, 1981 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 12884 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.