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Bank Branches › Closed and merged banks › Maryland › Signet Bank-Maryland

FDIC certificate 12679 · Baltimore, MD

What happened to Signet Bank-Maryland?

Signet Bank-Maryland in Baltimore, MD (earlier called Union Trust Company of Maryland) merged into Signet Bank-Virginia of Richmond, VA on Nov 1, 1995. After 3 more changes of hands, what was Signet Bank-Maryland is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).

1795
opened
1995
merged away
2
names it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1795
    Union Trust Company of Maryland opens in Baltimore, MD
  2. Mar 29, 1987
    renamed Signet Bank-Maryland
  3. Nov 1, 1995
    MERGEDSignet Bank-Maryland merged into Signet Bank-Virginia of Richmond, VA.FDIC certificate 12679 ends; its business continues under certificate 11589.
  4. Nov 29, 1997
    MERGEDSignet Bank-Virginia (by then renamed Signet Bank) of Richmond, VA merged into First Union National Bank of Charlotte, NC.FDIC certificate 11589 ends; its business continues under certificate 4885.
  5. Feb 26, 1998
    MERGEDFirst Union National Bank of Charlotte, NC merged into First Union National Bank of Charlotte, NC.FDIC certificate 4885 ends; its business continues under certificate 33869.
  6. Mar 20, 2010
    MERGEDFirst Union National Bank (by then renamed Wachovia Bank, National Association) of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
  7. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from Signet Bank-Maryland

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Signet Bank-Maryland as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name Signet Bank-Maryland. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the Signet Bank-Maryland office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

91 offices filed under this charter in some year from 1994 on. 22 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
171 Jennifer RdAnnapolis, MD1995OpenWells Fargo Bank, National Association
9230 Baltimore National PikeEllicott City, MD1995OpenWells Fargo Bank, National Association
2100 York RdTimonium, MD1995OpenWells Fargo Bank, National Association
2012 E Joppa RdParkville, MD1995OpenWells Fargo Bank, National Association
11234 York RdCockeysville, MD1995OpenWells Fargo Bank, National Association
989 Fairmount AveTowson, MD1995OpenWells Fargo Bank, National Association
11975 Reisterstown RdReisterstown, MD1995OpenWells Fargo Bank, National Association
860 N Rolling RdCatonsville, MD1995OpenWells Fargo Bank, National Association
4305 Mountain RdPasadena, MD1995OpenWells Fargo Bank, National Association
582 Frederick RdCatonsville, MD1995OpenWells Fargo Bank, National Association
1427 Liberty RdEldersburg, MD1995OpenWells Fargo Bank, National Association
4820 Eastern AveBaltimore, MD1995OpenWells Fargo Bank, National Association
6309 York RdBaltimore, MD1995OpenWells Fargo Bank, National Association
1623 Crofton CtrCrofton, MD1995OpenWells Fargo Bank, National Association
501 Washington AveChestertown, MD1995OpenTruist Bank
1 Newport DrForest Hill, MD1995OpenWells Fargo Bank, National Association
721 N Hammonds Ferry RdLinthicum, MD1995OpenWells Fargo Bank, National Association
5121 Roland AveBaltimore, MD1995OpenWells Fargo Bank, National Association
930 Bay Ridge RdAnnapolis, MD1995OpenWells Fargo Bank, National Association
2320 Ashton StBaltimore, MD1995OpenWells Fargo Bank, National Association
5040 Sinclair LnBaltimore, MD1995OpenWells Fargo Bank, National Association
3200 W North AveBaltimore, MD1995OpenWells Fargo Bank, National Association
201 Russell AvenueGaithersburg, MD1995No longer reported
7101 Wisconsin AvenueBethesda, MD1995No longer reported
104 Bureau DriveGaithersburg, MD1995No longer reported
555 Quince Orchard Boulevard, #110Gaithersburg, MD1995No longer reported
8411 Snouffers School RoadGaithersburg, MD1995No longer reported
16707 Crabbs Branch WayRockville, MD1995No longer reported
8630 Fenton StreetSilver Spring, MD1995No longer reported
11427 Georgia AvenueWheaton, MD1995No longer reported
10 North Washington StreetRockville, MD1995No longer reported
850 Sligo AvenueSilver Spring, MD1995No longer reported
11161 New Hampshire AvenueWhite Oak, MD1995No longer reported
15707 Columbia PikeBurtonsville, MD1995No longer reported
1776 East Jefferson StreetRockville, MD1995No longer reported
8600 Baltimore Washington BoulevardJessup, MD1995No longer reported
4115 Ritchie HighwayBaltimore, MD1995No longer reported
511 Crain Highway, S.E.Glen Burnie, MD1995No longer reported
564 Governor Ritchie HighwaySeverna Park, MD1995No longer reported
8070 Ritchie HighwayPasadena, MD1995No longer reported

Banks folded into Signet Bank-Maryland

1 bank merged directly into this charter.

BankEndedHow
Metropolitan National Bank of MarylandWheaton, MDOct 19, 1970merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 12679 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.