Bank Branches › Closed and merged banks › West Virginia › One Valley Bank, Inc.
What happened to One Valley Bank, Inc.?
One Valley Bank, Inc. in Morgantown, WV (earlier called Farmers & Merchants' Bank and 1 other name) merged into Branch Banking and Trust Company of Charlotte, NC on Nov 10, 2000. That bank is now called Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1911Farmers & Merchants' Bank opens in Morgantown, WV
- Sep 1, 1987renamed One Valley Bank of Morgantown
- Oct 7, 1995renamed One Valley Bank, Inc.
- Nov 10, 2000MERGEDOne Valley Bank, Inc. merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 12658 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from One Valley Bank, Inc.
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows One Valley Bank, Inc. as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Truist Bank to search for the account under the name One Valley Bank, Inc.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Truist Bank which branch now holds boxes from the One Valley Bank, Inc. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
22 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 100 S 4th StClarksburg, WV | OpenTruist Bank |
| 466 Chestnut Ridge RdMorgantown, WV | OpenTruist Bank |
| 405 W Main StBridgeport, WV | OpenTruist Bank |
| 493 Spruce StMorgantown, WV | OpenTruist Bank |
| 1806 Earl L Core RdMorgantown, WV | OpenTruist Bank |
| 7 Harman CtrGrafton, WV | OpenTruist Bank |
| 114 E Main StKingwood, WV | OpenTruist Bank |
| 2669 White Hall BlvdWhite Hall, WV | No longer reported |
| 3300 Husky HighwayFarmington, WV | No longer reported |
| 120 Fairmont AvenueFairmont, WV | No longer reported |
| 211 Pike StreetBarrackville, WV | No longer reported |
| 2015 Meadowbrook MallBridgeport, WV | No longer reported |
| 200 Railroad StreetSalem, WV | No longer reported |
| 213 South Chestnut StreetClarksburg, WV | No longer reported |
| 101 East Main StreetSalem, WV | No longer reported |
| 9259 Mall RoadMorgantown, WV | No longer reported |
| 466 High StreetMorgantown, WV | No longer reported |
| 12256 Veterans Memorial HwyReedsville, WV | No longer reported |
| 1003 East State AvenueTerra Alta, WV | No longer reported |
| I-79 and U.S. Route 50Clarksburg, WV | No longer reported |
| Main StreetFairview, WV | No longer reported |
| 234 West Main StreetClarksburg, WV | No longer reported |
Banks folded into One Valley Bank, Inc.
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.
| Bank | Ended |
|---|---|
| One Valley Bank of Clarksburg, National AssociationClarksburg, WV | Nov 16, 1998 |
| One Valley Bank of Marion County, National AssociationFairmont, WV | Oct 7, 1995 |
| One Valley Bank of Terra Alta, National AssociationTerra Alta, WV | Oct 1, 1987 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 12658 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.