Bank Branches › Closed and merged banks › Tennessee › Pioneer Bank
What happened to Pioneer Bank?
Pioneer Bank in Chattanooga, TN merged into First American National Bank of Nashville, TN on Nov 20, 1998. After 2 more changes of hands, what was Pioneer Bank is today part of Regions Bank (Birmingham, AL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1916Pioneer Bank opens in Chattanooga, TN
- Nov 20, 1998MERGEDPioneer Bank merged into First American National Bank of Nashville, TN.FDIC certificate 12499 ends; its business continues under certificate 4956.
- Dec 31, 1999MERGEDFirst American National Bank of Nashville, TN merged into AmSouth Bank of Birmingham, AL.FDIC certificate 4956 ends; its business continues under certificate 26800.
- Nov 4, 2006MERGEDAmSouth Bank of Birmingham, AL merged into Regions Bank of Birmingham, AL.FDIC certificate 26800 ends; its business continues under certificate 12368.
- TodayOPEN
Regions BankMain office Birmingham, AL · FDIC certificate 12368 · 1,245 offices in 16 states on June 30, 2026Every Regions Bank office → Website on file with the FDIC: www.regions.com
If you still have something from Pioneer Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Pioneer Bank as lienholder, start with Regions Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Regions Bank to search for the account under the name Pioneer Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Regions Bank which branch now holds boxes from the Pioneer Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
23 offices filed under this charter in some year from 1994 on. 8 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 3614 Tennessee AveChattanooga, TN | OpenRegions Bank |
| 7951 E Brainerd RdChattanooga, TN | OpenRegions Bank |
| 9503 Apison PikeOoltewah, TN | OpenRegions Bank |
| 11314 Dayton PikeSoddy-Daisy, TN | OpenRegions Bank |
| 315 S Cedar AveSouth Pittsburg, TN | OpenTower Community Bank |
| 3401 Dayton BlvdRed Bank, TN | OpenRegions Bank |
| 345 Frazier Ave, Ste 109Chattanooga, TN | OpenRegions Bank |
| 13165 Highway 28Whitwell, TN | OpenTower Community Bank |
| 4516 Main StreetJasper, TN | No longer reported |
| 525 Kimball CrossingKimball, TN | No longer reported |
| 721 Rankin Rd NorthDunlap, TN | No longer reported |
| 1965 Northpoint BlvdHixson, TN | No longer reported |
| 3644 Brainerd RoadChattanooga, TN | No longer reported |
| 801 Broad StreetChattanooga, TN | No longer reported |
| 401 Market StreetChattanooga, TN | No longer reported |
| 4407 Highway 58Chattanooga, TN | No longer reported |
| 620 East 11th StreetChattanooga, TN | No longer reported |
| 3815 Ringgold RoadEast Ridge, TN | No longer reported |
| 2020 Gunbarrel RoadChattanooga, TN | No longer reported |
| 2290 Gunbarrel RoadChattanooga, TN | No longer reported |
| 3888 Hixson PikeChattanooga, TN | No longer reported |
| 5600 Brainerd RdChattanooga, TN | No longer reported |
| 820 Ridgeway AvenueSignal Mountain, TN | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 12499 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.