Bank Branches › Closed and merged banks › Texas › Meridian Bank Texas
What happened to Meridian Bank Texas?
Meridian Bank Texas in Fort Worth, TX (earlier called Velasco State Bank and 3 other names) merged into UMB Bank, National Association of Kansas City, MO on May 31, 2015. UMB Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1907Velasco State Bank opens in Fort Worth, TX
- Apr 3, 1959renamed Brazosport Bank of Commerce
- Dec 13, 1973renamed Brazosport Bank of Texas
- Jan 2, 1991renamed First Commerce Bank
- Feb 17, 2007renamed Meridian Bank Texas
- May 31, 2015MERGEDMeridian Bank Texas merged into UMB Bank, National Association of Kansas City, MO.FDIC certificate 11895 ends; its business continues under certificate 8273.
- TodayOPEN
UMB Bank, National AssociationMain office Kansas City, MO · FDIC certificate 8273 · 192 offices in 14 states on June 30, 2026Every UMB Bank, National Association office → Website on file with the FDIC: www.umb.com
If you still have something from Meridian Bank Texas
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Meridian Bank Texas as lienholder, start with UMB Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask UMB Bank, National Association to search for the account under the name Meridian Bank Texas. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask UMB Bank, National Association which branch now holds boxes from the Meridian Bank Texas office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
10 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 777 Main St, Ste 100Fort Worth, TX | OpenUMB Bank, National Association |
| 1400 N Brazosport BlvdFreeport, TX | OpenTexas Gulf Bank, National Association |
| 1013 W University DrDenton, TX | OpenUMB Bank, National Association |
| 2037 Airline RdCorpus Christi, TX | OpenKleberg Bank, N.A. |
| 4228 N Central Expy, Ste 30Dallas, TX | OpenUMB Bank, National Association |
| 2532 Lillian Miller ParkwayDenton, TX | No longer reported |
| 2517 Midway RoadCarrollton, TX | No longer reported |
| 100 North I-35e, Building 101Denton, TX | No longer reported |
| 2603 Morgan AvenueCorpus Christi, TX | No longer reported |
| 4102 BaldwinCorpus Christi, TX | No longer reported |
Banks folded into Meridian Bank Texas
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| State Bank and Trust Company, DallasCarrollton, TX | Jun 6, 2014 |
| First Commerce Bank, National AssociationCorpus Christi, TX | Jan 2, 1991 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 11895 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.