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Bank Branches › Closed and merged banks › Pennsylvania › Meridian Bank

FDIC certificate 11870 · Reading, PA

What happened to Meridian Bank?

Meridian Bank in Reading, PA (earlier called American Bank and Trust Co. of Pa.) merged into Corestates Bank, National Association of Philadelphia, PA on Jun 27, 1996. After 2 more changes of hands, what was Meridian Bank is today part of Wells Fargo Bank, National Association (Sioux Falls, SD).

1932
opened
1996
merged away
2
names it used
3
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1932
    American Bank and Trust Co. of Pa. opens in Reading, PA
  2. later
    renamed Meridian Bank
  3. Jun 27, 1996
    MERGEDMeridian Bank merged into Corestates Bank, National Association of Philadelphia, PA.FDIC certificate 11870 ends; its business continues under certificate 719.
  4. May 15, 1998
    MERGEDCorestates Bank, National Association of Philadelphia, PA merged into First Union National Bank of Charlotte, NC.FDIC certificate 719 ends; its business continues under certificate 33869.
  5. Mar 20, 2010
    MERGEDFirst Union National Bank (by then renamed Wachovia Bank, National Association) of Charlotte, NC merged into Wells Fargo Bank, National Association of Sioux Falls, SD.FDIC certificate 33869 ends; its business continues under certificate 3511.
  6. Today
    OPEN
    Wells Fargo Bank, National AssociationMain office Sioux Falls, SD · FDIC certificate 3511 · 4,157 offices in 40 states on June 30, 2026

    Every Wells Fargo Bank, National Association office →   Website on file with the FDIC: www.wellsfargo.com

If you still have something from Meridian Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Meridian Bank as lienholder, start with Wells Fargo Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Wells Fargo Bank, National Association to search for the account under the name Meridian Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Wells Fargo Bank, National Association which branch now holds boxes from the Meridian Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

284 offices filed under this charter in some year from 1994 on. 71 are still open as of June 30, 2026. Showing 40.

OfficeLast filed under itNow
679 Heacock RdYardley, PA1995OpenWells Fargo Bank, National Association
24 E Lancaster AvePaoli, PA1995OpenWells Fargo Bank, National Association
2901 S Eagle RdNewtown, PA1995OpenWells Fargo Bank, National Association
1601 N Cedar Crest BlvdAllentown, PA1995OpenWells Fargo Bank, National Association
2672 Egypt RdNorristown, PA1995OpenWells Fargo Bank, National Association
7103 Hamilton BlvdTrexlertown, PA1995OpenWells Fargo Bank, National Association
2730 Dekalb PikeEast Norriton, PA1995OpenWells Fargo Bank, National Association
120 College DrAllentown, PA1995OpenWells Fargo Bank, National Association
1155 Schadt AveWhitehall, PA1995OpenWells Fargo Bank, National Association
702 Lancaster AveWayne, PA1995OpenWells Fargo Bank, National Association
27 Ridge RdHershey, PA1995OpenWells Fargo Bank, National Association
1901 S 4th StAllentown, PA1995OpenWells Fargo Bank, National Association
17 W Broad StTamaqua, PA1995OpenWells Fargo Bank, National Association
224 Broad StMilford, PA1995OpenWells Fargo Bank, National Association
755 S West End BlvdQuakertown, PA1995OpenWells Fargo Bank, National Association
1602 Union BlvdAllentown, PA1995OpenWells Fargo Bank, National Association
833 W Trenton AveMorrisville, PA1995OpenWells Fargo Bank, National Association
77 Lancaster AveMalvern, PA1995OpenWells Fargo Bank, National Association
1 S Main StPittston, PA1995OpenWells Fargo Bank, National Association
1758 Allentown RdLansdale, PA1995OpenWells Fargo Bank, National Association
53 W Main StCanton, PA1995OpenFirst Citizens Community Bank
1294 Route 739Milford, PA1995OpenWells Fargo Bank, National Association
520 Pottsville Park PlzPottsville, PA1995OpenWells Fargo Bank, National Association
604 E High StCarlisle, PA1995OpenWells Fargo Bank, National Association
36 Public AveMontrose, PA1995OpenNBT Bank, National Association
3205 Trindle RdCamp Hill, PA1995OpenWells Fargo Bank, National Association
709 E Philadelphia AveBoyertown, PA1995OpenWells Fargo Bank, National Association
659 Main StHellertown, PA1995OpenWells Fargo Bank, National Association
1470 E High StPottstown, PA1995OpenWells Fargo Bank, National Association
301 E Main StMacungie, PA1995OpenWells Fargo Bank, National Association
506 N 19th StAllentown, PA1995OpenWells Fargo Bank, National Association
302 N East StCoudersport, PA1995OpenNorthwest Bank
628 Gravel PikeEast Greenville, PA1995OpenWells Fargo Bank, National Association
2 S Lehigh AveFrackville, PA1995OpenWells Fargo Bank, National Association
273 N 3rd StOxford, PA1995OpenWells Fargo Bank, National Association
1001 Gap Newport PikeAvondale, PA1995OpenSantander Bank, N.A.
4950 Kutztown RdTemple, PA1995OpenCitizens Bank, National Association
100 E Main StWestfield, PA1995OpenNorthwest Bank
111 Main St, # 113Towanda, PA1995OpenFirst Citizens Community Bank
4215 Perkiomen AveReading, PA1995OpenCitizens Bank, National Association

Banks folded into Meridian Bank

19 banks merged directly into this charter; counting the banks those had absorbed earlier, 48 charters end up inside it.

BankEndedHow
The Grange National Bank of Susquehanna County at New MilfordNew Milford, PAApr 26, 1994merged
First National Bank of BathBath, PADec 11, 1993merged
Commonwealth BankWilliamsport, PASep 1, 1993merged
The First National Bank of Pike CountyMilford, PAJul 10, 1993merged
The People's National Bank of LebanonLebanon, PADec 5, 1992merged
Bell Federal Savings BankUpper Darby, PAMar 20, 1992failed
Hill Financial Savings and Loan AssociationRed Hill, PAOct 13, 1989failed
The First National Bank of AllentownAllentown, PAApr 21, 1986merged
Central Penn National BankBala-Cynwyd, PAApr 21, 1986merged
The Valley Trust Company of Palmyra, Pa.Palmyra, PADec 1, 1982merged
National Bank and Trust Company of Kennett SquareKennett Square, PAMar 27, 1982merged
The Brownstown National BankBrownstown, PASep 4, 1981merged
The Suburban BankEast Norriton Township, PADec 31, 1980merged
The First National Bank of ShoemakersvilleShoemakersville, PAApr 23, 1976merged
State Bank of ParadiseParadise, PASep 30, 1974merged
Tri-Valley National BankHegins, PADec 28, 1973merged
American BankMahanoy City, PAFeb 22, 1972merged
Slatington National Bank and Trust CompanySlatington, PAAug 20, 1971merged
The First National Bank in FrackvilleFrackville, PAOct 19, 1970merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 11870 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.