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FDIC certificate 1112 · Richey, MT

What happened to Richey National Bank?

Richey National Bank in Richey, MT (earlier called Montana National Bank of Richey and 1 other name) merged into FirstWest Bank of Glendive, MT on Mar 20, 1993. After 1 more change of hands, what was Richey National Bank is today part of Stockman Bank of Montana (Miles City, MT).

1916
opened
1993
merged away
3
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1916
    Montana National Bank of Richey opens in Richey, MT
  2. Jun 16, 1975
    renamed Montana Bank of Richey, National Association
  3. May 1, 1979
    renamed Richey National Bank
  4. Mar 20, 1993
    MERGEDRichey National Bank merged into FirstWest Bank of Glendive, MT.FDIC certificate 1112 ends; its business continues under certificate 2177.
  5. Apr 5, 1997
    MERGEDFirstWest Bank of Glendive, MT merged into Stockman Bank of Montana of Miles City, MT.FDIC certificate 2177 ends; its business continues under certificate 16191.
  6. Today
    OPEN
    Stockman Bank of MontanaMain office Miles City, MT · FDIC certificate 16191 · 47 offices in 1 state on June 30, 2026

    Every Stockman Bank of Montana office →   Website on file with the FDIC: www.stockmanbank.com

If you still have something from Richey National Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Richey National Bank as lienholder, start with Stockman Bank of Montana. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Stockman Bank of Montana to search for the account under the name Richey National Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Stockman Bank of Montana which branch now holds boxes from the Richey National Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1112 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.