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Bank Branches › Closed and merged banks › California › Scott Valley Bank

FDIC certificate 10781 · Yreka, CA

What happened to Scott Valley Bank?

Scott Valley Bank in Yreka, CA merged into Mechanics Bank of Walnut Creek, CA on Jun 1, 2018. Mechanics Bank is open today.

1912
opened
2018
merged away
1
name it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1912
    Scott Valley Bank opens in Yreka, CA
  2. Jun 1, 2018
    MERGEDScott Valley Bank merged into Mechanics Bank of Walnut Creek, CA.FDIC certificate 10781 ends; its business continues under certificate 1768.
  3. Today
    OPEN
    Mechanics BankMain office Walnut Creek, CA · FDIC certificate 1768 · 167 offices in 4 states on June 30, 2026

    Every Mechanics Bank office →   Website on file with the FDIC: www.mechanicsbank.com

If you still have something from Scott Valley Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Scott Valley Bank as lienholder, start with Mechanics Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask Mechanics Bank to search for the account under the name Scott Valley Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask Mechanics Bank which branch now holds boxes from the Scott Valley Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

15 offices filed under this charter in some year from 1994 on. 4 are still open as of June 30, 2026.

OfficeLast filed under itNow
142 Morgan WayMount Shasta, CA2017OpenMechanics Bank
11906 Main StFort Jones, CA2017OpenMechanics Bank
63729 Hwy 96Happy Camp, CA2017OpenMechanics Bank
515 S Broadway StYreka, CA2017OpenMechanics Bank
424 Main StreetEtna, CA2017No longer reported
375 South Weed BoulevardWeed, CA2017No longer reported
185 Hartnell AveRedding, CA2017No longer reported
530 Main StreetWeaverville, CA2017No longer reported
123 Ne Third Avenue, Suite 308Portland, OR2017No longer reported
1345 Poplar DriveMedford, OR2017No longer reported
590 Ygnacio Valley Road, Suite 101Walnut Creek, CA2017No longer reported
2001 Gateway Place, Ste. 135eSan Jose, CA2017No longer reported
1111 Broadway Suite 1510Oakland, CA2013No longer reported
31825 Highway 44, Suite HShingletown, CA2012No longer reported
5201 Great America Parkway, Suite 333Santa Clara, CA2012No longer reported

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 10781 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.