Bank Branches › Closed and merged banks › Tennessee › SimplyBank.
What happened to SimplyBank.?
SimplyBank. in Dayton, TN (earlier called Hamilton Bank of Rhea County and 6 other names) merged into First Financial Bank, National Association of Terre Haute, IN on Jul 1, 2024. First Financial Bank, National Association is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1890Hamilton Bank of Rhea County opens in Dayton, TN
- Feb 27, 1976renamed Bank of Rhea County
- Aug 4, 1976renamed Liberty Bank of Tennessee - Rhea County
- Jun 1, 1981renamed United American Bank in Rhea County
- Jun 9, 1982renamed City & County Bank of Rhea County
- Dec 8, 1983renamed First Bank of Rhea County
- Aug 1, 1999renamed First Bank of Tennessee
- Oct 6, 2018renamed SimplyBank.
- Jul 1, 2024MERGEDSimplyBank. merged into First Financial Bank, National Association of Terre Haute, IN.FDIC certificate 10693 ends; its business continues under certificate 4382.
- TodayOPEN
First Financial Bank, National AssociationMain office Terre Haute, IN · FDIC certificate 4382 · 82 offices in 5 states on June 30, 2026Every First Financial Bank, National Association office → Website on file with the FDIC: www.first-online.bank
If you still have something from SimplyBank.
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows SimplyBank. as lienholder, start with First Financial Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask First Financial Bank, National Association to search for the account under the name SimplyBank.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask First Financial Bank, National Association which branch now holds boxes from the SimplyBank. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
14 offices filed under this charter in some year from 1994 on. 13 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 420 3rd AveDayton, TN | OpenFirst Financial Bank, National Association |
| 22400 Rhea County HwySpring City, TN | OpenFirst Financial Bank, National Association |
| 316 Chickamauga AveRossville, GA | OpenFirst Financial Bank, National Association |
| 1031 S Roane StHarriman, TN | OpenFirst Financial Bank, National Association |
| 996 N Gateway AveRockwood, TN | OpenFirst Financial Bank, National Association |
| 3001 Rhea County HwyDayton, TN | OpenFirst Financial Bank, National Association |
| 6195 Highway 411Benton, TN | OpenFirst Financial Bank, National Association |
| 2821 Chattanooga Valley RdFlintstone, GA | OpenFirst Financial Bank, National Association |
| 4914 Battlefield PkwyRinggold, GA | OpenFirst Financial Bank, National Association |
| 10087 Dayton PikeSoddy Daisy, TN | OpenFirst Financial Bank, National Association |
| 120 N Main StDecatur, TN | OpenFirst Financial Bank, National Association |
| 1740 Gunbarrel RdChattanooga, TN | OpenFirst Financial Bank, National Association |
| 1432 25th St NwCleveland, TN | OpenFirst Financial Bank, National Association |
| 420 3rd AveDayton, TN | No longer reported |
Banks folded into SimplyBank.
2 banks merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.
| Bank | Ended |
|---|---|
| Community National BankDayton, TN | Mar 19, 2021 |
| Peoples Bank of Polk CountyBenton, TN | Dec 31, 2004 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 10693 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.