Bank Branches › Closed and merged banks › Kentucky › The Farmers Bank and Trust Company of Georgetown, Kentucky
What happened to The Farmers Bank and Trust Company of Georgetown, Kentucky?
The Farmers Bank and Trust Company of Georgetown, Kentucky in Georgetown, KY merged into United Bank & Trust Company of Versailles, KY on Nov 1, 2008. After 2 more changes of hands, what was The Farmers Bank and Trust Company of Georgetown, Kentucky is today part of WesBanco Bank, Inc. (Wheeling, WV).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1850The Farmers Bank and Trust Company of Georgetown, Kentucky opens in Georgetown, KY
- Nov 1, 2008MERGEDThe Farmers Bank and Trust Company of Georgetown, Kentucky merged into United Bank & Trust Company of Versailles, KY.FDIC certificate 10136 ends; its business continues under certificate 15608.
- Feb 18, 2017MERGEDUnited Bank & Trust Company of Versailles, KY merged into United Bank & Capital Trust Company of Frankfort, KY.FDIC certificate 15608 ends; its business continues under certificate 15437.
- Aug 20, 2018MERGEDUnited Bank & Capital Trust Company of Frankfort, KY merged into WesBanco Bank, Inc. of Wheeling, WV.FDIC certificate 15437 ends; its business continues under certificate 803.
- TodayOPEN
WesBanco Bank, Inc.Main office Wheeling, WV · FDIC certificate 803 · 217 offices in 8 states on June 30, 2026Every WesBanco Bank, Inc. office → Website on file with the FDIC: www.wesbanco.com
If you still have something from The Farmers Bank and Trust Company of Georgetown, Kentucky
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows The Farmers Bank and Trust Company of Georgetown, Kentucky as lienholder, start with WesBanco Bank, Inc.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask WesBanco Bank, Inc. to search for the account under the name The Farmers Bank and Trust Company of Georgetown, Kentucky. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask WesBanco Bank, Inc. which branch now holds boxes from the The Farmers Bank and Trust Company of Georgetown, Kentucky office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
8 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 206 E Main St, # 210Georgetown, KY | OpenWesBanco Bank, Inc. |
| 100 N Bradford LnGeorgetown, KY | OpenWesBanco Bank, Inc. |
| 648 Main StSharpsburg, KY | OpenThe Citizens Bank |
| 3285 Main StreetStamping Ground, KY | No longer reported |
| 1045 Cynthiana RoadGeorgetown, KY | No longer reported |
| 3098 Harrodsburg RdLexington, KY | No longer reported |
| 333 West Vine Street, Suite 102Lexington, KY | No longer reported |
| 118 Miller Scenic View DriveOwingsville, KY | No longer reported |
Banks folded into The Farmers Bank and Trust Company of Georgetown, Kentucky
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 2 charters end up inside it.
| Bank | Ended |
|---|---|
| Citizens BankGeorgetown, KY | Oct 24, 2004 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 10136 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.