Bank Branches › Closed and merged banks › Michigan › Citizens State Bank
What happened to Citizens State Bank?
Citizens State Bank in New Baltimore, MI (earlier called Citizens State Savings Bank) failed, and Deposit Insurance National Bank of New Baltimore of New Baltimore, MI took it over on Dec 18, 2009. The chain runs 1 step further and ends with no operating bank.
The chain, step by step
From the day it opened to the last entry on record. Each step is one entry in the FDIC's record.
- 1922Citizens State Savings Bank opens in New Baltimore, MI
- Nov 30, 1988renamed Citizens State Bank
- Dec 18, 2009FAILEDCitizens State Bank failed, and Deposit Insurance National Bank of New Baltimore of New Baltimore, MI took it over.FDIC certificate 1006 ends; its business continues under certificate 59022.
- Feb 19, 2010CLOSEDDeposit Insurance National Bank of New Baltimore of New Baltimore, MI closed voluntarily. It did not fail.FDIC certificate 59022 ends.
- NO SUCCESSOR BANK
The FDIC record ends here. No operating bank carries this charter today.
If you still have something from Citizens State Bank
A lien that was never released
Citizens State Bank failed on Dec 18, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Deposit Insurance National Bank of New Baltimore).
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
7 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 9764 Dixie Highway, Ira TownshipAnchorville, MI | No longer reported |
| 32900 23-Mile RoadChesterfield Township, MI | No longer reported |
| 24668 Rosso HighwayClinton Township, MI | No longer reported |
| 47011 Sugarbush RoadMount Clemens, MI | No longer reported |
| 37885 Green StreetNew Baltimore, MI | No longer reported |
| 51066 Washington StreetNew Baltimore, MI | No longer reported |
| 48945 Hayes RoadShelby Township, MI | No longer reported |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 1006 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.