Bank Branches › Virginia › Frederick County
Banks in Frederick County, Virginia
Frederick County has 19 bank offices, 5 fewer than its peak of 24 in 2016 (−21%). They belong to 8 banks, led by Bank Of Clarke with 5.
19
offices, 2026
24
peak (2016)
15
no longer reported
$1.4B
deposits booked
Map
open (19)no longer reported (13 of 15 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 10 | $107M | |
| Jun 30 1995 | 14 | +4 | $127M |
| Jun 30 2000 | 18 | +2 | $258M |
| Jun 30 2005 | 15 | +1 | $436M |
| Jun 30 2010 | 18 | −2 | $385M |
| Jun 30 2015 | 23 | +1 | $632M |
| Jun 30 2016PEAK | 24 | +1 | $774M |
| Jun 30 2020 | 18 | −1 | $892M |
| Jun 30 2025 | 18 | −2 | $1.3B |
| Jun 30 2026NOW | 19 | +1 | $1.4B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 10 | $107M | |
| Jun 30 1995 | 14 | +4 | $127M |
| Jun 30 1996 | 14 | · | $159M |
| Jun 30 1997 | 14 | · | $174M |
| Jun 30 1998 | 14 | · | $183M |
| Jun 30 1999 | 16 | +2 | $201M |
| Jun 30 2000 | 18 | +2 | $258M |
| Jun 30 2001 | 19 | +1 | $406M |
| Jun 30 2002 | 17 | −2 | $360M |
| Jun 30 2003 | 19 | +2 | $420M |
| Jun 30 2004 | 14 | −5 | $264M |
| Jun 30 2005 | 15 | +1 | $436M |
| Jun 30 2006 | 18 | +3 | $472M |
| Jun 30 2007 | 18 | · | $485M |
| Jun 30 2008 | 19 | +1 | $429M |
| Jun 30 2009 | 20 | +1 | $455M |
| Jun 30 2010 | 18 | −2 | $385M |
| Jun 30 2011 | 21 | +3 | $436M |
| Jun 30 2012 | 23 | +2 | $594M |
| Jun 30 2013 | 23 | · | $609M |
| Jun 30 2014 | 22 | −1 | $585M |
| Jun 30 2015 | 23 | +1 | $632M |
| Jun 30 2016PEAK | 24 | +1 | $774M |
| Jun 30 2017 | 23 | −1 | $813M |
| Jun 30 2018 | 20 | −3 | $721M |
| Jun 30 2019 | 19 | −1 | $757M |
| Jun 30 2020 | 18 | −1 | $892M |
| Jun 30 2021 | 19 | +1 | $1.2B |
| Jun 30 2022 | 19 | · | $1.3B |
| Jun 30 2023 | 19 | · | $1.3B |
| Jun 30 2024 | 20 | +1 | $1.3B |
| Jun 30 2025 | 18 | −2 | $1.3B |
| Jun 30 2026NOW | 19 | +1 | $1.4B |
Banks in Frederick County
| Bank | Offices | Deposits here |
|---|---|---|
| Bank Of Clarke | 5 | $475M |
| United Bank | 4 | $196M |
| Capon Valley Bank | 3 | $57.5M |
| Wells Fargo Bank, National Association | 2 | $327M |
| First Bank | 2 | $125M |
| Truist Bank | 1 | $157M |
| City National Bank of West Virginia | 1 | $18.8M |
| FNB Bank, Inc. | 1 | $7.9M |
Every bank office open in Frederick County
| Bank | Address | Deposits |
|---|---|---|
| Wells Fargo Bank, National AssociationWinchester Gateway Branch | 121 Gateway DrWinchester 22603 | $231M |
| Truist BankStephens City Branch | 330 Fairfax PikeStephens City 22655 | $157M |
| Bank Of ClarkeStephens City Branch | 382 Fairfax PikeStephens City 22655 | $156M |
| Bank Of ClarkeSunnyside Branch | 1460 N Frederick PikeWinchester 22603 | $122M |
| United Bank522 South Branch | 199 Front Royal PikeWinchester 22602 | $99.9M |
| Wells Fargo Bank, National AssociationRivendell Court Branch | 110 Rivendell CtWinchester 22603 | $95.4M |
| Bank Of ClarkeRoute 50 West Branch | 110 Crock Wells Mill DrWinchester 22603 | $78.5M |
| First BankWinchester West Financial Center Branch | 208 Crock Wells Mill DrWinchester 22603 | $75.4M |
| United BankNorth Winchester Branch | 1447 N Frederick PikeWinchester 22603 | $73.5M |
| Bank Of ClarkeSenseny Road Branch | 1508 Senseny RdWinchester 22602 | $69.9M |
| First BankSherando Financial Center Branch | 695 Fairfax PikeStephens City 22655 | $49.4M |
| Bank Of ClarkeMillbrook Branch | 1879 Berryville PikeWinchester 22603 | $48.6M |
| Capon Valley BankCapon Valley Bank - Stephens City Branch | 5511 Main StStephens City 22655 | $31.9M |
| Capon Valley BankWestern Frederick Branch | 6701 Northwestern PikeGore 22637 | $23.4M |
| United BankRoute 50 West Branch | 2051 Northwestern PikeWinchester 22603 · Full-service retail office | $22.5M |
| City National Bank of West VirginiaStephens City Branch | 100 Elizabeth DrStephens City 22655 | $18.8M |
| FNB Bank, Inc.Warrior Drive Branch | 731 Warrior DrStephens City 22655 | $7.9M |
| Capon Valley BankNorth Winchester Branch | 241 Ezra LnWinchester 22603 | $2.3M |
| United BankKernstown Branch | 4095 Valley PikeWinchester 22602 | $0 |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Frederick County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Atlantic Union Bankre-filed as office 658852 | 1738 Amherst StreetWinchester 22601 | 2021 |
| Union Bank & Trust | 1095 Millwood PikeWinchester 22602 | 2018 |
| Branch Banking and Trust Company | 7800 Main StreetMiddletown 22645 | 2017 |
| Branch Banking and Trust Company | 1521 Martinsburg PikeWinchester 22603 | 2017 |
| Branch Banking and Trust Company | 1855 Senseny RoadWinchester 22602 | 2017 |
| First Bank | 3143 Valley PikeWinchester 22602 · Drive-through / facility office | 2016 |
| Union Bank & Trust | 240 Elizabeth DriveStephens City 22655 | 2015 |
| Union Bank & Trust | 200 Rivendell CourtWinchester 22603 · Full-service retail office | 2015 |
| Union Bank & Trust | 400 Gateway DriveWinchester 22603 · Full-service retail office | 2015 |
| Bank of Clarke County | 3360 Valley AvenueWinchester 22602 | 2013 |
| The Rappahannock National Bank of Washington | 25 West Piccadilly StreetWinchester 22601 | 2009 |
| First Bank | 661 North Loudoun StreetWinchester 22601 | 2009 |
| The Marathon Bank | U.S. Route 11Stephens City 22655 | 2007 |
| Branch Banking and Trust Company of Virginia | 126 Fairfax PikeStephens City 22655 | 2006 |
| Branch Banking and Trust Company of Virginia | 5306 Main StreetStephens City 22655 | 2003 |
| F&M Bank-Winchesterre-filed as office 360589 | 6701 Northwestern PikeGore 22637 | 2000 |
| Dominion Savings Bank, F.S.B.re-filed as office 1325830007 | 2800 Valley AveWinchester 22601 | 2000 |
| First Union National Bank of Virginia | U.S. Route 50Frederick County 22601 | 1995 |
County FIPS 51069 · 413 square miles of land (2024 Census Gazetteer).