Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Virginia › Franklin County

Banks in Franklin County, Virginia

Franklin County has 14 bank offices, 7 fewer than its peak of 21 in 1999 (−33%). They belong to 6 banks, led by Carter Bank & Trust with 4.

14
offices, 2026
21
peak (1999)
17
no longer reported
$1.2B
deposits booked

Map

open (14)no longer reported (14 of 17 have map coordinates)

The county's passbook

11211994: 13 offices, $385M1995: 13 offices, $402M1996: 13 offices, $414M1997: 14 offices, $432M1998: 17 offices, $506M1999: 21 offices, $655M2000: 18 offices, $583M2001: 11 offices, $408M2002: 11 offices, $407M2003: 13 offices, $472M2004: 16 offices, $510M2005: 14 offices, $642M2006: 15 offices, $696M2007: 17 offices, $766M2008: 19 offices, $828M2009: 19 offices, $842M2010: 19 offices, $834M2011: 19 offices, $845M2012: 19 offices, $854M2013: 18 offices, $849M2014: 17 offices, $820M2015: 17 offices, $825M2016: 18 offices, $867M2017: 18 offices, $898M2018: 16 offices, $924M2019: 14 offices, $952M2020: 13 offices, $1.0B2021: 13 offices, $1.1B2022: 13 offices, $1.2B2023: 14 offices, $1.1B2024: 14 offices, $1.2B2025: 14 offices, $1.2B2026: 14 offices, $1.2Bpeak 21 · 1999$1.2B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Franklin County1994–2026
DateofficesChangeDeposits
Jun 30 199413$385M
Jun 30 199513·$402M
Jun 30 1999PEAK21+4$655M
Jun 30 200018−3$583M
Jun 30 200514−2$642M
Jun 30 201019·$834M
Jun 30 201517·$825M
Jun 30 202013−1$1.0B
Jun 30 202514·$1.2B
Jun 30 2026NOW14·$1.2B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 199413$385M
Jun 30 199513·$402M
Jun 30 199613·$414M
Jun 30 199714+1$432M
Jun 30 199817+3$506M
Jun 30 1999PEAK21+4$655M
Jun 30 200018−3$583M
Jun 30 200111−7$408M
Jun 30 200211·$407M
Jun 30 200313+2$472M
Jun 30 200416+3$510M
Jun 30 200514−2$642M
Jun 30 200615+1$696M
Jun 30 200717+2$766M
Jun 30 200819+2$828M
Jun 30 200919·$842M
Jun 30 201019·$834M
Jun 30 201119·$845M
Jun 30 201219·$854M
Jun 30 201318−1$849M
Jun 30 201417−1$820M
Jun 30 201517·$825M
Jun 30 201618+1$867M
Jun 30 201718·$898M
Jun 30 201816−2$924M
Jun 30 201914−2$952M
Jun 30 202013−1$1.0B
Jun 30 202113·$1.1B
Jun 30 202213·$1.2B
Jun 30 202314+1$1.1B
Jun 30 202414·$1.2B
Jun 30 202514·$1.2B
Jun 30 2026NOW14·$1.2B

Banks in Franklin County

BankOfficesDeposits here
Carter Bank & Trust4$338M
Truist Bank3$320M
Atlantic Union Bank3$238M
First Horizon Bank2$140M
CNB Bank1$133M
Bank of Botetourt1$36.2M

Every bank office open in Franklin County

BankAddressOpenedDeposits
Atlantic Union BankFranklin Turnpike Branch400 Old Franklin Tpke, Ste 100Rocky Mount 241512002$159M
Truist BankRocky Mount Branch45 Powder Creek LnRocky Mount 241511990$156M
Carter Bank & TrustRocky Mount Branch400 Franklin StRocky Mount 241511974$144M
CNB BankSmith Mountain Lake Branch Office160 Apron RoadHardy 241012023$133M
Truist BankSmith Mountain Lake Branch37 Village Springs DrHardy 241011998$129M
First Horizon BankMain & Court Branch260 S Main StRocky Mount 241511926$98.5M
Atlantic Union BankWestlake Branch12930 Booker T Washington HwyHardy 241012004$78.9M
Carter Bank & TrustFerrum Branch9440 Franklin StFerrum 240881997$71.7M
Carter Bank & TrustBoones Mill Branch50 Boones Mill RdBoones Mill 240651980$64.4M
Carter Bank & TrustWestlake Branch135 Scruggs RdMoneta 241211998$57.8M
First Horizon BankSmith Mountain Lake Branch13264 Booker T Washington HwyHardy 241011990$41.8M
Bank of BotetourtRocky Mount Branch875 Tanyard RdRocky Mount 241512024$36.2M
Truist BankFerrum Branch4505 Timber Line RdFerrum 240881917$34.8M
Atlantic Union BankRock Mount Branch57 West Church SteetRocky Mount 24151 · Drive-through / facility office2024$0

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Franklin County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Atlantic Union Bank369 Franklin StRocky Mount 241512023$50.4M
American National Bank and Trust Company25 Southlake DriveUnion Hall 241762019$52.5M
HomeTown Bank13400 Booker T. Washington HighwayMoneta 241212018$36.3M
The Fidelity Bank77 Powder Creek LaneRocky Mount 241512018$12.4M
Branch Banking and Trust Company40 Main StreetBoones Mill 240652017$45.1M
Branch Banking and Trust Company12094 Old Franklin TurnpikeUnion Hall 241762017$32.4M
Bank of America, National Association12970 Booker T Washington HighwayHardy 241012013$14.0M
SunTrust Bank550 Old Franklin TurnpikeRocky Mount 24151 · Full-service retail office2012$14.7M
Franklin Community Bank, National Association35 Shepherd DriveRocky Mount 241512010$12.2M
Planters Bank & Trust Company of Virginia20 Jubal Early HwyWirtz 241842007$14.0M
SunTrust Bank80 Westlake RoadHardy 241012004$1.7M
Branch Banking and Trust Company of VirginiaTanyard Road and Donald AvenRocky Mount 241512004$31.0M
First Virginia Bank-SouthwestState Routes 116 and 122Burnt Chimney 241842003$17.4M
First Virginia Bank-Southwest228 Franklin StreetRocky Mount 241512003$66.4M
Branch Banking and Trust Company of Virginia25 East College StreetRocky Mount 241511999$55.7M
First Virginia Bank-SouthwestFloyd Avenue and Main StreetRocky Mount 241511999$10.5M
Virginia First Savings, FSB216 College StreetRocky Mount 241511997$47.4M

County FIPS 51067 · 691 square miles of land (2024 Census Gazetteer).