Bank Branches › Texas › Caldwell County
Banks in Caldwell County, Texas
Caldwell County has 7 bank offices, 1 fewer than its peak of 8 in 2009 (−13%). They belong to 6 banks, led by Sage Capital Bank, with 2.
7
offices, 2026
8
peak (2009)
4
no longer reported
$559M
deposits booked
Map
open (7)no longer reported (3 of 4 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 6 | $200M | |
| Jun 30 1995 | 6 | · | $198M |
| Jun 30 2000 | 7 | · | $231M |
| Jun 30 2005 | 6 | · | $239M |
| Jun 30 2009PEAK | 8 | +1 | $281M |
| Jun 30 2010 | 7 | −1 | $293M |
| Jun 30 2015 | 7 | −1 | $347M |
| Jun 30 2020 | 7 | · | $420M |
| Jun 30 2025 | 7 | · | $516M |
| Jun 30 2026NOW | 7 | · | $559M |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 6 | $200M | |
| Jun 30 1995 | 6 | · | $198M |
| Jun 30 1996 | 6 | · | $209M |
| Jun 30 1997 | 7 | +1 | $221M |
| Jun 30 1998 | 7 | · | $233M |
| Jun 30 1999 | 7 | · | $233M |
| Jun 30 2000 | 7 | · | $231M |
| Jun 30 2001 | 6 | −1 | $233M |
| Jun 30 2002 | 6 | · | $237M |
| Jun 30 2003 | 6 | · | $245M |
| Jun 30 2004 | 6 | · | $240M |
| Jun 30 2005 | 6 | · | $239M |
| Jun 30 2006 | 6 | · | $247M |
| Jun 30 2007 | 7 | +1 | $255M |
| Jun 30 2008 | 7 | · | $273M |
| Jun 30 2009PEAK | 8 | +1 | $281M |
| Jun 30 2010 | 7 | −1 | $293M |
| Jun 30 2011 | 7 | · | $308M |
| Jun 30 2012 | 7 | · | $323M |
| Jun 30 2013 | 8 | +1 | $334M |
| Jun 30 2014 | 8 | · | $341M |
| Jun 30 2015 | 7 | −1 | $347M |
| Jun 30 2016 | 7 | · | $362M |
| Jun 30 2017 | 7 | · | $369M |
| Jun 30 2018 | 7 | · | $368M |
| Jun 30 2019 | 7 | · | $370M |
| Jun 30 2020 | 7 | · | $420M |
| Jun 30 2021 | 7 | · | $475M |
| Jun 30 2022 | 7 | · | $529M |
| Jun 30 2023 | 7 | · | $501M |
| Jun 30 2024 | 7 | · | $516M |
| Jun 30 2025 | 7 | · | $516M |
| Jun 30 2026NOW | 7 | · | $559M |
Banks in Caldwell County
| Bank | Offices | Deposits here |
|---|---|---|
| Sage Capital Bank, | 2 | $123M |
| Citizens State Bank of Luling | 1 | $33.2M |
| International Bank of Commerce | 1 | $33.9M |
| First Lockhart Bank | 1 | $263M |
| Bank OZK | 1 | $100M |
| First National Bank Texas | 1 | $5.5M |
Every bank office open in Caldwell County
| Bank | Address | Deposits |
|---|---|---|
| First Lockhart Bank | 111 S Main StLockhart 78644 | $263M |
| Bank OZKLockhart Branch | 118 W Market StLockhart 78644 | $100M |
| Sage Capital Bank,Lockhart Branch | 501 S Colorado StLockhart 78644 | $68.4M |
| Sage Capital Bank,Luling Branch | 121 S Magnolia AveLuling 78648 | $54.2M |
| International Bank of CommerceLuling Branch | 200 S Pecan AveLuling 78648 | $33.9M |
| Citizens State Bank of LulingCitizens State Bank Of Luling | 200 S Magnolia AveLuling 78648 | $33.2M |
| First National Bank TexasLockhart Banking Center - Rc 460 Branch | 1904 S Colorado StLockhart 78644 · Full-service retail office | $5.5M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Caldwell County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| International Bank of Commerce | 2901 S. Capital Of Texas HwyAustin 78746 | 2014 |
| First National Bank | 1600 S ColoradoLockhart 78644 | 2011 |
| First Commercial Bank, National Association | 201 East San AntonioLockhart 78644 | 2000 |
| Pacific Southwest Bankre-filed as office 288518 | 201 E. San AntonioLockhart 78644 | 1997 |
| Pacific Southwest Bank | 121 S. MagnoliaLuling 78648 | 1996 |
| Franklin Federal Bancorp, A Federal Savings Bankre-filed as office 1326410030 | 201 E. San AntonioLockhart 78644 | 1994 |
County FIPS 48055 · 545 square miles of land (2024 Census Gazetteer).