Bank Branches › Pennsylvania › Franklin County
Banks in Franklin County, Pennsylvania
Franklin County has 38 bank offices, 23 fewer than its peak of 61 in 2009 (−38%). They belong to 9 banks, led by Manufacturers and Traders Trust Company with 12.
38
offices, 2026
61
peak (2009)
59
no longer reported
$3.5B
deposits booked
Map
open (38)no longer reported (51 of 59 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 60 | $1.3B | |
| Jun 30 1995 | 59 | −1 | $1.3B |
| Jun 30 2000 | 58 | +1 | $1.4B |
| Jun 30 2005 | 56 | · | $1.6B |
| Jun 30 2009PEAK | 61 | +2 | $1.9B |
| Jun 30 2010 | 59 | −2 | $1.9B |
| Jun 30 2015 | 52 | −1 | $2.0B |
| Jun 30 2020 | 41 | −4 | $2.4B |
| Jun 30 2025 | 39 | · | $3.7B |
| Jun 30 2026NOW | 38 | −1 | $3.5B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 60 | $1.3B | |
| Jun 30 1995 | 59 | −1 | $1.3B |
| Jun 30 1996 | 54 | −5 | $1.3B |
| Jun 30 1997 | 54 | · | $1.3B |
| Jun 30 1998 | 58 | +4 | $1.4B |
| Jun 30 1999 | 57 | −1 | $1.4B |
| Jun 30 2000 | 58 | +1 | $1.4B |
| Jun 30 2001 | 59 | +1 | $1.5B |
| Jun 30 2002 | 58 | −1 | $1.4B |
| Jun 30 2003 | 59 | +1 | $1.4B |
| Jun 30 2004 | 56 | −3 | $1.5B |
| Jun 30 2005 | 56 | · | $1.6B |
| Jun 30 2006 | 55 | −1 | $1.7B |
| Jun 30 2007 | 57 | +2 | $1.8B |
| Jun 30 2008 | 59 | +2 | $1.8B |
| Jun 30 2009PEAK | 61 | +2 | $1.9B |
| Jun 30 2010 | 59 | −2 | $1.9B |
| Jun 30 2011 | 56 | −3 | $1.9B |
| Jun 30 2012 | 51 | −5 | $2.0B |
| Jun 30 2013 | 53 | +2 | $2.0B |
| Jun 30 2014 | 53 | · | $2.0B |
| Jun 30 2015 | 52 | −1 | $2.0B |
| Jun 30 2016 | 52 | · | $2.1B |
| Jun 30 2017 | 52 | · | $2.1B |
| Jun 30 2018 | 49 | −3 | $2.2B |
| Jun 30 2019 | 45 | −4 | $2.2B |
| Jun 30 2020 | 41 | −4 | $2.4B |
| Jun 30 2021 | 41 | · | $2.7B |
| Jun 30 2022 | 41 | · | $2.9B |
| Jun 30 2023 | 40 | −1 | $2.7B |
| Jun 30 2024 | 39 | −1 | $2.9B |
| Jun 30 2025 | 39 | · | $3.7B |
| Jun 30 2026NOW | 38 | −1 | $3.5B |
Banks in Franklin County
| Bank | Offices | Deposits here |
|---|---|---|
| Manufacturers and Traders Trust Company | 12 | $564M |
| Farmers and Merchants Trust Company of Chambersburg | 12 | $1.2B |
| Orrstown Bank | 5 | $652M |
| Truist Bank | 4 | $925M |
| The Juniata Valley Bank | 1 | $48.8M |
| Woodforest National Bank | 1 | $1.9M |
| ACNB Bank | 1 | $32.2M |
| Middletown Valley Bank | 1 | $52.6M |
| Community State Bank of Orbisonia | 1 | $35.9M |
Every bank office open in Franklin County
| Bank | Address | Deposits |
|---|---|---|
| Truist BankChambersburg Branch | 801 Norland AveChambersburg 17201 | $569M |
| Farmers and Merchants Trust Company of ChambersburgFarmers And Merchants Trust Company Of Chambersburg | 20 S Main StChambersburg 17201 | $166M |
| Farmers and Merchants Trust Company of ChambersburgGreencastle Branch | 518 N Antrim WayGreencastle 17225 | $162M |
| Orrstown BankLurgan Branch | 121 Lurgan AveShippensburg 17257 | $158M |
| Farmers and Merchants Trust Company of ChambersburgNorland Avenue Branch | 870 Norland AveChambersburg 17201 | $155M |
| Truist BankGreencastle Square Branch | 40 Center SqGreencastle 17225 | $146M |
| Truist BankWaynesboro Center Square Branch | 232 E Main StWaynesboro 17268 | $144M |
| Orrstown BankOrchard Drive Branch | 1355 Orchard DrChambersburg 17201 | $141M |
| Orrstown BankNorland Avenue Branch | 625 Norland AveChambersburg 17201 | $140M |
| Manufacturers and Traders Trust CompanyNorland Avenue Branch | 860 Norland AveChambersburg 17201 | $130M |
| Farmers and Merchants Trust Company of ChambersburgWaynesboro Branch | 200 E Main StWaynesboro 17268 | $126M |
| Orrstown BankMercersburg Branch | 12 S Main StMercersburg 17236 | $120M |
| Farmers and Merchants Trust Company of ChambersburgOrchard Park Branch | 841 Wayne AveChambersburg 17201 | $119M |
| Farmers and Merchants Trust Company of ChambersburgWest Side Branch | 1100 Lincoln Way WestHamilton Township 17201 | $103M |
| Farmers and Merchants Trust Company of ChambersburgMont Alto Branch | 2 Park StMont Alto 17237 | $101M |
| Farmers and Merchants Trust Company of ChambersburgLincoln Way East Branch | 1712 Lincoln Way EChambersburg 17202 | $99.0M |
| Orrstown BankGreencastle Branch | 308 Carolle StGreencastle 17225 | $92.9M |
| Farmers and Merchants Trust Company of ChambersburgPhiladelphia Avenue Branch | 2405 Philadelphia Avenue ExtendedChambersburg 17201 | $87.8M |
| Manufacturers and Traders Trust CompanyLincoln Way East Branch | 1798 Lincoln Way EChambersburg 17202 | $87.4M |
| Manufacturers and Traders Trust CompanyBlue Ridge Summit Branch | 13102 Monterey LnBlue Ridge Summit 17214 | $70.5M |
| Manufacturers and Traders Trust CompanyWaynesboro Center Square Branch | 13 W Main StWaynesboro 17268 | $69.6M |
| Truist BankMercersburg Branch | 316 N Main StMercersburg 17236 | $65.5M |
| Manufacturers and Traders Trust CompanyStouffer Avenue Branch | 430 Stouffer AveChambersburg 17201 | $63.7M |
| Manufacturers and Traders Trust CompanyChambersburg Main Branch | 55 S Main StChambersburg 17201 | $58.3M |
| Middletown Valley BankWaynesboro Branch Office | 11337 Buchanan Trl EWaynesboro 17268 | $52.6M |
| Farmers and Merchants Trust Company of ChambersburgMarion Branch | Colorado StreetMarion 17235 | $49.4M |
| The Juniata Valley BankFannettMetal Branch | 16400 Path Valley RdSpring Run 17262 | $48.8M |
| Manufacturers and Traders Trust CompanyGreencastle Branch | 643 E Baltimore StGreencastle 17225 | $45.6M |
| Manufacturers and Traders Trust CompanyMercersburg Branch | 10 N Main StMercersburg 17236 | $39.0M |
| Community State Bank of OrbisoniaMercersburg Branch Office | 454 Loudon Rd.Mercersburg 17236 | $35.9M |
| ACNB BankChambersburg Office | 850 Norland AveChambersburg 17201 | $32.2M |
| Farmers and Merchants Trust Company of ChambersburgBrookview Branch | 2075 Scotland AveChambersburg 17201 | $11.0M |
| Farmers and Merchants Trust Company of ChambersburgChambers Pointe Branch | 1625 Philadelphia AveChambersburg 17201 | $9.0M |
| Woodforest National Bank0689 Chambersburg Pennsylvania Walmart Branch | 1730 Lincoln Way EChambersburg 17202 · Full-service retail office | $1.9M |
| Manufacturers and Traders Trust CompanyEast Main Street Drive-Up Branch | 1501 E Main StWaynesboro 17268 · Drive-through / facility office | $0 |
| Manufacturers and Traders Trust CompanyWilson College Branch | 1015 Philadelphia AveChambersburg 17201 · Administrative office | $0 |
| Manufacturers and Traders Trust CompanyPenn State Mon Alto Branch | 1 Campus DrMont Alto 17237 · Mobile / seasonal office | $0 |
| Manufacturers and Traders Trust CompanyChambersburg Drive-In Branch | 44 Lincoln Way WChambersburg 17201 · Drive-through / facility office | $0 |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Franklin County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Community State Bank of Orbisonia | 6962 Lincoln Way WSaint Thomas 17252 | 2025 |
| Truist Bank | 12875 Washington Township BlvdWaynesboro 17268 | 2023 |
| Orrstown Bank | 1725 Lincoln Highway EastChambersburg 17202 | 2022 |
| Orrstown Bank | 3580 Orrstown RoadOrrstown 17244 | 2022 |
| Manufacturers and Traders Trust Company | 11973 Buchanan Trail EastWaynesboro 17268 | 2020 |
| Farmers and Merchants Trust Company of Chambersburg | 150 Lincoln WayChambersburg 17201 · Drive-through / facility office | 2019 |
| ACNB Bank | 915 Wayne AvenueChambersburg 17201 · Drive-through / facility office | 2019 |
| Orrstown Bank | 92 Path Valley RoadFort Loudon 17224 | 2019 |
| Orrstown Bank | 454 Loudon RoadMercersburg 17236 | 2019 |
| Farmers and Merchants Trust Company of Chambersburg | South Mountain Restoration CenterSouth Mountain 17261 · Drive-through / facility office | 2019 |
| First Community Bank of Mercersburg | 1680 Orchard DriveChambersburg 17201 | 2018 |
| First Community Bank of Mercersburg | 3141 Black Gap RoadChambersburg 17202 | 2018 |
| First Community Bank of Mercersburg | 821 South Washington StreetGreencastle 17225 | 2018 |
| Branch Banking and Trust Company | 7357 Anthony HighwayWaynesboro 17268 | 2018 |
| Branch Banking and Trust Company | 4136 Lincoln Way WestChambersburg 17201 | 2017 |
| Branch Banking and Trust Company | 15762 Pennsylvania Avenue, SGreencastle 17225 | 2017 |
| Branch Banking and Trust Company | 10 West Main StreetWaynesboro 17268 | 2017 |
| Susquehanna Bank | 634 East Main StreetWaynesboro 17268 | 2015 |
| Santander Bank, N.A. | 15 South Main StreetChambersburg 17201 | 2014 |
| Santander Bank, N.A. | 1720 Lincoln Way EastChambersburg 17202 | 2014 |
| Farmers and Merchants Trust Company of Chambersburg | 6962 Lincoln Way WestSt. Thomas 17252 | 2014 |
| Woodforest National Bank | 12751 Washington Township BoulevardWaynesboro 17268 · Full-service retail office | 2013 |
| Susquehanna Bank | 35 Noth Carlisle StreetGreencastle 17225 | 2012 |
| Manufacturers and Traders Trust Company | 3628 Scotland Main StreetChambersburg 17201 | 2011 |
| GRAYSTONE TOWER BANK | 800 Norland AvenueChambersburg 17201 | 2011 |
| Manufacturers and Traders Trust Company | 915 Wayne AvenueChambersburg 17201 · Drive-through / facility office | 2011 |
| GRAYSTONE TOWER BANK | 232 East Main StWaynesboro 17268 | 2011 |
| The First National Bank of Mercersburg | 626 North Grant Street, Suite EWaynesboro 17268 | 2011 |
| Manufacturers and Traders Trust Company | 1750 Philadelphia AvenueChambersburg 17201 | 2010 |
| GRAYSTONE TOWER BANK | 2001 Lincoln Way EastChambersburg 17201 | 2010 |
| GRAYSTONE TOWER BANK | 11050 BuchananWaynesboro 17268 | 2010 |
| Susquehanna Bank | 1930 Scotland AvenueChambersburg 17201 · Trust office | 2009 |
| GRAYSTONE TOWER BANK | 130 Mullen StreetFort Loudon 17224 | 2009 |
| GRAYSTONE TOWER BANK | 1574 Buchanan Trail EastGreencastle 17225 | 2009 |
| Susquehanna Bank | 11055 Buchanan Trail EastWaynesboro 17268 | 2007 |
| Susquehanna Bank | 736 Chambersburg MallChambersburg 17201 | 2006 |
| Sovereign Bank | 993 Wayne AveChambersburg 17201 | 2005 |
| Waypoint Bank | 15 S Main StreetChambersburg 17201 | 2004 |
| Waypoint Bank | 1720 Lincoln Highway EastChambersburg 17201 | 2004 |
| Waypoint Bankre-filed as office 1299500729 | 993 Wayne AveChambersburg 17201 | 2004 |
Show all 61 departures (59 no longer reported, 2 re-filed under a new office number) ▾
| Manufacturers and Traders Trust Company | 14 North Main StreetChambersburg 17201 | 2003 |
| Manufacturers and Traders Trust Company | 2075 Scotland AvenueChambersburg 17201 | 2003 |
| Manufacturers and Traders Trust Companyre-filed as office 1301740066 | 993 Wayne AvenueChambersburg 17201 | 2003 |
| Manufacturers and Traders Trust Company | 703 South Atrim WayGreencastle 17225 | 2003 |
| Manufacturers and Traders Trust Company | 1501 East Main StreetWaynesboro 17268 | 2003 |
| Manufacturers and Traders Trust Company | 257 South Gate MallChambersburg 17201 | 2002 |
| Allfirst Bank | 1075 West King StreetShippensburg 17257 · Full-service retail office | 2002 |
| Mellon Bank, National Association | 1126 Kennebec DriveChambersburg 17201 | 2001 |
| Citizens National Bank of Southern Pennsylvania | 8th and Park StreetsWaynesboro 17268 | 2001 |
| Keystone Financial Bank, National Association | Main StreetZullinger 17272 | 1999 |
| Dauphin Deposit Bank and Trust Company | 1680 Orchard DriveChambersburg 17201 | 1998 |
| Dauphin Deposit Bank and Trust Company | U.S. Highway 30 & Pa. Route 28052St. Thomas Township 17252 | 1998 |
| PNC Bank, National Association | 143 East Queen StreetChambersburg 17201 | 1996 |
| Dauphin Deposit Bank and Trust Company | 871 West King StreetShippensburg 17257 | 1996 |
| First Federal Savings Bank of Hanover | 128 E Queen StreetChambersburg 17201 | 1995 |
| Dauphin Deposit Bank and Trust Company | 44 Lincoln Way WestChambersburg 17201 | 1995 |
| Dauphin Deposit Bank and Trust Company | 55-57 South Main StreetChambersburg 17201 | 1995 |
| Dauphin Deposit Bank and Trust Company | U.S. Route 30Fayetteville 17222 | 1995 |
| Dauphin Deposit Bank and Trust Company | 16400 Path Valley RoadSpring Run 17262 | 1995 |
| Dauphin Deposit Bank and Trust Company | 9 East Main StreetWaynesboro 17268 | 1995 |
| Farmers Bank and Trust Company of Hanover | 902 Lincoln Way EastChambersburg 17201 | 1994 |
County FIPS 42055 · 772 square miles of land (2024 Census Gazetteer).