Bank Branches › North Carolina › Polk County
Banks in Polk County, North Carolina
Polk County has 3 bank offices, 8 fewer than its peak of 11 in 2008 (−73%). They belong to 2 banks, led by HomeTrust Bank with 2.
3
offices, 2026
11
peak (2008)
12
no longer reported
$392M
deposits booked
Map
open (3)no longer reported (11 of 12 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 8 | $220M | |
| Jun 30 1995 | 8 | · | $216M |
| Jun 30 2000 | 8 | · | $271M |
| Jun 30 2005 | 10 | +1 | $326M |
| Jun 30 2008PEAK | 11 | +1 | $383M |
| Jun 30 2010 | 11 | · | $430M |
| Jun 30 2015 | 8 | −1 | $380M |
| Jun 30 2020 | 7 | · | $451M |
| Jun 30 2025 | 3 | · | $386M |
| Jun 30 2026NOW | 3 | · | $392M |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 8 | $220M | |
| Jun 30 1995 | 8 | · | $216M |
| Jun 30 1996 | 7 | −1 | $222M |
| Jun 30 1997 | 8 | +1 | $228M |
| Jun 30 1998 | 7 | −1 | $229M |
| Jun 30 1999 | 8 | +1 | $251M |
| Jun 30 2000 | 8 | · | $271M |
| Jun 30 2001 | 8 | · | $286M |
| Jun 30 2002 | 9 | +1 | $293M |
| Jun 30 2003 | 9 | · | $324M |
| Jun 30 2004 | 9 | · | $318M |
| Jun 30 2005 | 10 | +1 | $326M |
| Jun 30 2006 | 10 | · | $371M |
| Jun 30 2007 | 10 | · | $414M |
| Jun 30 2008PEAK | 11 | +1 | $383M |
| Jun 30 2009 | 11 | · | $437M |
| Jun 30 2010 | 11 | · | $430M |
| Jun 30 2011 | 10 | −1 | $419M |
| Jun 30 2012 | 10 | · | $417M |
| Jun 30 2013 | 10 | · | $411M |
| Jun 30 2014 | 9 | −1 | $395M |
| Jun 30 2015 | 8 | −1 | $380M |
| Jun 30 2016 | 8 | · | $389M |
| Jun 30 2017 | 8 | · | $394M |
| Jun 30 2018 | 7 | −1 | $407M |
| Jun 30 2019 | 7 | · | $398M |
| Jun 30 2020 | 7 | · | $451M |
| Jun 30 2021 | 5 | −2 | $468M |
| Jun 30 2022 | 3 | −2 | $398M |
| Jun 30 2023 | 3 | · | $375M |
| Jun 30 2024 | 3 | · | $370M |
| Jun 30 2025 | 3 | · | $386M |
| Jun 30 2026NOW | 3 | · | $392M |
Banks in Polk County
| Bank | Offices | Deposits here |
|---|---|---|
| HomeTrust Bank | 2 | $250M |
| First-Citizens Bank & Trust Company | 1 | $142M |
Every bank office open in Polk County
| Bank | Address | Deposits |
|---|---|---|
| First-Citizens Bank & Trust CompanyColumbus Branch | 160 W Mills StColumbus 28722 | $142M |
| HomeTrust BankColumbus Branch | 685 W Mills StColumbus 28722 | $126M |
| HomeTrust BankTryon Branch | 341 N Trade StTryon 28782 | $124M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Polk County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Bank of America, National Association | 170 East Mills StreetColumbus 28722 | 2021 |
| First-Citizens Bank & Trust Company | 108 East MainSaluda 28773 | 2021 |
| First-Citizens Bank & Trust Company | 80 Walker StreetColumbus 28722 | 2020 |
| TD Bank, National Association | 936 South Trade StreetTryon 28782 | 2020 |
| First-Citizens Bank & Trust Company | 570 South Trade StreetTryon 28782 | 2017 |
| Bank of America, National Association | 69 Pacolet StreetTryon 28782 | 2014 |
| First-Citizens Bank & Trust Company | 617 Laurel Lake DriveColumbus 28722 | 2013 |
| Carolina First Bank | 250 West Mills StreetColumbus 28722 | 2010 |
| First-Citizens Bank & Trust Company | Main and Cullipher StreetsSaluda 28773 | 2006 |
| First-Citizens Bank & Trust Company | 261 South Trade StreetTryon 28782 | 1997 |
| Tryon Federal Savings and Loan Association | 201 Mills StColumbus 28722 | 1996 |
| NationsBank, National Association (Carolinas) | 615 Peniel RoadColumbus 28722 | 1995 |
County FIPS 37149 · 238 square miles of land (2024 Census Gazetteer).