Bank Branches › North Carolina › Macon County
Banks in Macon County, North Carolina
Macon County has 9 bank offices, 8 fewer than its peak of 17 in 1996 (−47%). They belong to 7 banks, led by First-Citizens Bank & Trust Company with 2.
9
offices, 2026
17
peak (1996)
15
no longer reported
$1.2B
deposits booked
Map
open (9)no longer reported (11 of 15 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 16 | $342M | |
| Jun 30 1995 | 16 | · | $352M |
| Jun 30 1996PEAK | 17 | +1 | $372M |
| Jun 30 2000 | 15 | · | $425M |
| Jun 30 2005 | 17 | +1 | $654M |
| Jun 30 2010 | 17 | · | $847M |
| Jun 30 2015 | 15 | · | $1.2B |
| Jun 30 2020 | 10 | −2 | $2.1B |
| Jun 30 2025 | 9 | −1 | $1.2B |
| Jun 30 2026NOW | 9 | · | $1.2B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 16 | $342M | |
| Jun 30 1995 | 16 | · | $352M |
| Jun 30 1996PEAK | 17 | +1 | $372M |
| Jun 30 1997 | 16 | −1 | $391M |
| Jun 30 1998 | 16 | · | $398M |
| Jun 30 1999 | 15 | −1 | $406M |
| Jun 30 2000 | 15 | · | $425M |
| Jun 30 2001 | 14 | −1 | $429M |
| Jun 30 2002 | 14 | · | $463M |
| Jun 30 2003 | 16 | +2 | $525M |
| Jun 30 2004 | 16 | · | $596M |
| Jun 30 2005 | 17 | +1 | $654M |
| Jun 30 2006 | 17 | · | $764M |
| Jun 30 2007 | 17 | · | $792M |
| Jun 30 2008 | 17 | · | $846M |
| Jun 30 2009 | 17 | · | $861M |
| Jun 30 2010 | 17 | · | $847M |
| Jun 30 2011 | 16 | −1 | $782M |
| Jun 30 2012 | 15 | −1 | $734M |
| Jun 30 2013 | 15 | · | $797M |
| Jun 30 2014 | 15 | · | $869M |
| Jun 30 2015 | 15 | · | $1.2B |
| Jun 30 2016 | 15 | · | $1.1B |
| Jun 30 2017 | 15 | · | $1.1B |
| Jun 30 2018 | 13 | −2 | $1.3B |
| Jun 30 2019 | 12 | −1 | $1.7B |
| Jun 30 2020 | 10 | −2 | $2.1B |
| Jun 30 2021 | 10 | · | $1.3B |
| Jun 30 2022 | 10 | · | $1.3B |
| Jun 30 2023 | 10 | · | $1.1B |
| Jun 30 2024 | 10 | · | $1.2B |
| Jun 30 2025 | 9 | −1 | $1.2B |
| Jun 30 2026NOW | 9 | · | $1.2B |
Banks in Macon County
| Bank | Offices | Deposits here |
|---|---|---|
| First-Citizens Bank & Trust Company | 2 | $369M |
| First Bank | 2 | $140M |
| Wells Fargo Bank, National Association | 1 | $123M |
| United Community Bank | 1 | $119M |
| PNC Bank, National Association | 1 | $248M |
| Regions Bank | 1 | $63.5M |
| Nantahala Bank & Trust Company | 1 | $150M |
Every bank office open in Macon County
| Bank | Address | Deposits |
|---|---|---|
| First-Citizens Bank & Trust CompanyFranklin Main St. Branch | 50 W Main StFranklin 28734 | $265M |
| PNC Bank, National AssociationFranklin West Main Branch | 100 W Main StFranklin 28734 | $248M |
| Nantahala Bank & Trust Company | 120 Siler RdFranklin 28734 | $150M |
| Wells Fargo Bank, National AssociationFranklin Main Branch | 55 E Main StFranklin 28734 | $123M |
| United Community BankFranklin Branch | 257 E Main StFranklin 28734 | $119M |
| First-Citizens Bank & Trust CompanyHighlands Branch | 615 N 4th StHighlands 28741 | $104M |
| First Bank242 Highlands Branch | 473 Carolina WayHighlands 28741 | $89.7M |
| Regions BankHighlands Main Branch | 161 Spring StreetHighlands 28741 | $63.5M |
| First Bank241 Franklin-Holly Springs Branch | 30 Hyatt RdFranklin 28734 | $50.4M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Macon County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Community First Bank, Inc. | 143 Porter StFranklin 28734 | 2024 |
| First-Citizens Bank & Trust Company | 114 Westgate RoadFranklin 28734 | 2022 |
| Wells Fargo Bank, National Association | 28 East Palmer StreetFranklin 28734 · Drive-through / facility office | 2019 |
| Bank of America, National Association | 424 Pine StHighlands 28741 | 2019 |
| PNC Bank, National Association | 225 Franklin RoadHighlands 28741 | 2018 |
| TD Bank, National Association | 143 Porter StreetFranklin 28734 | 2017 |
| Wells Fargo Bank, National Association | 234 South Fourth StreetHighlands 28741 | 2017 |
| Wells Fargo Bank, National Association | 116 Franklin RdHighlands 28741 · Drive-through / facility office | 2011 |
| First-Citizens Bank & Trust Company | 41 Iotla StreetFranklin 28734 | 2010 |
| Centura Bank | 143 Porter StreetFranklin 28734 | 2000 |
| The Hometown Bank | 1021 E Main StFranklin 28734 | 1998 |
| First Union National Bank of North Carolina | Highlands PlazaHighlands 28741 | 1996 |
| First Union National Bank of North Carolina | 208 Palmer StreetFranklin 28734 | 1995 |
| First Union National Bank of North Carolina | 54 Plaza Shopping CenterFranklin 28734 | 1995 |
| Clyde Savings Bank, SSB | East Main StFranklin 28734 | 1995 |
County FIPS 37113 · 516 square miles of land (2024 Census Gazetteer).