Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › North Carolina › Lincoln County

Banks in Lincoln County, North Carolina

Lincoln County has 19 bank offices, 6 fewer than its peak of 25 in 2005 (−24%). They belong to 10 banks, led by First Federal Savings Bank of Lincolnton with 4.

19
offices, 2026
25
peak (2005)
21
no longer reported
$1.9B
deposits booked

Map

open (19)no longer reported (21)

The county's passbook

13251994: 16 offices, $426M1995: 17 offices, $442M1996: 17 offices, $433M1997: 16 offices, $438M1998: 22 offices, $507M1999: 22 offices, $545M2000: 19 offices, $465M2001: 20 offices, $631M2002: 21 offices, $628M2003: 24 offices, $677M2004: 23 offices, $686M2005: 25 offices, $716M2006: 25 offices, $762M2007: 23 offices, $771M2008: 24 offices, $802M2009: 25 offices, $822M2010: 25 offices, $869M2011: 25 offices, $881M2012: 24 offices, $904M2013: 24 offices, $907M2014: 25 offices, $927M2015: 23 offices, $1.0B2016: 24 offices, $1.1B2017: 23 offices, $1.2B2018: 23 offices, $1.2B2019: 23 offices, $1.3B2020: 23 offices, $1.5B2021: 20 offices, $1.7B2022: 19 offices, $1.8B2023: 19 offices, $1.8B2024: 20 offices, $1.8B2025: 19 offices, $1.8B2026: 19 offices, $1.9Bpeak 25 · 2005$1.9B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Lincoln County1994–2026
DateofficesChangeDeposits
Jun 30 199416$426M
Jun 30 199517+1$442M
Jun 30 200019−3$465M
Jun 30 2005PEAK25+2$716M
Jun 30 201025·$869M
Jun 30 201523−2$1.0B
Jun 30 202023·$1.5B
Jun 30 202519−1$1.8B
Jun 30 2026NOW19·$1.9B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 199416$426M
Jun 30 199517+1$442M
Jun 30 199617·$433M
Jun 30 199716−1$438M
Jun 30 199822+6$507M
Jun 30 199922·$545M
Jun 30 200019−3$465M
Jun 30 200120+1$631M
Jun 30 200221+1$628M
Jun 30 200324+3$677M
Jun 30 200423−1$686M
Jun 30 2005PEAK25+2$716M
Jun 30 200625·$762M
Jun 30 200723−2$771M
Jun 30 200824+1$802M
Jun 30 200925+1$822M
Jun 30 201025·$869M
Jun 30 201125·$881M
Jun 30 201224−1$904M
Jun 30 201324·$907M
Jun 30 201425+1$927M
Jun 30 201523−2$1.0B
Jun 30 201624+1$1.1B
Jun 30 201723−1$1.2B
Jun 30 201823·$1.2B
Jun 30 201923·$1.3B
Jun 30 202023·$1.5B
Jun 30 202120−3$1.7B
Jun 30 202219−1$1.8B
Jun 30 202319·$1.8B
Jun 30 202420+1$1.8B
Jun 30 202519−1$1.8B
Jun 30 2026NOW19·$1.9B

Banks in Lincoln County

BankOfficesDeposits here
First Federal Savings Bank of Lincolnton4$390M
First-Citizens Bank & Trust Company2$172M
Fifth Third Bank, National Association2$321M
Truist Bank2$195M
Peoples Bank2$191M
United Bank2$222M
Bank of America, National Association2$261M
Woodforest National Bank1$4.8M
Bank OZK1$89.1M
The Fidelity Bank1$6.2M

Every bank office open in Lincoln County

BankAddressOpenedDeposits
Bank of America, National AssociationWaterside Crossing Branch119 Cross Center RdDenver 280372003$183M
First Federal Savings Bank of LincolntonFirst Federal Savings Bank Of Lincolnton320 E Main StLincolnton 280921940$171M
Fifth Third Bank, National AssociationWaterside Crossing Branch7471 E Cross DrDenver 280372004$165M
Fifth Third Bank, National AssociationLincolnton Main402 E Main StLincolnton 280921983$157M
United BankLincoln Main Branch901 E Main StLincolnton 280922000$143M
Peoples BankTriangle Crossing Branch142 S Nc 16 Business HwyDenver 280371997$109M
First-Citizens Bank & Trust CompanyLincolnton Main Office Branch425 E Main StLincolnton 280921984$102M
First Federal Savings Bank of LincolntonDenver Branch3768 Nc-16Denver 280372004$101M
Truist BankDenver Branch3560 N Nc 16 Business HwyDenver 280372005$101M
Truist BankLincolnton Branch813 E Main StLincolnton 280921986$94.2M
Bank OZKLincolnton Branch2317 E Main StLincolnton 280922008$89.1M
Peoples BankLincolnton Branch1910 E Main StLincolnton 280922001$81.9M
United BankTriangle Branch1293 N Nc 16 Business HwyDenver 280372004$79.1M
Bank of America, National AssociationLincolnton Main Branch213 S Aspen StLincolnton 280922001$78.9M
First Federal Savings Bank of LincolntonBoger City Branch2763 E Highway 27Lincolnton 280922002$77.0M
First-Citizens Bank & Trust CompanyEast Lincoln Branch219 Highway 16 SDenver 280372000$69.8M
First Federal Savings Bank of LincolntonWest Lincoln Branch4461 W Highway 27Vale 281682014$41.5M
The Fidelity BankDenver Branch7232 Austin Smiles CtDenver 280372024$6.2M
Woodforest National Bank0876 Denver North Carolina Walmart Branch7131 Highway 73Denver 28037 · Full-service retail office2008$4.8M

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Lincoln County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Peoples Bank760 Hwy 27 WLincolnton 280922021$16.8M
Carter Bank & Trust341 East Main StreetLincolnton 280922020$11.2M
United Bank799 W Highway 27Lincolnton 280922020$14.9M
United Bank9580 N.C. Highway 10 WestVale 281682020$23.8M
Fifth Third Bank2586 East Main StreetLincolnton 280922018$37.9M
Carolina Trust Bank2740 East Main StreetLincolnton 280922016$18.4M
Bank of America, National Association3768 Highway 16Denver 280372014$50.9M
Bank of America, National Association2604 East Main StreetLincolnton 280922014$23.0M
First-Citizens Bank & Trust Company2480 East Main StreetLincolnton 280922011$18.0M
First Charter Bank502 East Main StreetLincolnton 28092 · Drive-through / facility office2007$0
First Charter Bank479 N. Generals Blvd.Lincolnton 280922006$11.0M
Branch Banking and Trust Company3674 North Highway 16Denver 280372005$18.9M
SouthTrust Bank19631 West Catawba AveCornelius 280312004$25.7M
First Charter Bank1293 North Highway 16Denver 280372003$39.3M
Bank of America, National Association1275 South Highway 16Stanley 281642003$16.2M
Bank of America, National Association100 East Main StreetLincolnton 280922001$69.7M
Branch Banking and Trust Company1403 East Main StreetLincolnton 280922000$15.5M
Lincoln Bank of North Carolina207 South Poplar StreetLincolnton 28092 · Administrative office1999$0
Lincoln Bank of North Carolina236 East Main StreetLincolnton 28092 · Administrative office1999$0
Lincoln Bank of North Carolina430 East Main StreetLincolnton 28092 · Administrative office1999$0
Bank of Granitere-filed as office 2085339580 N.c. Highway 10 WestVale 281681998$515K
NationsBank, National Association3746 North Highway 16Denver 280371996$0

County FIPS 37109 · 296 square miles of land (2024 Census Gazetteer).