Bank Branches › North Carolina › Cleveland County
Banks in Cleveland County, North Carolina
Cleveland County has 17 bank offices, 15 fewer than its peak of 32 in 2005 (−47%). They belong to 9 banks, led by Bank OZK with 7.
17
offices, 2026
32
peak (2005)
25
no longer reported
$1.4B
deposits booked
Map
open (17)no longer reported (23 of 25 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 31 | $784M | |
| Jun 30 1995 | 30 | −1 | $818M |
| Jun 30 2000 | 31 | · | $922M |
| Jun 30 2005PEAK | 32 | +2 | $1.1B |
| Jun 30 2010 | 32 | · | $1.3B |
| Jun 30 2015 | 28 | · | $1.0B |
| Jun 30 2020 | 20 | −1 | $1.2B |
| Jun 30 2025 | 17 | · | $1.4B |
| Jun 30 2026NOW | 17 | · | $1.4B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 31 | $784M | |
| Jun 30 1995 | 30 | −1 | $818M |
| Jun 30 1996 | 30 | · | $847M |
| Jun 30 1997 | 31 | +1 | $872M |
| Jun 30 1998 | 30 | −1 | $891M |
| Jun 30 1999 | 31 | +1 | $903M |
| Jun 30 2000 | 31 | · | $922M |
| Jun 30 2001 | 30 | −1 | $940M |
| Jun 30 2002 | 31 | +1 | $991M |
| Jun 30 2003 | 31 | · | $1.0B |
| Jun 30 2004 | 30 | −1 | $1.0B |
| Jun 30 2005PEAK | 32 | +2 | $1.1B |
| Jun 30 2006 | 31 | −1 | $1.2B |
| Jun 30 2007 | 32 | +1 | $1.3B |
| Jun 30 2008 | 32 | · | $1.2B |
| Jun 30 2009 | 32 | · | $1.3B |
| Jun 30 2010 | 32 | · | $1.3B |
| Jun 30 2011 | 30 | −2 | $1.2B |
| Jun 30 2012 | 30 | · | $1.2B |
| Jun 30 2013 | 30 | · | $1.2B |
| Jun 30 2014 | 28 | −2 | $1.1B |
| Jun 30 2015 | 28 | · | $1.0B |
| Jun 30 2016 | 26 | −2 | $1.1B |
| Jun 30 2017 | 25 | −1 | $1.1B |
| Jun 30 2018 | 23 | −2 | $1.1B |
| Jun 30 2019 | 21 | −2 | $1.1B |
| Jun 30 2020 | 20 | −1 | $1.2B |
| Jun 30 2021 | 20 | · | $1.4B |
| Jun 30 2022 | 18 | −2 | $1.5B |
| Jun 30 2023 | 17 | −1 | $1.4B |
| Jun 30 2024 | 17 | · | $1.4B |
| Jun 30 2025 | 17 | · | $1.4B |
| Jun 30 2026NOW | 17 | · | $1.4B |
Banks in Cleveland County
| Bank | Offices | Deposits here |
|---|---|---|
| Bank OZK | 7 | $556M |
| Truist Bank | 2 | $277M |
| Commercial Bank | 2 | $112M |
| The Fidelity Bank | 1 | $166M |
| HomeTrust Bank | 1 | $102M |
| PNC Bank, National Association | 1 | $29.0M |
| Fifth Third Bank, National Association | 1 | $97.6M |
| Wells Fargo Bank, National Association | 1 | $90.0M |
| Woodforest National Bank | 1 | $6.3M |
Every bank office open in Cleveland County
| Bank | Address | Deposits |
|---|---|---|
| Bank OZKShelby Main Branch | 106 S Lafayette StShelby 28150 | $202M |
| The Fidelity BankShelby Branch | 331 S Lafayette StShelby 28150 | $166M |
| Truist BankShelby Branch | 400 S Lafayette StShelby 28150 | $157M |
| Truist BankKings Mountain Branch | 410 E King StKings Mountain 28086 | $120M |
| HomeTrust BankShelby Main Office | 224 E Warren StShelby 28150 | $102M |
| Bank OZKKings Mountain Branch | 300 W Mountain StKings Mountain 28086 | $101M |
| Fifth Third Bank, National AssociationShelby Branch | 316 S Lafayette StShelby 28150 | $97.6M |
| Wells Fargo Bank, National AssociationShelby Main Branch | 231 S Washington StShelby 28150 | $90.0M |
| Commercial BankShelby Branch | 412 S Dekalb StShelby 28150 | $82.6M |
| Bank OZKShelby-Highland Branch | 1127 E Marion StShelby 28150 | $67.7M |
| Bank OZKBoiling Springs Branch | 208 North Main StreetBoiling Springs 28017 | $65.9M |
| Bank OZKLawndale Branch | 103 Piedmont DrLawndale 28090 | $49.9M |
| Bank OZKShelby-East Branch | 1338 E Dixon BlvdShelby 28152 | $42.7M |
| Commercial BankKings Mountain Branch | 1113 Shelby RdKings Mountain 28086 | $29.3M |
| PNC Bank, National AssociationCleveland Federal Branch | 131 N Lafayette StShelby 28150 | $29.0M |
| Bank OZKShelby-South Branch | 526 S Lafayette StShelby 28150 · Full-service retail office | $27.2M |
| Woodforest National Bank0134 Shelby Wal-Mart Branch | 705 E Dixon BlvdShelby 28152 · Full-service retail office | $6.3M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Cleveland County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Truist Bank | 124 North Main StreetBoiling Springs 28017 | 2022 |
| Wells Fargo Bank, National Association | 125 South Battleground AvenueKings Mountain 28086 | 2021 |
| Truist Bank | 700 West King StreetKings Mountain 28086 | 2021 |
| Alliance Bank & Trust Company | 209 South Battleground AveKings Mountain 28086 · Full-service retail office | 2020 |
| Carter Bank & Trust | 2009 E Dixon BoulevardShelby 28152 | 2019 |
| Fifth Third Bank | 114 East Gold StreetKings Mountain 28086 | 2018 |
| The Fidelity Bank | 403 South Battleground AvenueKings Mountain 28086 | 2018 |
| Branch Banking and Trust Company | 4541 Fallston RoadLawndale 28090 | 2017 |
| Branch Banking and Trust Company | 1774 East Dixon BoulevardShelby 28152 | 2017 |
| Bank of the Ozarks | 801 North Lafayette StreetShelby 28150 · Full-service retail office | 2017 |
| Fifth Third Bank | 128 North Main StreetShelby 28152 | 2016 |
| HomeTrust Bank, National Association | 2007 East Dixon BoulevardShelby 28152 | 2015 |
| First-Citizens Bank & Trust Company | 800 South Lafayette StreetShelby 28150 | 2015 |
| The Fidelity Bank | 4518 Polkville RoadPolkville 28136 | 2013 |
| The First National Bank of Shelby | 1531 South Port RoadShelby 28150 | 2013 |
| Carolina First Bank | 330 S. Lafayette StreetShelby 28150 | 2010 |
| The First National Bank of Shelby | 711 East Marion StreetShelby 28150 · Drive-through / facility office | 2010 |
| Branch Banking and Trust Company | 300 East Main StreetLawndale 28090 | 2005 |
| SouthTrust Bank | 319 North Main StreetFallston 28042 | 2004 |
| The Fidelity Bank | 705 E Dixon BlvdShelby 28150 · Full-service retail office | 2003 |
| First Union National Bank | 2001 East Dixon BoulevardShelby 28150 · Drive-through / facility office | 2000 |
| First Carolina Federal Savings Bank | 1238 E. Dixon Blvd.Shelby 28150 | 1998 |
| Branch Banking and Trust Company | 330 South LafayetteShelby 28150 | 1997 |
| Centura Bank | 719 South Lafayette StreetShelby 28150 | 1997 |
| Carolina State Bank | 824 South Dekalb StreetShelby 28150 | 1994 |
County FIPS 37045 · 464 square miles of land (2024 Census Gazetteer).