Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › New York › Otsego County

Banks in Otsego County, New York

Otsego County has 17 bank offices, 12 fewer than its peak of 29 in 1998 (−41%). They belong to 4 banks, led by NBT Bank, National Association with 8.

17
offices, 2026
29
peak (1998)
18
no longer reported
$1.4B
deposits booked

Map

open (17)no longer reported (14 of 18 have map coordinates)

The county's passbook

15291994: 26 offices, $740M1995: 27 offices, $748M1996: 28 offices, $754M1997: 28 offices, $760M1998: 29 offices, $782M1999: 28 offices, $744M2000: 28 offices, $777M2001: 22 offices, $650M2002: 26 offices, $863M2003: 27 offices, $893M2004: 27 offices, $886M2005: 26 offices, $886M2006: 26 offices, $929M2007: 26 offices, $947M2008: 29 offices, $1.0B2009: 28 offices, $1.1B2010: 28 offices, $1.0B2011: 28 offices, $999M2012: 28 offices, $988M2013: 28 offices, $1000M2014: 27 offices, $969M2015: 28 offices, $966M2016: 27 offices, $1.0B2017: 27 offices, $1.1B2018: 26 offices, $1.1B2019: 25 offices, $1.1B2020: 24 offices, $1.2B2021: 23 offices, $1.4B2022: 19 offices, $1.4B2023: 18 offices, $1.3B2024: 17 offices, $1.3B2025: 17 offices, $1.3B2026: 17 offices, $1.4Bpeak 29 · 1998$1.4B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Otsego County1994–2026
DateofficesChangeDeposits
Jun 30 199426$740M
Jun 30 199527+1$748M
Jun 30 1998PEAK29+1$782M
Jun 30 200028·$777M
Jun 30 200526−1$886M
Jun 30 201028·$1.0B
Jun 30 201528+1$966M
Jun 30 202024−1$1.2B
Jun 30 202517·$1.3B
Jun 30 2026NOW17·$1.4B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 199426$740M
Jun 30 199527+1$748M
Jun 30 199628+1$754M
Jun 30 199728·$760M
Jun 30 1998PEAK29+1$782M
Jun 30 199928−1$744M
Jun 30 200028·$777M
Jun 30 200122−6$650M
Jun 30 200226+4$863M
Jun 30 200327+1$893M
Jun 30 200427·$886M
Jun 30 200526−1$886M
Jun 30 200626·$929M
Jun 30 200726·$947M
Jun 30 200829+3$1.0B
Jun 30 200928−1$1.1B
Jun 30 201028·$1.0B
Jun 30 201128·$999M
Jun 30 201228·$988M
Jun 30 201328·$1000M
Jun 30 201427−1$969M
Jun 30 201528+1$966M
Jun 30 201627−1$1.0B
Jun 30 201727·$1.1B
Jun 30 201826−1$1.1B
Jun 30 201925−1$1.1B
Jun 30 202024−1$1.2B
Jun 30 202123−1$1.4B
Jun 30 202219−4$1.4B
Jun 30 202318−1$1.3B
Jun 30 202417−1$1.3B
Jun 30 202517·$1.3B
Jun 30 2026NOW17·$1.4B

Banks in Otsego County

BankOfficesDeposits here
NBT Bank, National Association8$539M
Community Bank, National Association5$410M
KeyBank National Association2$139M
Wayne Bank2$306M

Every bank office open in Otsego County

BankAddressOpenedDeposits
Wayne BankCooperstown Branch73 Chestnut StCooperstown 133262007$241M
Community Bank, National AssociationOneonta Main St Branch245 Main StOneonta 138201874$133M
Community Bank, National AssociationOneonta Chestnut St Branch434 Chestnut StOneonta 138201972$123M
NBT Bank, National AssociationOneonta Wall Street Branch1 Wall StOneonta 138201888$99.3M
NBT Bank, National AssociationRichfield Springs Branch194 Main StRichfield Springs 134391974$80.7M
Community Bank, National AssociationOneonta Southside Branch4987 State Highway 23Oneonta 138201988$80.7M
KeyBank National AssociationOneonta Branch202 Main StOneonta 138201964$79.3M
NBT Bank, National AssociationCooperstown Pioneer Street Branch62 Pioneer StCooperstown 133261888$76.7M
NBT Bank, National AssociationOneonta Southside Branch733 State Highway 28Oneonta 138201998$74.7M
Community Bank, National AssociationCooperstown Otsego Branch5378 State Highway 28Cooperstown 133261994$72.9M
NBT Bank, National AssociationCooperstown Branch2 Commons DrCooperstown 133261993$68.6M
NBT Bank, National AssociationEdmeston Branch1 West StEdmeston 133351887$65.4M
Wayne BankOneonta Branch34 Main StOneonta 13820 · Full-service retail office2014$64.6M
KeyBank National AssociationCooperstown Branch103 Main StCooperstown 133261956$59.9M
NBT Bank, National AssociationOneonta Eastside Branch5582 State Hwy 7, EastsideTown Of Oneonta 138201999$43.0M
NBT Bank, National AssociationCherry Valley Branch16 Main StCherry Valley 133201963$30.8M
Community Bank, National AssociationSchenevus Branch101 Main StSchenevus 121551954$0

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Otsego County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Community Bank, National Association132 Main StMorris 138082023$43.6M
Community Bank, National Association101 East Main StreetMilford 138072022$16.2M
Community Bank, National Association62 Main StreetCooperstown 133262021$33.6M
Community Bank, National Association304 Main StreetOtego 138252021$22.3M
Citizens Bank, National Association191 Main StreetUnadilla 138492021$28.8M
Citizens Bank, National Association141 Main StreetWorcester 121972021$47.7M
Community Bank, National Association2 Foxcare DriveOneonta 138202020$42.2M
KeyBank National Association426 Chestnut StreetOneonta 138202019$63.9M
Citizens Bank, National Association3092 County Hwy 11Hartwick 133482018$32.4M
Citizens Bank, National Association1000 Main StreetOneonta 13820 · Full-service retail office2017$33.5M
NBT Bank, National Association107 Oneida StreetOneonta 138202015$24.1M
Woodforest National Bank5054 State Highway 23Oneonta 13820 · Full-service retail office2013$531K
Woodforest Bankre-filed as office 5002105054 State Highway 23Oneonta 138202010$716K
Bank of America, National Association55 West Main StreetRichfield Springs 134392008$32.2M
Mohawk Community BankRt 28Oneonta 138202001$18.4M
The Savings Bank of Utica1001 Main StreetOneonta 13820 · Full-service retail office2000$8.1M
The Savings Bank of UticaHighway 23 Oneonta Mall RoadOneonta 13820 · Full-service retail office2000$4.5M
Astoria Federal Savings and Loan Associationre-filed as office 28063862 Pioneer StreetCooperstown 133261999$19.8M
Astoria Federal Savings and Loan Associationre-filed as office 280639107 Oneida StreetOneonta 138201999$22.8M
Astoria Federal Savings and Loan AssociationOne Wall StreetOneonta 138201999$69.0M
Astoria Federal Savings and Loan Associationre-filed as office 280640Southside MallOneonta 138201999$32.7M
Key Bank of New YorkJamesway Shopping Center, Route 7Oneonta 138201996$15.9M

County FIPS 36077 · 1,002 square miles of land (2024 Census Gazetteer).