Bank Branches › Missouri › Ray County
Banks in Ray County, Missouri
Ray County has 8 bank offices, 3 fewer than its peak of 11 in 2001 (−27%). They belong to 8 banks, led by TBO Bank with 1.
8
offices, 2026
11
peak (2001)
5
no longer reported
$330M
deposits booked
Map
open (8)no longer reported (5)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 9 | $212M | |
| Jun 30 1995 | 9 | · | $214M |
| Jun 30 2000 | 8 | · | $237M |
| Jun 30 2001PEAK | 11 | +3 | $240M |
| Jun 30 2005 | 10 | · | $246M |
| Jun 30 2010 | 10 | · | $276M |
| Jun 30 2015 | 9 | −1 | $270M |
| Jun 30 2020 | 9 | · | $300M |
| Jun 30 2025 | 7 | · | $459M |
| Jun 30 2026NOW | 8 | +1 | $330M |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 9 | $212M | |
| Jun 30 1995 | 9 | · | $214M |
| Jun 30 1996 | 9 | · | $216M |
| Jun 30 1997 | 9 | · | $214M |
| Jun 30 1998 | 9 | · | $214M |
| Jun 30 1999 | 8 | −1 | $217M |
| Jun 30 2000 | 8 | · | $237M |
| Jun 30 2001PEAK | 11 | +3 | $240M |
| Jun 30 2002 | 10 | −1 | $243M |
| Jun 30 2003 | 10 | · | $239M |
| Jun 30 2004 | 10 | · | $241M |
| Jun 30 2005 | 10 | · | $246M |
| Jun 30 2006 | 10 | · | $256M |
| Jun 30 2007 | 10 | · | $265M |
| Jun 30 2008 | 10 | · | $262M |
| Jun 30 2009 | 10 | · | $260M |
| Jun 30 2010 | 10 | · | $276M |
| Jun 30 2011 | 10 | · | $267M |
| Jun 30 2012 | 10 | · | $271M |
| Jun 30 2013 | 10 | · | $286M |
| Jun 30 2014 | 10 | · | $292M |
| Jun 30 2015 | 9 | −1 | $270M |
| Jun 30 2016 | 9 | · | $265M |
| Jun 30 2017 | 9 | · | $274M |
| Jun 30 2018 | 9 | · | $277M |
| Jun 30 2019 | 9 | · | $276M |
| Jun 30 2020 | 9 | · | $300M |
| Jun 30 2021 | 9 | · | $353M |
| Jun 30 2022 | 8 | −1 | $378M |
| Jun 30 2023 | 8 | · | $359M |
| Jun 30 2024 | 7 | −1 | $384M |
| Jun 30 2025 | 7 | · | $459M |
| Jun 30 2026NOW | 8 | +1 | $330M |
Banks in Ray County
| Bank | Offices | Deposits here |
|---|---|---|
| TBO Bank | 1 | $38.4M |
| The Central Trust Bank | 1 | $36.9M |
| Flat Branch Bank | 1 | $37.6M |
| BTC Bank | 1 | $9.2M |
| NBH Bank | 1 | $106M |
| Academy Bank, National Association | 1 | $29.4M |
| Community Bank of Missouri | 1 | $60.5M |
| Goppert Financial Bank | 1 | $11.7M |
Every bank office open in Ray County
| Bank | Address | Deposits |
|---|---|---|
| NBH BankRichmond Spartan Branch # 19 | 200 N Spartan DrRichmond 64085 | $106M |
| Community Bank of MissouriCommunity Bank Of Missouri | 904 Walton WayRichmond 64085 | $60.5M |
| TBO BankTbo Bank | 113 E South Front StOrrick 64077 | $38.4M |
| Flat Branch Bank | 803 Wollard BlvdRichmond 64085 | $37.6M |
| The Central Trust BankLawson Branch | 401 North Penn StreetLawson 64062 | $36.9M |
| Academy Bank, National AssociationRichmond Wal-Mart Branch | 908 Walton WayRichmond 64085 · Full-service retail office | $29.4M |
| Goppert Financial BankRichmond Branch | 521 Johnny Walker LnRichmond 64085 | $11.7M |
| BTC BankHardin Federal Savings Bank Branch | 301 Ne 2nd StHardin 64035 | $9.2M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Ray County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| U.S. Bank National Association | 100 E North Main StRichmond 64085 | 2023 |
| The Bank of Orrick | 600 Highway ZOrrick 64077 · Drive-through / facility office | 2021 |
| Bank of America, National Association | 101 East Main StreetRichmond 64085 | 2014 |
| Bank Midwest, National Association | 837 East South StreetRichmond 64085 | 2001 |
| Hardin Federal Savings Bankre-filed as office 263570 | 200 N Spartan DrRichmond 64085 | 2000 |
| The State Bank | Second and Main StreetsHardin 64035 | 1998 |
County FIPS 29177 · 569 square miles of land (2024 Census Gazetteer).