Bank Branches › Michigan › Saginaw County
Banks in Saginaw County, Michigan
Saginaw County has 32 bank offices, 41 fewer than its peak of 73 in 1994 (−56%). They belong to 10 banks, led by The Huntington National Bank with 7.
32
offices, 2026
73
peak (1994)
68
no longer reported
$2.6B
deposits booked
Map
open (32)no longer reported (63 of 68 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994PEAK | 73 | $1.7B | |
| Jun 30 1995 | 72 | −1 | $1.8B |
| Jun 30 2000 | 70 | −3 | $1.8B |
| Jun 30 2005 | 66 | · | $1.7B |
| Jun 30 2010 | 67 | −3 | $2.0B |
| Jun 30 2015 | 53 | −4 | $2.0B |
| Jun 30 2020 | 45 | · | $2.5B |
| Jun 30 2025 | 34 | −1 | $2.6B |
| Jun 30 2026NOW | 32 | −2 | $2.6B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994PEAK | 73 | $1.7B | |
| Jun 30 1995 | 72 | −1 | $1.8B |
| Jun 30 1996 | 72 | · | $1.8B |
| Jun 30 1997 | 71 | −1 | $1.8B |
| Jun 30 1998 | 71 | · | $1.8B |
| Jun 30 1999 | 73 | +2 | $1.8B |
| Jun 30 2000 | 70 | −3 | $1.8B |
| Jun 30 2001 | 69 | −1 | $1.7B |
| Jun 30 2002 | 63 | −6 | $1.7B |
| Jun 30 2003 | 63 | · | $1.7B |
| Jun 30 2004 | 66 | +3 | $1.7B |
| Jun 30 2005 | 66 | · | $1.7B |
| Jun 30 2006 | 72 | +6 | $1.9B |
| Jun 30 2007 | 72 | · | $1.9B |
| Jun 30 2008 | 72 | · | $2.0B |
| Jun 30 2009 | 70 | −2 | $2.0B |
| Jun 30 2010 | 67 | −3 | $2.0B |
| Jun 30 2011 | 66 | −1 | $2.0B |
| Jun 30 2012 | 64 | −2 | $2.0B |
| Jun 30 2013 | 63 | −1 | $1.8B |
| Jun 30 2014 | 57 | −6 | $2.0B |
| Jun 30 2015 | 53 | −4 | $2.0B |
| Jun 30 2016 | 55 | +2 | $2.1B |
| Jun 30 2017 | 51 | −4 | $2.0B |
| Jun 30 2018 | 47 | −4 | $2.1B |
| Jun 30 2019 | 45 | −2 | $2.1B |
| Jun 30 2020 | 45 | · | $2.5B |
| Jun 30 2021 | 42 | −3 | $2.6B |
| Jun 30 2022 | 37 | −5 | $2.7B |
| Jun 30 2023 | 36 | −1 | $2.7B |
| Jun 30 2024 | 35 | −1 | $2.7B |
| Jun 30 2025 | 34 | −1 | $2.6B |
| Jun 30 2026NOW | 32 | −2 | $2.6B |
Banks in Saginaw County
| Bank | Offices | Deposits here |
|---|---|---|
| The Huntington National Bank | 7 | $827M |
| ChoiceOne Bank | 5 | $194M |
| Isabella Bank | 5 | $191M |
| Independent Bank | 3 | $214M |
| JPMorgan Chase Bank, National Association | 3 | $395M |
| PNC Bank, National Association | 3 | $283M |
| Mercantile Bank | 2 | $91.9M |
| 1st State Bank | 2 | $313M |
| Thumb Bank and Trust | 1 | $37.2M |
| Fifth Third Bank, National Association | 1 | $83.5M |
Every bank office open in Saginaw County
| Bank | Address | Deposits |
|---|---|---|
| 1st State Bank1St State Bank | 4800 Fashion Square BlvdSaginaw 48604 | $261M |
| The Huntington National BankSaginawState Branch | 4815 State StSaginaw 48603 | $211M |
| JPMorgan Chase Bank, National AssociationBrockway-Center Branch | 1440 N Center RdSaginaw 48638 | $187M |
| JPMorgan Chase Bank, National AssociationBay Mccarty Branch | 4144 Bay RdSaginaw 48603 | $156M |
| The Huntington National BankShields Branch | 160 S River RdSaginaw 48609 | $152M |
| The Huntington National BankFrankenmuth Branch | 525 N Main StFrankenmuth 48734 | $138M |
| PNC Bank, National AssociationFrankenmuth Main Branch | 201 S Main StFrankenmuth 48734 | $134M |
| The Huntington National BankBay Shattuck Branch | 3061 Bay RdSaginaw 48603 | $130M |
| The Huntington National BankAtwater Branch | 1115 S Washington AveSaginaw 48601 | $111M |
| Fifth Third Bank, National AssociationTittabawassee Road Banking Center Branch | 3390 Tittabawassee RdSaginaw 48604 | $83.5M |
| Independent BankSaginaw State St Branch | 3601 State StSaginaw 48602 | $81.4M |
| PNC Bank, National AssociationTowne Centre Branch | 2322 Tittabawassee RdSaginaw 48604 | $78.8M |
| ChoiceOne BankChesaning Township Branch | 12771 Brady RdChesaning 48616 | $78.1M |
| PNC Bank, National AssociationGratiot Road Branch | 5270 Gratiot RdSaginaw 48638 | $70.8M |
| Independent BankSaginaw Center Branch | 1445 N. CenterSaginaw 48638 | $68.1M |
| Independent BankFashion Square Mall Branch | 4850 Bay RdSaginaw 48604 | $64.3M |
| Isabella BankHemlock Office | 16490 Gratiot RdHemlock 48626 | $58.7M |
| Mercantile BankMerrill Branch | 125 W Saginaw StMerrill 48637 | $52.0M |
| JPMorgan Chase Bank, National AssociationCourt Street Saginaw Branch | 821 Court StSaginaw 48602 | $51.9M |
| 1st State BankState Street Branch | 5424 State StSaginaw 48603 | $51.7M |
| ChoiceOne BankThomas Twp. Branch | 7590 Gratiot RdSaginaw 48609 | $50.2M |
| ChoiceOne BankCommunity State Branch | 207 S Saginaw StSaint Charles 48655 | $48.9M |
| Isabella BankFreeland Branch | 399 S Main StFreeland 48623 | $45.4M |
| The Huntington National BankFreeland Branch | 230 N Main StFreeland 48623 | $44.0M |
| The Huntington National BankSaginaw Old Town | 100 S Michigan AveSaginaw 48602 | $41.3M |
| Mercantile BankSaint Charles Branch | 102 Pine StSt. Charles 48655 | $39.9M |
| Thumb Bank and TrustFsb Branch | 185 E WashingtonFreeland 48623 | $37.2M |
| Isabella BankSaginaw Bay Road Branch | 4975 Bay RdSaginaw 48604 | $33.9M |
| Isabella BankSaginaw Downtown Branch | 203 E Genesee AveSaginaw 48607 | $26.6M |
| Isabella BankSaginaw State Street Branch | 5705 State StSaginaw 48603 | $26.1M |
| ChoiceOne BankBirch Run Branch | 8412 Main StBirch Run 48415 | $12.6M |
| ChoiceOne BankSaginaw Branch | 218 S Washington AveSaginaw 48607 | $4.4M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Saginaw County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Citizens Bank, National Association | 100 W Broad StChesaning 48616 | 2025 |
| Mercantile Bank | 5444 State Street, STE 2Saginaw 48603 · Drive-through / facility office | 2025 |
| The Huntington National Bank | 101 N Washington AveSaginaw 48607 | 2024 |
| The Huntington National Bank | 4955 Bay RdSaginaw 48604 | 2023 |
| The State Bank | 10811 Albee RoadAlbee Township 48417 | 2022 |
| Horizon Bank | 464 North Main StreetFrankenmuth 48734 | 2022 |
| PNC Bank, National Association | 1140 South Outer DriveSaginaw 48601 | 2022 |
| PNC Bank, National Association | 12010 Church StreetBirch Run 48415 | 2021 |
| The Huntington National Bank | 2300 Midland RdSaginaw 48603 | 2021 |
| The Huntington National Bank | 3360 Tittabawassee RoadSaginaw 48604 · Full-service retail office | 2021 |
| The Huntington National Bank | 5420 Gratiot RdSaginaw 48638 | 2021 |
| Independent Bank | 5500 Dixie HighwaySaginaw 48601 | 2021 |
| The Huntington National Bank | 9515 Birch Run RdBirch Run 48415 · Full-service retail office | 2020 |
| Jpmorgan Chase Bank, National Association | 349 West Saginaw StreetHemlock 48626 | 2020 |
| Jpmorgan Chase Bank, National Association | 3480 North Center RoadSaginaw 48603 | 2020 |
| The Huntington National Bank | 8400 Gratiot RoadSaginaw 48609 · Full-service retail office | 2020 |
| Independent Bank | 7400 Bay RoadSaginaw 48604 | 2019 |
| The Huntington National Bank | 6093 Dixie HighwayBridgeport 48722 | 2018 |
| PNC Bank, National Association | 202 Pine StreetChesaning 48616 | 2018 |
| The Huntington National Bank | 829 Gratiot AveSaginaw 48602 | 2018 |
| JPMorgan Chase Bank, National Association | 6310 Dixie HighwayBridgeport 48722 | 2017 |
| Chemical Bank | 170 West Genesee StreetFrankenmuth 48734 | 2017 |
| The Huntington National Bank | 2815 East Genessee AvenueSaginaw 48601 | 2017 |
| The Huntington National Bank | 5225 Bay RoadSaginaw 48604 | 2017 |
| Firstmerit Bank, National Association | 15753 Gratiot RoadHemlock 48626 | 2016 |
| The Huntington National Bank | 130 N. JeffersonSaginaw 48607 | 2016 |
| Firstmerit Bank, National Association | 2100 North Center RoadSaginaw 48603 | 2016 |
| Fifth Third Bank | 5430 State StreetSaginaw 48603 | 2016 |
| Flagstar Bank, FSBre-filed as office 579918 | 4975 Bay RoadSaginaw 48604 | 2015 |
| Firstmerit Bank, National Association | 12880 E Washington RoadReese 48757 | 2014 |
| JPMorgan Chase Bank, National Association | 2720 Davenport StreetSaginaw 48602 | 2014 |
| JPMorgan Chase Bank, National Associationre-filed as office 574639 | 3360 Tittabawassee RoadSaginaw 48604 · Full-service retail office | 2014 |
| JPMorgan Chase Bank, National Associationre-filed as office 574641 | 8400 Gratiot RoadSaginaw 48609 · Full-service retail office | 2014 |
| Bank of America, National Association | 111 North Main StreetFrankenmuth 48734 | 2013 |
| Firstmerit Bank, National Association | 3300 State StreetSaginaw 48602 · Drive-through / facility office | 2013 |
| Firstmerit Bank, National Association | 3446 State StreetSaginaw 48602 | 2013 |
| Bank of America, National Association | 3730 East GenesseeSaginaw 48601 | 2013 |
| Firstmerit Bank, National Association | 4700 Bay RoadSaginaw 48604 | 2013 |
| Bank of America, National Association | 5420 Gratiot RoadSaginaw 48603 | 2013 |
| Firstmerit Bank, National Association | 6161 State StSaginaw 48603 | 2013 |
Show all 77 departures (68 no longer reported, 9 re-filed under a new office number) ▾
| Independent Bank | 3550 Tittabawassee RoadSaginaw 48604 | 2012 |
| Independent Bank | 5470 Gratiot RoadSaginaw 48638 | 2012 |
| PNC Bank, National Association | 5540 Dixie HighwaySaginaw 48601 | 2011 |
| PNC Bank, National Association | 255 Mayer RoadFrankenmuth 48734 · Drive-through / facility office | 2010 |
| National City Bank | 1472 North Michigan AvenueSaginaw 48602 | 2009 |
| Bank of America, National Association | 219 S. Michigan AvenueSaginaw 48602 | 2009 |
| Bank of America, National Association | 9030 Gratiot RoadSaginaw 48603 | 2009 |
| Signature Bank | 491 N. Main StreetFrankenmuth 48734 · Drive-through / facility office | 2008 |
| Citizens Bank | 55 Harrow LaneSaginaw 48603 | 2008 |
| TCF National Bank | 220 North Michigan AvenueSaginaw 48602 | 2006 |
| Independent Bank | 3520 DavenportSaginaw 48601 | 2006 |
| Community State Bank of St. Charles | 148 Chapman StreetChesaning 48616 · Full-service retail office | 2004 |
| National City Bank of Michigan/Illinois | 491 North Main StreetFrankenmuth 48734 · Drive-through / facility office | 2001 |
| Standard Federal Bank | 12890 South Saginaw RoadGrand Blanc 48439 | 2001 |
| Bank One, Michigan | 1156 North Niagara StreetSaginaw 48605 | 2001 |
| Bank One, Michigan | 1401 North Michigan StreetSaginaw 48602 | 2001 |
| Michigan National Bank | 3360 Tittabawassee RoadSaginaw 48603 · Full-service retail office | 2001 |
| Michigan National Bank | 4550 State StreetSaginaw 48603 | 2001 |
| Standard Federal Bankre-filed as office 262573 | 4815 State StreetSaginaw 48603 | 2001 |
| Michigan National Bank | 8400 GratiotSaginaw 48609 · Full-service retail office | 2001 |
| Bank One, Michigan | 2076 Williamson RoadSpaulding Township 48601 | 2000 |
| Great Lakes National Bank Michigan | 100 S. JeffersonSaginaw 48606 | 1999 |
| Citizens Bank | 4343 East Holland RoadSaginaw 48601 | 1999 |
| Michigan National Bank | 4672 State StreetSaginaw 48603 · Full-service retail office | 1999 |
| Michigan National Bank | 2690 TittabawasseeSaginaw 48604 | 1998 |
| Michigan National Bank | 3985 North Michigan AvenueSaginaw 48604 | 1997 |
| First Federal of Michiganre-filed as office 271866 | 100 W Broad StreetChesaning 48616 | 1995 |
| Second National Bank of Saginaw | 1145 South Washington AvenueSaginaw 48601 | 1995 |
| Standard Federal Bank | 150 West WashingtonFreeland 48623 | 1994 |
| Great Lakes Bancorp, A FSB | 100 South Jefferson Ave.Saginaw 48606 | 1994 |
| NBD Bank, National Association | 101 South Washington AvenueSaginaw 48607 | 1994 |
| Great Lakes Bancorp, A FSBre-filed as office 264275 | 220 N. Michigan Ave.Saginaw 48602 | 1994 |
| Great Lakes Bancorp, A FSBre-filed as office 264290 | 3601 State StreetSaginaw 48602 | 1994 |
| Great Lakes Bancorp, A FSBre-filed as office 264298 | 4850 Bay Rd.Saginaw 48604 | 1994 |
| Great Lakes Bancorp, A FSB | 5470 Gratiot RoadSaginaw 48603 | 1994 |
| Great Lakes Bancorp, A FSBre-filed as office 264289 | 5500 Dixie HighwaySaginaw 48601 | 1994 |
| Standard Federal Bank | 7303 Gratiot AvenueSaginaw 48603 | 1994 |
County FIPS 26145 · 801 square miles of land (2024 Census Gazetteer).