Bank Branches › Michigan › Cheboygan County
Banks in Cheboygan County, Michigan
Cheboygan County has 8 bank offices, 6 fewer than its peak of 14 in 2001 (−43%). They belong to 4 banks, led by Citizens National Bank of Cheboygan with 5.
8
offices, 2026
14
peak (2001)
7
no longer reported
$413M
deposits booked
Map
open (8)no longer reported (6 of 7 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 12 | $206M | |
| Jun 30 1995 | 12 | · | $211M |
| Jun 30 2000 | 13 | +1 | $253M |
| Jun 30 2001PEAK | 14 | +1 | $273M |
| Jun 30 2005 | 11 | · | $298M |
| Jun 30 2010 | 10 | · | $290M |
| Jun 30 2015 | 11 | +1 | $295M |
| Jun 30 2020 | 10 | · | $395M |
| Jun 30 2025 | 8 | · | $419M |
| Jun 30 2026NOW | 8 | · | $413M |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 12 | $206M | |
| Jun 30 1995 | 12 | · | $211M |
| Jun 30 1996 | 12 | · | $222M |
| Jun 30 1997 | 12 | · | $233M |
| Jun 30 1998 | 11 | −1 | $247M |
| Jun 30 1999 | 12 | +1 | $247M |
| Jun 30 2000 | 13 | +1 | $253M |
| Jun 30 2001PEAK | 14 | +1 | $273M |
| Jun 30 2002 | 14 | · | $285M |
| Jun 30 2003 | 13 | −1 | $285M |
| Jun 30 2004 | 11 | −2 | $296M |
| Jun 30 2005 | 11 | · | $298M |
| Jun 30 2006 | 11 | · | $309M |
| Jun 30 2007 | 11 | · | $314M |
| Jun 30 2008 | 11 | · | $313M |
| Jun 30 2009 | 10 | −1 | $316M |
| Jun 30 2010 | 10 | · | $290M |
| Jun 30 2011 | 10 | · | $281M |
| Jun 30 2012 | 10 | · | $281M |
| Jun 30 2013 | 10 | · | $296M |
| Jun 30 2014 | 10 | · | $287M |
| Jun 30 2015 | 11 | +1 | $295M |
| Jun 30 2016 | 11 | · | $303M |
| Jun 30 2017 | 10 | −1 | $325M |
| Jun 30 2018 | 10 | · | $332M |
| Jun 30 2019 | 10 | · | $334M |
| Jun 30 2020 | 10 | · | $395M |
| Jun 30 2021 | 8 | −2 | $424M |
| Jun 30 2022 | 8 | · | $461M |
| Jun 30 2023 | 8 | · | $439M |
| Jun 30 2024 | 8 | · | $395M |
| Jun 30 2025 | 8 | · | $419M |
| Jun 30 2026NOW | 8 | · | $413M |
Banks in Cheboygan County
| Bank | Offices | Deposits here |
|---|---|---|
| Citizens National Bank of Cheboygan | 5 | $254M |
| PNC Bank, National Association | 1 | $92.8M |
| Nicolet National Bank | 1 | $45.7M |
| First Community Bank | 1 | $20.1M |
Every bank office open in Cheboygan County
| Bank | Address | Deposits |
|---|---|---|
| Citizens National Bank of CheboyganCitizens National Bank Of Cheboygan | 303 N Main StCheboygan 49721 | $163M |
| PNC Bank, National AssociationCheboygan Branch | 316 N Main StCheboygan 49721 | $92.8M |
| Citizens National Bank of CheboyganThe Indian River Branch | 3990 S Straits HwyIndian River 49749 | $75.2M |
| Nicolet National BankCheboygan Branch | 350 S Main StCheboygan 49721 | $45.7M |
| First Community BankCheboygan Main Office Branch | 201 N Main StCheboygan 49721 | $20.1M |
| Citizens National Bank of CheboyganInverness Branch | 10854 N Straits HwyCheboygan 49721 | $13.8M |
| Citizens National Bank of CheboyganHttp:Www.Cnbismybank.ComVirtual-Branch | 303 N Main StCheboygan 49721 · Full-service home banking | $2.2M |
| Citizens National Bank of CheboyganMain Drive-In Branch | 414 Division StCheboygan 49721 · Drive-through / facility office | $0 |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Cheboygan County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| PNC Bank, National Association | 3833 South Straits HighwayIndian River 49749 | 2020 |
| PNC Bank, National Association | 118 East CentralMackinaw City 49701 | 2020 |
| PNC Bank, National Association | 1000 South Main StreetCheboygan 49721 · Drive-through / facility office | 2016 |
| Citizens National Bank of Cheboygan | 816 East State StreetCheboygan 49721 · Drive-through / facility office | 2008 |
| First Community Bank | 1116 East State StreetCheboygan 49721 · Drive-through / facility office | 2003 |
| First Federal of Northern Michigan | 3950 S Straits HwyIndian River 49749 | 2003 |
| First Community Bank | 630 South Main StreetCheboygan 49721 | 2000 |
| First of America Bank, National Associationre-filed as office 229283 | 1116 East State StreetCheboygan 49721 | 1997 |
County FIPS 26031 · 715 square miles of land (2024 Census Gazetteer).