Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Michigan › Bay County

Banks in Bay County, Michigan

Bay County has 19 bank offices, 26 fewer than its peak of 45 in 1994 (−58%). They belong to 7 banks, led by The Huntington National Bank with 7.

19
offices, 2026
45
peak (1994)
37
no longer reported
$1.3B
deposits booked

Map

open (19)no longer reported (33 of 37 have map coordinates)

The county's passbook

23451994: 45 offices, $957M1995: 44 offices, $1.1B1996: 43 offices, $984M1997: 43 offices, $986M1998: 43 offices, $1.1B1999: 41 offices, $955M2000: 38 offices, $988M2001: 37 offices, $994M2002: 36 offices, $1.1B2003: 36 offices, $1.2B2004: 36 offices, $1.2B2005: 35 offices, $1.4B2006: 36 offices, $1.6B2007: 36 offices, $1.5B2008: 36 offices, $1.1B2009: 34 offices, $1.1B2010: 34 offices, $1.1B2011: 33 offices, $1.0B2012: 32 offices, $1.0B2013: 32 offices, $972M2014: 31 offices, $1.0B2015: 30 offices, $1.0B2016: 29 offices, $1.0B2017: 26 offices, $1.0B2018: 25 offices, $1.1B2019: 24 offices, $1.1B2020: 24 offices, $1.3B2021: 23 offices, $1.3B2022: 20 offices, $1.3B2023: 20 offices, $1.3B2024: 19 offices, $1.3B2025: 19 offices, $1.3B2026: 19 offices, $1.3Bpeak 45 · 1994$1.3B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Bay County1994–2026
DateofficesChangeDeposits
Jun 30 1994PEAK45$957M
Jun 30 199544−1$1.1B
Jun 30 200038−3$988M
Jun 30 200535−1$1.4B
Jun 30 201034·$1.1B
Jun 30 201530−1$1.0B
Jun 30 202024·$1.3B
Jun 30 202519·$1.3B
Jun 30 2026NOW19·$1.3B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 1994PEAK45$957M
Jun 30 199544−1$1.1B
Jun 30 199643−1$984M
Jun 30 199743·$986M
Jun 30 199843·$1.1B
Jun 30 199941−2$955M
Jun 30 200038−3$988M
Jun 30 200137−1$994M
Jun 30 200236−1$1.1B
Jun 30 200336·$1.2B
Jun 30 200436·$1.2B
Jun 30 200535−1$1.4B
Jun 30 200636+1$1.6B
Jun 30 200736·$1.5B
Jun 30 200836·$1.1B
Jun 30 200934−2$1.1B
Jun 30 201034·$1.1B
Jun 30 201133−1$1.0B
Jun 30 201232−1$1.0B
Jun 30 201332·$972M
Jun 30 201431−1$1.0B
Jun 30 201530−1$1.0B
Jun 30 201629−1$1.0B
Jun 30 201726−3$1.0B
Jun 30 201825−1$1.1B
Jun 30 201924−1$1.1B
Jun 30 202024·$1.3B
Jun 30 202123−1$1.3B
Jun 30 202220−3$1.3B
Jun 30 202320·$1.3B
Jun 30 202419−1$1.3B
Jun 30 202519·$1.3B
Jun 30 2026NOW19·$1.3B

Banks in Bay County

BankOfficesDeposits here
The Huntington National Bank7$478M
Independent Bank5$404M
PNC Bank, National Association2$201M
1st State Bank2$73.3M
Thumb Bank and Trust1$83.8M
Fifth Third Bank, National Association1$55.0M
Isabella Bank1$0

Every bank office open in Bay County

BankAddressOpenedDeposits
The Huntington National BankBay City Midland Street Branch900 W Midland StBay City 487061977$156M
PNC Bank, National AssociationBay City North Euclid Branch1111 N Euclid AveBay City 487061962$148M
Independent BankBay City Branch623 Washington AveBay City 487082007$125M
Independent BankBay City Euclid Branch745 N Euclid AveBay City 487061890$101M
Thumb Bank and TrustBay City-Wilder Road Branch2985 Wilder RdBay City 487062003$83.8M
The Huntington National BankKawkawlin Office Branch100 Chippewa StKawkawlin 486311973$78.4M
Independent BankEssexville Branch1615 W Center RdEssexville 487321890$77.3M
The Huntington National BankBay City Main Rivers Edge Branch21 E Main StBay City 487081871$71.9M
The Huntington National BankHampton Township Branch3101 Center AveEssexville 487321965$68.3M
Independent BankAuburn Branch1004 W Midland RdAuburn 486111890$61.7M
The Huntington National BankBangor Branch3533 Wilder RdBay City 487061973$60.0M
Fifth Third Bank, National AssociationBay City Banking Center Branch3870 State Street RdBay City 487062005$55.0M
PNC Bank, National AssociationLafayette Mi Branch610 Lafayette AveBay City 487081955$53.1M
1st State BankBay City Branch601 N Madison AveBay City 487082006$46.7M
The Huntington National BankAuburn Branch232 W Midland RdAuburn 486111970$43.2M
Independent BankPinconning Branch408 S Mable StPinconning 486501890$38.8M
1st State BankWilder Road Bay City Branch3907 Wilder RdBay City 487062013$26.5M
The Huntington National BankSeventh Street Office Branch600 Washington AveBay City 48708 · Drive-through / facility office1967$207K
Isabella BankBay City Loan And Wealth Branch723 South Washington AvenueBay City 48708 · Trust office2023$0

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Bay County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Thumb Bank and Trust708 Center Ave, Ste 1Bay City 487082023$15.5M
The Huntington National Bank3858 N M 13Pinconning 486502023$40.6M
The Huntington National Bank314 East Midland StreetBay City 487062021$52.8M
The Huntington National Bank595 N Pine RdBay City 48708 · Full-service retail office2021$32.3M
The Huntington National Bank701 Washington AvenueBay City 487082021$137M
PNC Bank, National Association1045 Pine StreetEssexville 487322020$82.7M
The Huntington National Bank8 South Huron RoadLinwood 486342018$26.4M
Chemical Bank120 West Center StreetLinwood 486342017$17.9M
The Huntington National Bank309 South Euclid AvenueBay City 487062016$43.3M
Firstmerit Bank, National Association2750 Center AvenueEssexville 487322016$33.6M
PNC Bank, National Association206 South MablePinconning 486502016$33.3M
Chemical Bank1513-1517 Columbus AvenueBay City 487062015$15.2M
Independent Bank800 BroadwayBay City 487082014$13.7M
Firstmerit Bank, National Association3867 East Wilder RoadBay City 487062013$33.7M
Bank of America, National Associationre-filed as office 5506123907 Wilder RoadBay City 487062013$39.3M
PNC Bank, National Association401 East Midland StreetBay City 487062013$38.4M
Independent Bank945 Euclid AvenueBay City 487062011$17.0M
PNC Bank, National Association300 Center AvenueBay City 487082010$227M
National City Bank200 South Kaiser StreetPinconning 486502009$39.5M
Firstbank - Alma4710 South Garfield RoadAuburn 486112008$6.2M
National City Bank206 South Mable StreetPinconning 48650 · Drive-through / facility office2008$0
TCF National Bank260 Washington AvenueBay City 487082006$31.7M
Chemical Bank and Trust Company1500 BroadwayBay City 487062005$6.9M
Standard Federal Bank National Association595 N. Pine RoadBay City 48708 · Full-service retail office2004$24.9M
Citizens Bank1012 Lafayette StreetBay City 487082002$12.0M
Standard Federal Bank309 South Euclid AvenueBay City 487062001$66.8M
TCF National Bank3017 Center AvenueEssexville 487322001$17.8M
National City Bank of Michigan/Illinois1199 South Euclid AvenueBay City 487062000$22.7M
First of America Bank, National Association118 Tuscola RoadBay City 487081999$24.3M
Citizens Bank6362 South Three Mile RoadBay City 487061999$10.8M
Michigan National Bank4101 North Euclid AvenueBay City 487061998$33.7M
First of America Bank, National Association6449 West Side SaginawBay City 487061998$9.2M
First of America Bank, National Association1300 Woodside AvenueEssexville 487321998$30.4M
Great Lakes Bancorp, A FSB260 Washington Ave.Bay City 487081996$21.7M
First of America Bank-Michigan, National Association1601 Marquette AvenueBay City 487061995$4.6M
Great Lakes Bancorp, A FSBre-filed as office 1338300042260 Washington Ave.Bay City 487081995$22.0M
Michigan National Bank1490 West Center Avenue RoadHampton Township 487321995$23.3M
Great Lakes Bancorp, A FSB1020 N. Euclid Ave.Bay City 487061994$16.3M
Great Lakes Bancorp, A FSBre-filed as office 264265260 Washington Ave.Bay City 487081994$22.0M
Great Lakes Bancorp, A FSBre-filed as office 2642783017 Center Ave.Essexville 487321994$15.1M
Show all 41 departures (37 no longer reported, 4 re-filed under a new office number) ▾
Second National Bank of Bay City10 East Munger RoadMunger 487471994$2.1M

County FIPS 26017 · 442 square miles of land (2024 Census Gazetteer).