Bank Branches › Kentucky › Rowan County
Banks in Rowan County, Kentucky
Rowan County has 11 bank offices, matching its peak (first reached in 2015). They belong to 8 banks, led by The Citizens Bank with 2.
11
offices, 2026
11
peak (2015)
2
no longer reported
$557M
deposits booked
Map
open (11)no longer reported (2)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 6 | $130M | |
| Jun 30 1995 | 6 | · | $134M |
| Jun 30 2000 | 8 | +1 | $196M |
| Jun 30 2005 | 8 | · | $215M |
| Jun 30 2010 | 10 | · | $269M |
| Jun 30 2015PEAK | 11 | +1 | $300M |
| Jun 30 2020 | 11 | · | $377M |
| Jun 30 2025 | 11 | · | $520M |
| Jun 30 2026NOW | 11 | · | $557M |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 6 | $130M | |
| Jun 30 1995 | 6 | · | $134M |
| Jun 30 1996 | 6 | · | $140M |
| Jun 30 1997 | 6 | · | $147M |
| Jun 30 1998 | 7 | +1 | $168M |
| Jun 30 1999 | 7 | · | $176M |
| Jun 30 2000 | 8 | +1 | $196M |
| Jun 30 2001 | 10 | +2 | $205M |
| Jun 30 2002 | 9 | −1 | $209M |
| Jun 30 2003 | 8 | −1 | $209M |
| Jun 30 2004 | 8 | · | $216M |
| Jun 30 2005 | 8 | · | $215M |
| Jun 30 2006 | 8 | · | $231M |
| Jun 30 2007 | 8 | · | $243M |
| Jun 30 2008 | 10 | +2 | $248M |
| Jun 30 2009 | 10 | · | $267M |
| Jun 30 2010 | 10 | · | $269M |
| Jun 30 2011 | 10 | · | $277M |
| Jun 30 2012 | 10 | · | $286M |
| Jun 30 2013 | 10 | · | $288M |
| Jun 30 2014 | 10 | · | $291M |
| Jun 30 2015PEAK | 11 | +1 | $300M |
| Jun 30 2016 | 11 | · | $309M |
| Jun 30 2017 | 11 | · | $323M |
| Jun 30 2018 | 11 | · | $344M |
| Jun 30 2019 | 11 | · | $340M |
| Jun 30 2020 | 11 | · | $377M |
| Jun 30 2021 | 11 | · | $444M |
| Jun 30 2022 | 11 | · | $478M |
| Jun 30 2023 | 10 | −1 | $463M |
| Jun 30 2024 | 11 | +1 | $505M |
| Jun 30 2025 | 11 | · | $520M |
| Jun 30 2026NOW | 11 | · | $557M |
Banks in Rowan County
| Bank | Offices | Deposits here |
|---|---|---|
| The Citizens Bank | 2 | $118M |
| Whitaker Bank | 2 | $81.7M |
| Stock Yards Bank & Trust Company | 2 | $124M |
| U.S. Bank National Association | 1 | $141M |
| First Federal Savings and Loan Association | 1 | $30.3M |
| Woodforest National Bank | 1 | $3.7M |
| The First National Bank of Grayson | 1 | $22.7M |
| Peoples Bank of Kentucky, Inc. | 1 | $36.5M |
Every bank office open in Rowan County
| Bank | Address | Deposits |
|---|---|---|
| U.S. Bank National AssociationMorehead | 122 E Main StMorehead 40351 | $141M |
| The Citizens Bank | 114 W Main StMorehead 40351 | $104M |
| Stock Yards Bank & Trust CompanyMorehead Downtown Branch | 400 W 1st StMorehead 40351 | $71.7M |
| Whitaker BankMorehead Bank Branch | 140 E Main StMorehead 40351 | $67.9M |
| Stock Yards Bank & Trust CompanyFlemingsburg Road Branch | 1500 Flemingsburg RdMorehead 40351 | $52.2M |
| Peoples Bank of Kentucky, Inc.Cave Run Banking Center Branch | 2795 Ky Hwy 801 N.Morehead 40351 | $36.5M |
| First Federal Savings and Loan AssociationFirst Federal Savings And Loan Association | 211 W Main StMorehead 40351 | $30.3M |
| The First National Bank of GraysonMorehead Branch | 200 Viking DrMorehead 40351 | $22.7M |
| Whitaker BankNorthside Branch | 1489 Flemingsburg RdMorehead 40351 | $13.7M |
| The Citizens BankTrademore Branch | 216 Trademore Shopping CtrMorehead 40351 | $13.3M |
| Woodforest National Bank8069 Morehead Branch | 200 Walmart WayMorehead 40351 · Full-service retail office | $3.7M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Rowan County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| U.S. Bank National Association | 120 Pine Crest RoadMorehead 40351 | 2022 |
| Woodforest Bankre-filed as office 507413 | 200 Walmart WayMorehead 40351 | 2010 |
| The First Commonwealth Bank of Prestonsburg, Inc. | 1390 Flemingsburg RoadMorehead 40351 | 2002 |
County FIPS 21205 · 280 square miles of land (2024 Census Gazetteer).