Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Kentucky › Madison County

Banks in Madison County, Kentucky

Madison County has 35 bank offices, 4 fewer than its peak of 39 in 2010 (−10%). They belong to 17 banks, led by Whitaker Bank with 9.

35
offices, 2026
39
peak (2010)
26
no longer reported
$2.0B
deposits booked

Map

open (35)no longer reported (19 of 26 have map coordinates)

The county's passbook

20391994: 19 offices, $488M1995: 21 offices, $503M1996: 20 offices, $432M1997: 24 offices, $559M1998: 27 offices, $580M1999: 30 offices, $573M2000: 33 offices, $610M2001: 34 offices, $661M2002: 32 offices, $666M2003: 32 offices, $699M2004: 33 offices, $722M2005: 33 offices, $746M2006: 34 offices, $785M2007: 35 offices, $843M2008: 34 offices, $859M2009: 37 offices, $871M2010: 39 offices, $906M2011: 38 offices, $916M2012: 37 offices, $922M2013: 37 offices, $926M2014: 38 offices, $958M2015: 37 offices, $1.0B2016: 37 offices, $1.0B2017: 35 offices, $1.1B2018: 35 offices, $1.2B2019: 34 offices, $1.2B2020: 33 offices, $1.4B2021: 34 offices, $1.6B2022: 35 offices, $1.7B2023: 35 offices, $1.7B2024: 35 offices, $1.9B2025: 34 offices, $1.9B2026: 35 offices, $2.0Bpeak 39 · 2010$2.0B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Madison County1994–2026
DateofficesChangeDeposits
Jun 30 199419$488M
Jun 30 199521+2$503M
Jun 30 200033+3$610M
Jun 30 200533·$746M
Jun 30 2010PEAK39+2$906M
Jun 30 201537−1$1.0B
Jun 30 202033−1$1.4B
Jun 30 202534−1$1.9B
Jun 30 2026NOW35+1$2.0B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 199419$488M
Jun 30 199521+2$503M
Jun 30 199620−1$432M
Jun 30 199724+4$559M
Jun 30 199827+3$580M
Jun 30 199930+3$573M
Jun 30 200033+3$610M
Jun 30 200134+1$661M
Jun 30 200232−2$666M
Jun 30 200332·$699M
Jun 30 200433+1$722M
Jun 30 200533·$746M
Jun 30 200634+1$785M
Jun 30 200735+1$843M
Jun 30 200834−1$859M
Jun 30 200937+3$871M
Jun 30 2010PEAK39+2$906M
Jun 30 201138−1$916M
Jun 30 201237−1$922M
Jun 30 201337·$926M
Jun 30 201438+1$958M
Jun 30 201537−1$1.0B
Jun 30 201637·$1.0B
Jun 30 201735−2$1.1B
Jun 30 201835·$1.2B
Jun 30 201934−1$1.2B
Jun 30 202033−1$1.4B
Jun 30 202134+1$1.6B
Jun 30 202235+1$1.7B
Jun 30 202335·$1.7B
Jun 30 202435·$1.9B
Jun 30 202534−1$1.9B
Jun 30 2026NOW35+1$2.0B

Banks in Madison County

BankOfficesDeposits here
Whitaker Bank9$374M
Community Trust Bank, Inc.3$191M
Citizens Guaranty Bank3$73.8M
Cumberland Valley National Bank & Trust Company3$193M
Central Bank & Trust Co.3$152M
U.S. Bank National Association2$180M
Stock Yards Bank & Trust Company2$200M
JPMorgan Chase Bank, National Association1$211M
First Southern National Bank1$62.5M
PNC Bank, National Association1$120M
Fifth Third Bank, National Association1$99.4M
Woodforest National Bank1$3.0M
Forcht Bank, National Association1$21.7M
1st Trust Bank, Inc.1$85.6M
The Monticello Banking Company1$6.7M
Citizens Bank1$17.5M
The Citizens National Bank of Somerset1$50K

Every bank office open in Madison County

BankAddressOpenedDeposits
JPMorgan Chase Bank, National AssociationEastern By Pass Branch405 Leighway DrRichmond 404751974$211M
Whitaker BankPeoples Bank And Trust Company Of Madison County Bank Branch419 Chestnut StBerea 404032020$181M
U.S. Bank National AssociationRichmond Branch200 E Main StRichmond 404751923$122M
PNC Bank, National AssociationBypass - Richmond520 Eastern BypRichmond 404751975$120M
Stock Yards Bank & Trust CompanyRichmond University Branch660 University Shopping CtrRichmond 404752008$116M
Central Bank & Trust Co.Richmond Branch350 W Main StRichmond 404752006$115M
Fifth Third Bank, National AssociationRichmond Mall Branch800 Eastern BypRichmond 404752000$99.4M
Community Trust Bank, Inc.Richmond Branch128 W Main StRichmond 404751870$94.7M
1st Trust Bank, Inc.Eastern Bypass Branch360 Eastern BypRichmond 404752017$85.6M
Stock Yards Bank & Trust CompanyMerrick Branch2037 Merrick DrRichmond 404752026$83.8M
Cumberland Valley National Bank & Trust CompanyRichmond By-Pass Branch505 Leighway DrRichmond 404751998$79.5M
Cumberland Valley National Bank & Trust CompanyNorth Richmond2110 Lexington RdRichmond 404751998$72.9M
First Southern National BankRichmond Branch894 Richmond PlzRichmond 404751898$62.5M
U.S. Bank National AssociationBerea Branch630 Chestnut StBerea 404031923$57.7M
Whitaker BankU.S. 25 Branch303 Richmond Rd NBerea 404031971$57.1M
Community Trust Bank, Inc.Berea North Branch525 Walnut Meadow RdBerea 404032001$56.2M
Citizens Guaranty BankMerchant Drive Branch2066 Merchant DrRichmond 404751999$49.0M
Cumberland Valley National Bank & Trust CompanyBerea Branch235 Glades RdBerea 404032000$41.0M
Community Trust Bank, Inc.Richmond Eastern Bypass Branch860 Eastern BypRichmond 404751980$40.2M
Whitaker BankNorth Berea Branch228 Glades RdBerea 404031992$38.8M
Central Bank & Trust Co.Berea Branch101 Brentwood DrBerea 404032006$37.1M
Whitaker BankEastern By-Pass Branch460 Eastern By-PassRichmond 404751994$33.2M
Whitaker BankBrandy Lane Branch1000 Brandy LnRichmond 404751998$21.8M
Forcht Bank, National AssociationRichmond - Main Branch2140 Lantern Ridge DrRichmond 404752010$21.7M
Whitaker BankWaco Branch3750 New Irvine RdWaco 403851905$18.1M
Citizens BankBerea Branch856 Ridgewood Drive Suite ABerea 404032023$17.5M
Whitaker BankRichmond Branch1157 Berea RdRichmond 404751987$16.2M
Citizens Guaranty BankBerea Branch214 Richmond Rd NBerea 404032009$15.1M
Citizens Guaranty Bank457 E Main StRichmond 404751972$9.7M
Whitaker BankWest End Branch102 W Jefferson StBerea 404031983$7.5M
The Monticello Banking CompanyRichmond Branch275 E Main StRichmond 404752022$6.7M
Woodforest National BankBerea Branch120 Jill DrBerea 40403 · Full-service retail office2008$3.0M
Central Bank & Trust Co.Spring House Branch1996 Spring House LnRichmond 404752026$656K
The Citizens National Bank of SomersetRichmond Branch2008 Merchant DrRichmond 404752026$50K
Whitaker BankBerea National Bank Branch424 Chestnut StBerea 40403 · Administrative office1906$0

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Madison County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Stock Yards Bank & Trust Company1001 Gibson Bay Dr, Ste 101Richmond 404752025$80.4M
Stock Yards Bank & Trust Company724 W Main StRichmond 404752025$868K
U.S. Bank National Association521 Lancaster AveRichmond 404752024$525K
U.S. Bank National Association2013 Lantern Ridge DriveRichmond 40475 · Full-service retail office2022$10.9M
U.S. Bank National Association1100 Lancaster RoadRichmond 404752019$21.1M
JPMorgan Chase Bank, National Association116 West Main StreetRichmond 404752018$68.3M
1st Trust Bank, Inc.408 Jason DriveRichmond 404752017$11.3M
PNC Bank, National Association275 East Main StreetRichmond 404752016$53.9M
Peoples Bank and Trust Company of Madison County820 Eastern By-PassRichmond 40475 · Full-service retail office2016$7.7M
Kentucky Bank5008 Atwood Drive, Suite 3Richmond 404752015$4.6M
Madison Bank235 Glades RoadBerea 404032014$10.9M
Madison Bank201 West Main StreetRichmond 404752011$1.5M
Woodforest Bankre-filed as office 500333120 Jill DriveBerea 404032010$285K
Madison BankBattlefield Memorial HighwayBerea 404032010$3.9M
PNC Bank, National Association408 Jason DriveRichmond 40475 · Full-service retail office2010$25.2M
Community Trust Bank, Inc.Wal-Mart Super Center, 120 Jill DrivBerea 40403 · Full-service retail office2007$5.7M
Madison Bank1001 Gibson Bay Drive, Suite 100Richmond 404752007$62.2M
Central Bank & Trust Co.212b Prince Royal DriveBerea 404032006$4.0M
Madison Bank307 Richmond RoadBerea 404032004$772K
Community Trust Bank, National Association112 St. George StreetRichmond 404752001$100M
Bank One, Kentucky, National Association444 Big Hill AvenueRichmond 40475 · Drive-through / facility office1999$14.0M
Bank One, Kentucky, National AssociationKeenland DriveRichmond 404751999$12.8M
Community Trust Bank, FSBWal Mart Super Center, 120 Jill DriveBerea 404031998$2.9M
Great Financial Bank, FSB630 Chestnut StreetBerea 404031997$19.8M
Great Financial Bank, FSBre-filed as office 2672131100 Lancaster RoadRichmond 404751997$15.6M
Great Financial Bank, FSB200 East Main StreetRichmond 404751997$61.0M
National City Bank of Kentucky211 Main StreetKirksville 404431996$930K
Richmond Bank and Trust CompanyKirksville 404431995$1.3M
First Federal Savings Bank of Richmondre-filed as office 12773100471100 Lancaster Rd.Richmond 404751995$12.4M

County FIPS 21151 · 438 square miles of land (2024 Census Gazetteer).