Bank Branches › Kentucky › Garrard County
Banks in Garrard County, Kentucky
Garrard County has 5 bank offices, 2 fewer than its peak of 7 in 2002 (−29%). They belong to 4 banks, led by Whitaker Bank with 2.
5
offices, 2026
7
peak (2002)
3
no longer reported
$198M
deposits booked
Map
open (5)no longer reported (3)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 6 | $113M | |
| Jun 30 1995 | 6 | · | $115M |
| Jun 30 2000 | 6 | · | $128M |
| Jun 30 2002PEAK | 7 | +1 | $145M |
| Jun 30 2005 | 7 | · | $146M |
| Jun 30 2010 | 7 | · | $166M |
| Jun 30 2015 | 5 | · | $156M |
| Jun 30 2020 | 5 | · | $166M |
| Jun 30 2025 | 5 | · | $209M |
| Jun 30 2026NOW | 5 | · | $198M |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 6 | $113M | |
| Jun 30 1995 | 6 | · | $115M |
| Jun 30 1996 | 6 | · | $117M |
| Jun 30 1997 | 6 | · | $121M |
| Jun 30 1998 | 6 | · | $129M |
| Jun 30 1999 | 6 | · | $133M |
| Jun 30 2000 | 6 | · | $128M |
| Jun 30 2001 | 6 | · | $146M |
| Jun 30 2002PEAK | 7 | +1 | $145M |
| Jun 30 2003 | 7 | · | $146M |
| Jun 30 2004 | 7 | · | $143M |
| Jun 30 2005 | 7 | · | $146M |
| Jun 30 2006 | 7 | · | $146M |
| Jun 30 2007 | 6 | −1 | $154M |
| Jun 30 2008 | 7 | +1 | $174M |
| Jun 30 2009 | 7 | · | $165M |
| Jun 30 2010 | 7 | · | $166M |
| Jun 30 2011 | 7 | · | $162M |
| Jun 30 2012 | 5 | −2 | $161M |
| Jun 30 2013 | 5 | · | $159M |
| Jun 30 2014 | 5 | · | $156M |
| Jun 30 2015 | 5 | · | $156M |
| Jun 30 2016 | 5 | · | $149M |
| Jun 30 2017 | 5 | · | $152M |
| Jun 30 2018 | 5 | · | $155M |
| Jun 30 2019 | 5 | · | $145M |
| Jun 30 2020 | 5 | · | $166M |
| Jun 30 2021 | 5 | · | $186M |
| Jun 30 2022 | 5 | · | $212M |
| Jun 30 2023 | 5 | · | $226M |
| Jun 30 2024 | 5 | · | $209M |
| Jun 30 2025 | 5 | · | $209M |
| Jun 30 2026NOW | 5 | · | $198M |
Banks in Garrard County
| Bank | Offices | Deposits here |
|---|---|---|
| Whitaker Bank | 2 | $52.5M |
| First Southern National Bank | 1 | $88.4M |
| First Federal Savings Bank of Kentucky | 1 | $21.6M |
| The Farmers National Bank of Danville | 1 | $35.5M |
Every bank office open in Garrard County
| Bank | Address | Deposits |
|---|---|---|
| First Southern National Bank | 27 Public SqLancaster 40444 | $88.4M |
| Whitaker Bank39 Public Square Branch | 39 Public SqLancaster 40444 | $47.3M |
| The Farmers National Bank of DanvilleLancaster Branch | 20 Commerce DrLancaster 40444 | $35.5M |
| First Federal Savings Bank of KentuckyFirst Lancaster Federal Savings Bank Branch | 208 Lexington StLancaster 40444 | $21.6M |
| Whitaker BankDanville-Maple Branch | 322 Danville StLancaster 40444 | $5.2M |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Garrard County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| First Southern National Bank | 208 Stanford StreetLancaster 40444 | 2011 |
| First Southern National Bank | 11647 Richmond RoadPaint Lick 40461 | 2011 |
| The Farmers Bank | 11797 Lexington RoadLancaster 40444 | 2006 |
County FIPS 21079 · 230 square miles of land (2024 Census Gazetteer).