Bank Branches › Illinois › Effingham County
Banks in Effingham County, Illinois
Effingham County has 21 bank offices, 1 fewer than its peak of 22 in 2020 (−5%). They belong to 11 banks, led by Dieterich Bank with 5.
21
offices, 2026
22
peak (2020)
8
no longer reported
$2.6B
deposits booked
Map
open (21)no longer reported (6 of 8 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 13 | $621M | |
| Jun 30 1995 | 14 | +1 | $631M |
| Jun 30 2000 | 18 | +2 | $685M |
| Jun 30 2005 | 21 | · | $852M |
| Jun 30 2010 | 21 | · | $1.3B |
| Jun 30 2015 | 20 | −1 | $1.6B |
| Jun 30 2020PEAK | 22 | +1 | $2.1B |
| Jun 30 2025 | 21 | −1 | $2.6B |
| Jun 30 2026NOW | 21 | · | $2.6B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 13 | $621M | |
| Jun 30 1995 | 14 | +1 | $631M |
| Jun 30 1996 | 14 | · | $639M |
| Jun 30 1997 | 15 | +1 | $661M |
| Jun 30 1998 | 15 | · | $672M |
| Jun 30 1999 | 16 | +1 | $684M |
| Jun 30 2000 | 18 | +2 | $685M |
| Jun 30 2001 | 19 | +1 | $720M |
| Jun 30 2002 | 21 | +2 | $758M |
| Jun 30 2003 | 21 | · | $812M |
| Jun 30 2004 | 21 | · | $844M |
| Jun 30 2005 | 21 | · | $852M |
| Jun 30 2006 | 21 | · | $891M |
| Jun 30 2007 | 21 | · | $910M |
| Jun 30 2008 | 21 | · | $958M |
| Jun 30 2009 | 21 | · | $1.3B |
| Jun 30 2010 | 21 | · | $1.3B |
| Jun 30 2011 | 21 | · | $1.3B |
| Jun 30 2012 | 21 | · | $1.4B |
| Jun 30 2013 | 21 | · | $1.5B |
| Jun 30 2014 | 21 | · | $1.6B |
| Jun 30 2015 | 20 | −1 | $1.6B |
| Jun 30 2016 | 20 | · | $1.6B |
| Jun 30 2017 | 20 | · | $1.7B |
| Jun 30 2018 | 21 | +1 | $1.7B |
| Jun 30 2019 | 21 | · | $1.7B |
| Jun 30 2020PEAK | 22 | +1 | $2.1B |
| Jun 30 2021 | 22 | · | $2.2B |
| Jun 30 2022 | 22 | · | $2.5B |
| Jun 30 2023 | 22 | · | $2.7B |
| Jun 30 2024 | 22 | · | $2.8B |
| Jun 30 2025 | 21 | −1 | $2.6B |
| Jun 30 2026NOW | 21 | · | $2.6B |
Banks in Effingham County
| Bank | Offices | Deposits here |
|---|---|---|
| Dieterich Bank | 5 | $597M |
| Midland States Bank | 3 | $823M |
| Teutopolis State Bank | 2 | $276M |
| First Mid Bank & Trust, National Association | 2 | $81.9M |
| Crossroads Bank | 2 | $195M |
| Washington Savings Bank | 2 | $332M |
| First State Bank of Beecher City | 1 | $93.7M |
| Fifth Third Bank, National Association | 1 | $86.5M |
| Peoples Bank & Trust | 1 | $47.6M |
| First National Bank of Waterloo | 1 | $22.8M |
| Constitution Bank, National Association | 1 | $27.4M |
Every bank office open in Effingham County
| Bank | Address | Deposits |
|---|---|---|
| Midland States BankEffingham Main Branch | 110 S 5th StEffingham 62401 | $818M |
| Washington Savings Bank | 200 S Banker StEffingham 62401 | $298M |
| Teutopolis State Bank | 106 E Main StTeutopolis 62467 | $254M |
| Dieterich BankEffingham Branch | 510 W Fayette AveEffingham 62401 | $236M |
| Dieterich BankDieterich Branch | 101 S Main StDieterich 62424 | $135M |
| Crossroads Bank | 2000 S Banker StEffingham 62401 | $124M |
| Dieterich BankTeutopolis Branch | 1510 E. Fayette Ave.Effingham 62401 | $115M |
| First State Bank of Beecher CityFirst State Bank Of Beecher City | 101 S Charles StBeecher City 62414 | $93.7M |
| Fifth Third Bank, National AssociationEffingham Branch | 200 E Jefferson AveEffingham 62401 | $86.5M |
| Crossroads BankKeller Drive Facility | 806 N Keller DrEffingham 62401 | $70.8M |
| Dieterich BankLake Sara Branch | 10911 East State Hwy 33Effingham 62401 | $64.1M |
| Peoples Bank & TrustAltamont Branch | 511 S Main StAltamont 62411 | $47.6M |
| Dieterich Bank | 300 Sur Woods DrEffingham 62401 | $45.9M |
| First Mid Bank & Trust, National AssociationAltamont Facility | 101 W Washington AveAltamont 62411 | $42.7M |
| First Mid Bank & Trust, National AssociationEffingham Facility | 902 N Keller DrEffingham 62401 | $39.3M |
| Washington Savings BankKeller Drive Branch | 1300 N Keller DrEffingham 62401 | $34.1M |
| Constitution Bank, National AssociationEffingham Branch | 501 N Keller DrEffingham 62401 | $27.4M |
| First National Bank of WaterlooEffingham Branch | 210 E Fayette AveEffingham 62401 | $22.8M |
| Teutopolis State BankEffingham Branch | 900 W Jefferson AveEffingham 62401 | $22.3M |
| Midland States BankSba And Internet Banking Branch | 1201 Network Centre DrEffingham 62401 · Full-service home banking | $4.9M |
| Midland States Bank | 1201 Network Centre DrEffingham 62401 · Administrative office | $0 |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Effingham County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Bank of Hillsboro, National Association | 5 W Lincoln AveAltamont 62411 | 2024 |
| Midland States Bank | 1302 Thelma Keller AvenueEffingham 62401 | 2020 |
| Midland States Bank | 101 South Merchant StreetEffingham 62401 · Full-service retail office | 2015 |
| National Bank | 1104 West Fayette AvenueEffingham 62401 · Full-service retail office | 2007 |
| Midland States Bank | 2911 South Banker StreetEffingham 62401 · Full-service retail office | 2007 |
| Hickory Point Bank and Trust, FSB | 1204 Avenue Of Mid AmericaEffingham 62401 | 2006 |
| Hickory Point Bank and Trust, FSB | 1204 Avenue Of MidamericaEffingham 62401 | 2002 |
| Illinois Community Bank | 1300 N Keller DriveEffingham 62401 | 2000 |
County FIPS 17049 · 479 square miles of land (2024 Census Gazetteer).