Bank Branches › Georgia › Oconee County
Banks in Oconee County, Georgia
Oconee County has 13 bank offices, 3 fewer than its peak of 16 in 2019 (−19%). They belong to 11 banks, led by Oconee State Bank with 2.
13
offices, 2026
16
peak (2019)
10
no longer reported
$1.8B
deposits booked
Map
open (13)no longer reported (8 of 10 have map coordinates)
The county's passbook
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 7 | $131M | |
| Jun 30 1995 | 7 | · | $140M |
| Jun 30 2000 | 10 | +1 | $229M |
| Jun 30 2005 | 12 | · | $461M |
| Jun 30 2010 | 14 | · | $648M |
| Jun 30 2015 | 13 | · | $742M |
| Jun 30 2019PEAK | 16 | +2 | $1.1B |
| Jun 30 2020 | 15 | −1 | $1.2B |
| Jun 30 2025 | 13 | +2 | $1.7B |
| Jun 30 2026NOW | 13 | · | $1.8B |
Open the full passbook — all 33 years ▾
| Date | offices | Change | Deposits |
|---|---|---|---|
| Jun 30 1994 | 7 | $131M | |
| Jun 30 1995 | 7 | · | $140M |
| Jun 30 1996 | 9 | +2 | $181M |
| Jun 30 1997 | 8 | −1 | $197M |
| Jun 30 1998 | 8 | · | $208M |
| Jun 30 1999 | 9 | +1 | $214M |
| Jun 30 2000 | 10 | +1 | $229M |
| Jun 30 2001 | 10 | · | $267M |
| Jun 30 2002 | 11 | +1 | $324M |
| Jun 30 2003 | 11 | · | $394M |
| Jun 30 2004 | 12 | +1 | $412M |
| Jun 30 2005 | 12 | · | $461M |
| Jun 30 2006 | 11 | −1 | $506M |
| Jun 30 2007 | 13 | +2 | $592M |
| Jun 30 2008 | 14 | +1 | $604M |
| Jun 30 2009 | 14 | · | $671M |
| Jun 30 2010 | 14 | · | $648M |
| Jun 30 2011 | 15 | +1 | $580M |
| Jun 30 2012 | 13 | −2 | $588M |
| Jun 30 2013 | 13 | · | $597M |
| Jun 30 2014 | 13 | · | $631M |
| Jun 30 2015 | 13 | · | $742M |
| Jun 30 2016 | 13 | · | $802M |
| Jun 30 2017 | 12 | −1 | $903M |
| Jun 30 2018 | 14 | +2 | $959M |
| Jun 30 2019PEAK | 16 | +2 | $1.1B |
| Jun 30 2020 | 15 | −1 | $1.2B |
| Jun 30 2021 | 15 | · | $1.4B |
| Jun 30 2022 | 11 | −4 | $1.7B |
| Jun 30 2023 | 11 | · | $1.7B |
| Jun 30 2024 | 11 | · | $1.6B |
| Jun 30 2025 | 13 | +2 | $1.7B |
| Jun 30 2026NOW | 13 | · | $1.8B |
Banks in Oconee County
| Bank | Offices | Deposits here |
|---|---|---|
| Oconee State Bank | 2 | $459M |
| Pinnacle Bank | 2 | $274M |
| BankSouth | 1 | $141M |
| First American Bank and Trust Company | 1 | $48.7M |
| Bank of America, National Association | 1 | $470M |
| Bank OZK | 1 | $146M |
| Vallant Bank | 1 | $46.0M |
| American Pride Bank | 1 | $98.9M |
| United Community Bank | 1 | $65.5M |
| The Commercial Bank | 1 | $99.7M |
| Magnolia State Bank | 1 | $426K |
Every bank office open in Oconee County
| Bank | Address | Deposits |
|---|---|---|
| Bank of America, National AssociationEpps Bridge Parkway Branch | 1890 Epps Bridge PkwyAthens 30606 | $470M |
| Oconee State Bank | 35 N Main StWatkinsville 30677 | $365M |
| Pinnacle BankButlers Crossing Branch | 2100 Experiment Station RdWatkinsville 30677 | $226M |
| Bank OZKBogart Branch | 1252 Virgil Langford RoadBogart 30622 | $146M |
| BankSouthWatkinsville Branch | 7911 Macon HwyWatkinsville 30677 | $141M |
| The Commercial BankAthens Office | 1357 Oconee ConnectorWatkinsville 30677 | $99.7M |
| American Pride BankEpps Bridge Parkway Office Branch | 1010 Pine Ridge CtAthens 30606 | $98.9M |
| Oconee State BankBogart Branch | 2441 Monroe HwyBogart 30622 | $94.9M |
| United Community BankOconee County Branch | 2456 Mars Hill RdWatkinsville 30677 | $65.5M |
| First American Bank and Trust CompanyWatkinsville Branch | 1681 Experiment Station RdWatkinsville 30677 | $48.7M |
| Pinnacle BankEpps Bridge Road Branch | 1850 Epps Bridge Pkwy, Ste 301Athens 30606 | $47.9M |
| Vallant BankAthens Branch | 1081 Parkway BlvdAthens 30606 | $46.0M |
| Magnolia State BankAthens Branch | 2500 Daniells Bridge Road, Building 200, Suite 1DAthens 30606 | $426K |
Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.
Offices no longer reported
Offices in Oconee County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.
| Last bank on the sign | Address | Last report |
|---|---|---|
| Oconee State Bank | 1010 Park DrWatkinsville 30677 · Drive-through / facility office | 2021 |
| Truist Bank | 2061 Experiment Station RoadWatkinsville 30677 · Full-service retail office | 2021 |
| Synovus Bank | 44 Greensboro HwyWatkinsville 30677 | 2021 |
| Wells Fargo Bank, National Association | 2470 Daniel Bridge RdAthens 30606 · Drive-through / facility office | 2019 |
| Bank of the Ozarksre-filed as office 602517 | 1081 Parkway BlvdAthens 30606 | 2016 |
| Oconee State Bank | 2500 Daniell's Bridge Road, Bldg 200, Suite 1aAthens 30606 | 2011 |
| First American Bank and Trust Company | 1720 Epps Bridge RoadAthens 30607 | 2009 |
| First Georgia Banking Company | 8811 Macon HighwayAthens 30606 | 2008 |
| Bank of America, National Association | 2000 Experiment Station RoadWatkinsville 30677 | 2005 |
| First American Bank and Trust Company | 1011 Stonebridge Parkway, Suite 104Watkinsville 30677 | 2000 |
| Oconee State Bank | Durham Street, Unit 10, Oakhill Office CondominiumsWatkinsville 30677 | 1996 |
County FIPS 13219 · 184 square miles of land (2024 Census Gazetteer).