Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Florida › Walton County

Banks in Walton County, Florida

Walton County has 38 bank offices, matching its peak (first reached in 2025). They belong to 20 banks, led by Regions Bank with 6.

38
offices, 2026
38
peak (2025)
22
no longer reported
$3.1B
deposits booked

Map

open (38)no longer reported (16 of 22 have map coordinates)

The county's passbook

19381994: 9 offices, $177M1995: 9 offices, $189M1996: 11 offices, $216M1997: 13 offices, $247M1998: 16 offices, $285M1999: 15 offices, $286M2000: 17 offices, $343M2001: 19 offices, $433M2002: 20 offices, $446M2003: 20 offices, $447M2004: 25 offices, $697M2005: 30 offices, $960M2006: 32 offices, $890M2007: 37 offices, $797M2008: 35 offices, $833M2009: 35 offices, $918M2010: 30 offices, $726M2011: 29 offices, $752M2012: 30 offices, $796M2013: 29 offices, $874M2014: 26 offices, $868M2015: 25 offices, $929M2016: 28 offices, $1.1B2017: 29 offices, $1.3B2018: 30 offices, $1.3B2019: 30 offices, $1.5B2020: 30 offices, $1.7B2021: 30 offices, $2.3B2022: 31 offices, $2.6B2023: 34 offices, $2.4B2024: 35 offices, $2.5B2025: 38 offices, $2.9B2026: 38 offices, $3.1Bpeak 38 · 2025$3.1B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Walton County1994–2026
DateofficesChangeDeposits
Jun 30 19949$177M
Jun 30 19959·$189M
Jun 30 200017+2$343M
Jun 30 200530+5$960M
Jun 30 201030−5$726M
Jun 30 201525−1$929M
Jun 30 202030·$1.7B
Jun 30 2025PEAK38+3$2.9B
Jun 30 2026NOW38·$3.1B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 19949$177M
Jun 30 19959·$189M
Jun 30 199611+2$216M
Jun 30 199713+2$247M
Jun 30 199816+3$285M
Jun 30 199915−1$286M
Jun 30 200017+2$343M
Jun 30 200119+2$433M
Jun 30 200220+1$446M
Jun 30 200320·$447M
Jun 30 200425+5$697M
Jun 30 200530+5$960M
Jun 30 200632+2$890M
Jun 30 200737+5$797M
Jun 30 200835−2$833M
Jun 30 200935·$918M
Jun 30 201030−5$726M
Jun 30 201129−1$752M
Jun 30 201230+1$796M
Jun 30 201329−1$874M
Jun 30 201426−3$868M
Jun 30 201525−1$929M
Jun 30 201628+3$1.1B
Jun 30 201729+1$1.3B
Jun 30 201830+1$1.3B
Jun 30 201930·$1.5B
Jun 30 202030·$1.7B
Jun 30 202130·$2.3B
Jun 30 202231+1$2.6B
Jun 30 202334+3$2.4B
Jun 30 202435+1$2.5B
Jun 30 2025PEAK38+3$2.9B
Jun 30 2026NOW38·$3.1B

Banks in Walton County

BankOfficesDeposits here
Regions Bank6$622M
Trustmark Bank5$380M
Renasant Bank3$221M
Truist Bank2$113M
Wells Fargo Bank, National Association2$149M
FNBT BANK2$66.2M
PNB Community Bank2$46.7M
Centennial Bank2$54.0M
United Community Bank2$203M
Capital City Bank2$40.2M
United Fidelity Bank, fsb1$110M
Ameris Bank1$58.7M
Hancock Whitney Bank1$274M
The Huntington National Bank1$66.4M
Community Bank of Mississippi1$206M
BankPlus1$29.9M
CCB Community Bank1$20.2M
First National Bank of Decatur County1$11.6M
First Security Bank1$17.7M
Gulf Coast Bank and Trust Company1$403M

Every bank office open in Walton County

BankAddressOpenedDeposits
Gulf Coast Bank and Trust CompanyMiramar Branch50 South Holiday Road, Suite 32550Miramar 325502024$403M
Hancock Whitney BankSanta Rosa Branch111 N County Highway 393 Bldg 1, Bldg 1Santa Rosa Beach 324592005$274M
Regions BankGrand Blvd Branch200 Grand BlvdMiramar Beach 325502002$269M
Community Bank of MississippiMiramar Beach Branch12590 Emerald Coast Pkwy WMiramar Beach 325502007$206M
United Community BankInlet Beach Branch12805 Us Highway 98 E, Unit A100Inlet Beach 324612020$151M
Regions BankSeagrove Beach Branch2587 S County Highway 395Santa Rosa Beach 324592000$119M
United Fidelity Bank, fsbDestin Branch363 Old Highway 98Destin 325501989$110M
Renasant BankMiramar Beach Branch9461 Emerald Coast Pkwy WMiramar Beach 325502010$101M
Renasant BankFreeport Branch16542 Us Highway 331 SFreeport 324392016$97.6M
Trustmark BankGulf Place Branch1884 S County Highway 393Santa Rosa Beach 324592002$96.6M
Trustmark BankBanktrust Florida BranchMack Bayou Road and U.S. Highway 98Santa Rosa Beach 324591987$94.2M
Trustmark BankFreeport Branch16234 Us Highway 331 SFreeport 324391997$87.4M
Regions BankDefuniak Springs Branch261 Us Highway 90 WDefuniak Springs 324331964$77.4M
Wells Fargo Bank, National AssociationSanta Rosa Beach Branch2010 Us Highway 98 WSanta Rosa Beach 324592007$74.5M
Wells Fargo Bank, National AssociationSandestin Branch9435 Us Highway 98 WDestin 325501984$74.4M
Regions BankFreeport Branch26 E. Main StreetFreeport 324391964$72.6M
The Huntington National BankDestin Branch13331 Emerald Coast Pkwy WMiramar Beach 325502006$66.4M
Trustmark BankDefuniak Springs Branch993 US Highway 31 SouthDefuniak Springs 32435 · Full-service retail office2006$64.9M
Regions BankRosemary Beach Branch34 N Barrett SquarePanama City Beach 324612003$61.8M
Ameris BankDefuniak Springs Branch138 Us Highway 90 EDefuniak Springs 324331968$58.7M
Truist BankDefuniak Springs Branch1104 Us Highway 331 SDefuniak Springs 324351904$57.0M
FNBT BANKDefuniak Springs Branch11 State Highway 83De Funiak Springs 324331996$56.5M
Truist BankWatercolor Crossings Branch49 Watercolor WaySanta Rosa Beach 324592005$55.5M
United Community BankSanta Rosa Beach Branch3063 Us Highway 98 WSanta Rosa Beach 324592020$51.8M
Capital City BankWatersound Origins Office Branch11275 Us Highway 98 EInlet Beach 324612023$40.2M
Trustmark BankSeagrove Beach Branch4003 E County Highway 30aSanta Rosa Beach 324591996$37.4M
PNB Community BankFreeport Branch15835 331 BusinessFreeport 324392001$33.4M
BankPlusMiramar Beach Branch655 Grand Boulevard, Suite D 105BMiramar 325502017$29.9M
Centennial BankSanta Rosa Beach Branch321 S County Highway 393Santa Rosa Beach 324592005$28.8M
Centennial BankSeagrove Branch3921 E County Highway 30aSanta Rosa Beach 324592013$25.2M
Regions BankPaxton Branch23259 Us Highway 331 NLaurel Hill 325671964$22.9M
Renasant BankSanta Rosa Beach Branch1727 S County Highway 393Santa Rosa Beach 324592019$22.8M
CCB Community BankDefuniak Springs Branch732 Baldwin Ave, Ste BDefuniak Springs 324352022$20.2M
First Security BankSanta Rosa Beach Branch151 East County Highway 30aSanta Rosa Beach 324592024$17.7M
PNB Community BankDefuniak Springs Branch1452 Us Highway 331 SDefuniak Springs 324352004$13.3M
First National Bank of Decatur CountyMiramar Beach Branch91 Scenic Gulf DrMiramar Beach 325502023$11.6M
FNBT BANKHighway 98 West Branch11490 Us Highway 98 WDestin 325501999$9.7M
Capital City BankDune Lakes Branch116 Mc Davis Blvd Suite 300Santa Rosa Beach 32459 · Administrative office2022$0

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Walton County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Regions Bank91 Scenic Gulf DriveDestin 325502020$93.2M
First NBC Bank9637 U. S. Highway 98Miramar Beach 325502016$1.6M
Trustmark National Bank150 East County Highway 30aGrayton Beach 324592014$32.4M
Wells Fargo Bank, National Association9100 Baytowne Wharf Boulevard, Suite A-3Miramar Beach 32550 · Drive-through / facility office2013$12.3M
Hancock Bank9637 US Hwy. 98 WestMiramar Beach 325502013$33.1M
SmartBank2441 Highway 98 WestSanta Rosa Beach 324592013$40.8M
BancorpSouth Bank5231 East County Highway 30a, Suite 100Santa Rosa Beach 324592013$6.1M
Trustmark National Bank238 Scenic Gulf DriveMiramar Beach 325502012$53.1M
Hancock Bankre-filed as office 5406033921 E County Highway 30aSanta Rosa Beach 324592012$49.9M
Whitney Bank12889 Emerald Coast ParkwayDestin 325402011$16.5M
Synovus Bank10859 Emerald Coast ParkwayMiramar Beach 325502010$18.1M
FNBT.COM BANKEmerald Coast Plaza, East Highway 98Santa Rosa Beach 324592010$5.5M
The Bank of Bonifay776 Baldwin AveDefuniak Springs 324352009$9.0M
Wachovia Bank, National Association35 Central Square Lyceum GatewaySanta Rosa Beach 32459 · Mobile / seasonal office2009$24.0M
Beach Community Bank3925 West County Highway 30a Suite JSanta Rosa Beach 324592009$9.2M
Regions Bank9461 Emerald Coast Parkway WestDestin 325412007$15.8M
Whitney National Bank67 Poinciana BoulevardMiramar Beach 32550 · Full-service retail office2007$30.8M
Regions Bank2994 South County Highway 395Santa Rosa Beach 324592007$15.3M
Colonial Bank, National Association10343 East County Hwy 30-A, Suite 113Seacrest 324132007$5.4M
AmSouth Bank2298 W. County Hwy. 30-A, UnSanta Rosa Beach 324592006$32.3M
Regions Bank5365 Highway 30-ASeagrove Beach 324392001$0
First National Bank and Trust328 Greenacres RoadMossy Head 324341997$11K
SunTrust Bank, West Florida1120 Freeport RoadDe Funiak Springs 324331996$0

County FIPS 12131 · 1,038 square miles of land (2024 Census Gazetteer).