Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Florida › Franklin County

Banks in Franklin County, Florida

Franklin County has 5 bank offices, 5 fewer than its peak of 10 in 2003 (−50%). They belong to 2 banks, led by Centennial Bank with 4.

5
offices, 2026
10
peak (2003)
8
no longer reported
$322M
deposits booked

Map

open (5)no longer reported (7 of 8 have map coordinates)

The county's passbook

5101994: 8 offices, $65.3M1995: 8 offices, $72.9M1996: 9 offices, $80.4M1997: 9 offices, $90.7M1998: 9 offices, $103M1999: 9 offices, $110M2000: 9 offices, $115M2001: 9 offices, $132M2002: 9 offices, $160M2003: 10 offices, $176M2004: 10 offices, $224M2005: 10 offices, $287M2006: 10 offices, $256M2007: 10 offices, $248M2008: 10 offices, $261M2009: 10 offices, $260M2010: 9 offices, $264M2011: 5 offices, $191M2012: 5 offices, $175M2013: 5 offices, $184M2014: 5 offices, $192M2015: 5 offices, $210M2016: 5 offices, $258M2017: 5 offices, $290M2018: 6 offices, $206M2019: 6 offices, $224M2020: 6 offices, $254M2021: 6 offices, $314M2022: 6 offices, $349M2023: 6 offices, $326M2024: 6 offices, $319M2025: 6 offices, $319M2026: 5 offices, $322Mpeak 10 · 2003$322M1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Franklin County1994–2026
DateofficesChangeDeposits
Jun 30 19948$65.3M
Jun 30 19958·$72.9M
Jun 30 20009·$115M
Jun 30 2003PEAK10+1$176M
Jun 30 200510·$287M
Jun 30 20109−1$264M
Jun 30 20155·$210M
Jun 30 20206·$254M
Jun 30 20256·$319M
Jun 30 2026NOW5−1$322M
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 19948$65.3M
Jun 30 19958·$72.9M
Jun 30 19969+1$80.4M
Jun 30 19979·$90.7M
Jun 30 19989·$103M
Jun 30 19999·$110M
Jun 30 20009·$115M
Jun 30 20019·$132M
Jun 30 20029·$160M
Jun 30 2003PEAK10+1$176M
Jun 30 200410·$224M
Jun 30 200510·$287M
Jun 30 200610·$256M
Jun 30 200710·$248M
Jun 30 200810·$261M
Jun 30 200910·$260M
Jun 30 20109−1$264M
Jun 30 20115−4$191M
Jun 30 20125·$175M
Jun 30 20135·$184M
Jun 30 20145·$192M
Jun 30 20155·$210M
Jun 30 20165·$258M
Jun 30 20175·$290M
Jun 30 20186+1$206M
Jun 30 20196·$224M
Jun 30 20206·$254M
Jun 30 20216·$314M
Jun 30 20226·$349M
Jun 30 20236·$326M
Jun 30 20246·$319M
Jun 30 20256·$319M
Jun 30 2026NOW5−1$322M

Banks in Franklin County

BankOfficesDeposits here
Centennial Bank4$248M
PeoplesSouth Bank1$74.4M

Every bank office open in Franklin County

BankAddressOpenedDeposits
Centennial BankApalachicola Branch22 Avenue EApalachicola 323202004$121M
PeoplesSouth BankApalachicola Branch58 4th StApalachicola 323201956$74.4M
Centennial BankSt. George Island Branch200 Franklin BlvdEastpoint 323281986$59.7M
Centennial BankCarrabelle Branch612 Nw Avenue ACarrabelle 323221995$46.4M
Centennial BankEastpoint Branch5 Jefferson StEastpoint 32328 · Drive-through / facility office2018$20.1M

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Franklin County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
Centennial Bank5 Jefferson StEastpoint 32328 · Drive-through / facility office2025$21.9M
Superior Bank58 Fourth StreetApalachicola 323202010$39.0M
Gulf State Community Bank73 Avenue EApalachicola 323202010$23.4M
Gulf State Community Bank206 St. James AvenueCarrabelle 323222010$54.8M
Coastal Community BankHighways 98-319 and Jefferson StreetEastpoint 323282010$15.8M
Coastal Community BankFranklin Boulevard and Pine AvenueSaint George Island 323282010$23.3M
Superior Bank912 NW Avenue ACarrabelle 323222009$11.1M
The Bankre-filed as office 1177500026912 Northwest Avenue ACarrabelle 323222005$12.5M
Citizens Federal Savings Bank of Port St. Joe58 Fourth StApalachicola 323202001$15.5M

County FIPS 12037 · 545 square miles of land (2024 Census Gazetteer).