Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › Florida › Bay County

Banks in Bay County, Florida

Bay County has 51 bank offices, 17 fewer than its peak of 68 in 2008 (−25%). They belong to 18 banks, led by Regions Bank with 9.

51
offices, 2026
68
peak (2008)
76
no longer reported
$4.7B
deposits booked

Map

open (51)no longer reported (69 of 76 have map coordinates)

The county's passbook

34681994: 41 offices, $1.0B1995: 42 offices, $1.1B1996: 43 offices, $1.2B1997: 47 offices, $1.2B1998: 49 offices, $1.3B1999: 46 offices, $1.3B2000: 49 offices, $1.4B2001: 44 offices, $1.5B2002: 42 offices, $1.5B2003: 45 offices, $1.8B2004: 47 offices, $2.1B2005: 52 offices, $2.6B2006: 56 offices, $2.4B2007: 61 offices, $2.4B2008: 68 offices, $2.4B2009: 67 offices, $2.5B2010: 62 offices, $2.4B2011: 66 offices, $2.6B2012: 64 offices, $2.5B2013: 58 offices, $2.5B2014: 55 offices, $2.7B2015: 54 offices, $2.4B2016: 50 offices, $2.6B2017: 49 offices, $2.8B2018: 50 offices, $2.9B2019: 49 offices, $3.6B2020: 51 offices, $3.9B2021: 50 offices, $4.2B2022: 51 offices, $4.5B2023: 52 offices, $4.7B2024: 52 offices, $4.5B2025: 51 offices, $4.5B2026: 51 offices, $4.7Bpeak 68 · 2008$4.7B1995200020052010201520202026
Bank offices reporting on June 30Deposits booked at them (nominal dollars, own scale)
Bay County1994–2026
DateofficesChangeDeposits
Jun 30 199441$1.0B
Jun 30 199542+1$1.1B
Jun 30 200049+3$1.4B
Jun 30 200552+5$2.6B
Jun 30 2008PEAK68+7$2.4B
Jun 30 201062−5$2.4B
Jun 30 201554−1$2.4B
Jun 30 202051+2$3.9B
Jun 30 202551−1$4.5B
Jun 30 2026NOW51·$4.7B
Open the full passbook — all 33 years ▾
DateofficesChangeDeposits
Jun 30 199441$1.0B
Jun 30 199542+1$1.1B
Jun 30 199643+1$1.2B
Jun 30 199747+4$1.2B
Jun 30 199849+2$1.3B
Jun 30 199946−3$1.3B
Jun 30 200049+3$1.4B
Jun 30 200144−5$1.5B
Jun 30 200242−2$1.5B
Jun 30 200345+3$1.8B
Jun 30 200447+2$2.1B
Jun 30 200552+5$2.6B
Jun 30 200656+4$2.4B
Jun 30 200761+5$2.4B
Jun 30 2008PEAK68+7$2.4B
Jun 30 200967−1$2.5B
Jun 30 201062−5$2.4B
Jun 30 201166+4$2.6B
Jun 30 201264−2$2.5B
Jun 30 201358−6$2.5B
Jun 30 201455−3$2.7B
Jun 30 201554−1$2.4B
Jun 30 201650−4$2.6B
Jun 30 201749−1$2.8B
Jun 30 201850+1$2.9B
Jun 30 201949−1$3.6B
Jun 30 202051+2$3.9B
Jun 30 202150−1$4.2B
Jun 30 202251+1$4.5B
Jun 30 202352+1$4.7B
Jun 30 202452·$4.5B
Jun 30 202551−1$4.5B
Jun 30 2026NOW51·$4.7B

Banks in Bay County

BankOfficesDeposits here
Regions Bank9$949M
Trustmark Bank7$844M
Centennial Bank5$404M
PeoplesSouth Bank4$59.8M
Wells Fargo Bank, National Association3$420M
Hancock Whitney Bank3$536M
Ameris Bank3$413M
Capital City Bank3$24.0M
Truist Bank2$239M
MidSouth Bank2$75.8M
The Huntington National Bank2$375M
Community Bank of Mississippi2$158M
Southeast First National Bank1$125K
First Federal Bank1$98.0M
Renasant Bank1$9.3M
SmartBank1$57.8M
United Community Bank1$10.0M
ServisFirst Bank1$64.1M

Every bank office open in Bay County

BankAddressOpenedDeposits
Ameris BankPanama City Beach Branch11790 Panama City Beach PkwyPanama City Beach 324072007$320M
The Huntington National BankPanama City Branch101 W 23rd StPanama City 324052008$297M
Hancock Whitney BankHwy 77 Branch2305 Highway 77Panama City 324051983$296M
Trustmark BankPanama City Main Branch144 Harrison AvePanama City 324012017$279M
Regions BankPanama City Main Branch469 W 23rd StPanama City 324051990$202M
Regions BankHarrison Ave Branch800 Harrison AvePanama City 324011934$184M
Truist Bank23Rd Street Branch511 W 23rd StPanama City 324051990$181M
Wells Fargo Bank, National AssociationPanama City Main Branch112 W 23rd StPanama City 324051989$175M
Centennial BankPanama City Main Branch2200 Stanford RdPanama City 324052012$165M
Wells Fargo Bank, National AssociationThomas Drive Branch2509 Thomas DrPanama City Beach 324081994$145M
Trustmark BankLynn Haven Branch2315 State Highway 77Lynn Haven 324441997$141M
Hancock Whitney BankEdgewater Branch11701 Panama City Beach PkwyPanama City 324072010$121M
Trustmark BankThomas Drive Branch2305 Thomas DrPanama City Beach 324082008$121M
Hancock Whitney BankLynn Haven Financial Center2105 S Highway 77Lynn Haven 324442019$119M
Trustmark BankPanama City Jenks Branch220 W 19th StPanama City 324052001$106M
Regions BankLynn Haven South Branch2320 S Highway 77Lynn Haven 324442002$104M
Community Bank of MississippiPanama City Beach Branch11341 Panama City Beach PkwyPanama City Beach 324072015$102M
Regions BankPier Park Branch15501 Panama City Beach PkwyPanama City Beach 324132009$99.7M
Wells Fargo Bank, National AssociationCarillon Beach Branch23046 Panama City Beach PkwyPanama City Beach 324132006$99.3M
First Federal BankFirst Federal Bank Of Florida Branch415 N Richard Jackson BlvdPanama City 324072016$98.0M
Regions Bank2405 Thomas Dr Panama City Branch2405 Navy BoulevardPanama City 324081997$95.0M
Centennial BankLynn Haven Branch635 E Baldwin RdPanama City 324052006$86.1M
Regions BankCallaway Branch730 N Tyndall PkwyCallaway 324042008$84.8M
Trustmark BankY Shopping Center Branch17255 Panama City Beach PkwyPanama City Beach 324131983$79.7M
The Huntington National BankPanama City Beach Branch600 Grand Panama Blvd, Ste 101Panama City Beach 324072019$77.9M
Trustmark BankCallaway-Parker Branch114 S Tyndall PkwyParker 324041981$76.4M
Centennial BankPanama City Beach Branch12141 Panama City Beach PkwyPanama City Beach 324071906$69.4M
Regions BankBreakfast Point Branch11540 Panama City Beach PkwyPanama City Beach 324071982$65.4M
ServisFirst BankPanama City Branch2402 State AvePanama City 324052026$64.1M
Regions BankMiddle Beach Rd Branch10800 Hutchinson BoulevardPanama City Beach 324072000$64.1M
MidSouth BankPanama City Branch1418 W 23rd StPanama City 324052005$62.9M
Truist BankPanama City Beach Branch11400 Panama City Beach PkwyPanama City Beach 324072007$57.9M
SmartBankPanama City Highway 77 Branch2713 Highway 77Panama City 324052019$57.8M
Community Bank of MississippiW. 23Rd Street Branch1602 W 23rd StPanama City 324052018$56.7M
Regions BankSt Andrews Branch3109 W 23rd StPanama City 324051952$51.0M
Ameris BankLynn Haven Branch2606 S Highway 77Lynn Haven 324442006$48.9M
Centennial BankMexico Beach Branch101 15th StMexico Beach 324562006$45.8M
Ameris BankPanama City Branch450 E 23rd StPanama City 324052008$43.5M
Trustmark BankPanama City Beach Branch7522 Front Beach RdPanama City Beach 324071996$41.2M
Centennial BankThomas Drive Branch2515 Thomas DrPanama City Beach 324082009$37.2M
PeoplesSouth BankPanama City Branch400 W 23rd StPanama City 324052007$26.8M
PeoplesSouth BankLynn Haven Branch630 Ohio AveLynn Haven 324442014$15.3M
Capital City BankBreakfast Point Branch10000 Panama City Beach PkwyPanama City Beach 324072020$14.1M
MidSouth BankPanama City Beach Branch12851 Panama City Beach PkwyPanama City Beach 324072021$12.9M
PeoplesSouth BankCallawaybranch607 S Tyndall PkwyPanama City 324042014$12.8M
United Community BankPanama City Branch1805 W. 23rd St.Panama City 324052023$10.0M
Renasant BankPanama City Branch701 Harrison AvePanama City 324012018$9.3M
Capital City BankWest Bay Office Branch8403 West Bay ParkwayPanama City Beach 324132025$8.8M
PeoplesSouth BankPanama City Beach Branch23044 Panama City Beach PkwyPanama City Beach 324132023$4.9M
Capital City BankLynn Haven Branch3436 Highway 77, Suite BPanama City 324052023$1.2M
Southeast First National BankHutchison Boulevard Branch12720 Hutchison BlvdPanama City 324072008$125K

Sorted by deposits booked on June 30, 2026. "Opened" is the establishment date in the FDIC record.

Offices no longer reported

Offices in Bay County that filed a report in some year from 1994 on and are missing from 2026. Most closed; some were sold to non-banks or converted. Newest departures first.

Last bank on the signAddressLast reportPeak deposits
ServisFirst Bank1022 W. 23rd Street, Suite 600Panama City 324052025$129M
First National Bank Northwest Florida101 E 23rd StPanama City 324052024$166M
Hancock Whitney Bank1022 W 23rd StPanama City 324052024$46.1M
First National Bank Northwest Florida12501 Hutchison BlvdPanama City Beach 324072024$58.0M
United Community Bank107 W 23rd St, Ste W4Panama City 324052023$4.7M
Truist Bank610 Luverne AvenuePanama City 32401 · Drive-through / facility office2022$0
Truist Bank638 Harrison AvenuePanama City 324012022$177M
Truist Bank2698 Martin Luther King Jr. BlvdPanama City 324052020$38.8M
Trustmark National Bank507 Jenks AvePanama City 32401 · Drive-through / facility office2020$24.4M
SmartBank2411 Jenks AvePanama City 324052019$24.1M
PeoplesSouth Bank1202 Hwy 98Mexico Beach 324562018$8.8M
SunTrust Bank700 Florida AvenueLynn Haven 324442016$46.8M
Whitney Bank1022 West 23rd StPanama City 32405 · Drive-through / facility office2016$0
Trustmark National Bank509 Harrison AvenuePanama City 324012016$142M
SunTrust Bank10520 Hutchison BoulevardPanama City Beach 324072016$37.0M
Centennial Bank123 N Tyndall PkwyCallaway 324042015$57.2M
Centennial Bank1002 West 23rd StreetPanama City 324052015$119M
Centennial Bank701 Harrison AvenuePanama City 324012015$35.0M
Trustmark National Bank3900 Marriot Drive Suite BPanama City Beach 324082015$20.4M
Centennial Bank415 Richard Jackson BlvdPanama City Beach 324072015$552M
Centennial Bank7435 Highway 77Southport 324092015$8.3M
Armed Forces Bank, National AssociationBldg 950 220 Mall LaneTyndall Afb 32403 · Full-service retail office2015$2.1M
Whitney Bank1302 Ohio AvenueLynn Haven 324442014$57.8M
Whitney Bank1002 West 23rd StreetPanama City 324052014$62.5M
Whitney Bank1038 Harrison AvenuePanama City 324012014$35.7M
SunTrust Bank5705 Cherry StreetPanama City 324042014$21.5M
Whitney Bankre-filed as office 563030607 South Tyndall ParkwayPanama City 324042014$46.0M
Regions Bank630 Ohio Avenue Hwy 77Lynn Haven 324442013$51.5M
Centennial Bank1000 Beck AvenuePanama City 324012013$9.5M
Centennial Bank559 Richard Jackson BlvdPanama City Beach 324072013$34.0M
Hancock Bank9001 Front Beach RoadPanama City Beach 324072013$46.5M
Trustmark National Bank1912 South Highway 77Lynn Haven 324442012$34.3M
Trustmark National Bank144 Harrison AvenuePanama City 324012012$9.1M
Prosperity Bank805 South Tyndall ParkwayPanama City 324042012$20.8M
Centennial Bank16901 Panama City Beach ParkwayPanama City Beach 324132012$69.2M
BankTrust22219 Panama City Beach ParkwayPanama City Beach 324132012$16.5M
PNC Bank, National Association600 Grand Panama BlvdPanama City Beach 324072012$7.8M
Trustmark National Bank7915 Panama City Beach ParkwayPanama City Beach 324072012$26.8M
Doral Bank, FSB1002 West 23rd Street, Suite 110Panama City 32405 · Administrative office2011$1K
Vision Bankre-filed as office 5427472200 Stanford RoadPanama City 324052011$135M
Show all 90 departures (76 no longer reported, 14 re-filed under a new office number) ▾
Superior Bankre-filed as office 495186400 West 23rd StreetPanama City 324052010$57.3M
Wells Fargo Bank, National Associationre-filed as office 522081701 Harrison AvenuePanama City 324012010$25.8M
Hancock Bank415 Beckrich RoadPanama City Beach 324072010$56.5M
Peoples First Community Bankre-filed as office 2870801302 Ohio AveLynn Haven 324442009$63.0M
Superior Bank1202 Highway 98Mexico Beach 324102009$31.2M
Peoples First Community Bankre-filed as office 3635101002 W 23rd StPanama City 324052009$53.6M
Peoples First Community Bank1038 Harrison AvePanama City 324052009$56.0M
Colonial Bankre-filed as office 51242511701 Panama City Beach ParkwayPanama City 324072009$11.5M
Regions Bank2711 West 15th StreetPanama City 32401 · Drive-through / facility office2009$0
Peoples First Community Bank3123 West 23rd StreetPanama City 324052009$16.0M
Peoples First Community Bankre-filed as office 287067607 S. Tyndall ParkwayPanama City 324042009$58.2M
Regions Bank800 Harrison AvenuePanama City 32401 · Drive-through / facility office2009$0
Regions Bank17900 Panama City Beach Pkwy, Unit 103Panama City Beach 324132009$23.8M
Peoples First Community Bankre-filed as office 287078415 Beckrich RdPanama City Beach 324072009$62.4M
Peoples First Community Bankre-filed as office 2870699001 Front Beach RoadPanama City Beach 324072009$88.3M
Bank Trust100 Beckrich Road, Suite 100Panama City 324072008$11.3M
Regions Bank103 South Tyndall ParkwayPanama City 324042008$41.8M
Vanguard Bank & Trust Company2624 Jenks Avenue, Suite APanama City 324052008$2.5M
First National Bank and Trust105 West 23rd StreetPanama City 324052007$10.4M
Colonial Bank, National Association2120 Harrison AvenuePanama City 324052007$11.8M
Prosperity Bank667 West 23rd StreetPanama City 324052007$30.7M
Prosperity Bank1 Miracle Strip LoopPanama City Beach 324072007$17.4M
Regions Bank2209 Thomas DrivePanama City Beach 324072007$110M
Wachovia Bank, National Association200 South Arnold RoadPanama City 324132006$8.7M
The Bank101 North 15th StreetMexico Beach 324102005$32.1M
Vision Bank, FSB2200 Stanford RoadPanama City 324052004$34.2M
Coastal Community Bank12141 Panama City Beach ParkPanama City Beac 324072004$66.0M
Vision Bank, FSBre-filed as office 44328616901 Panama City Beach PkwyPanama City Beac 324132004$20.5M
AmSouth Bank805 South Tyndall ParkwayPanama City 324042002$7.9M
Citizens Federal Savings Bank of Port St. Joe1202 Hwy 98Mexico Beach 324102001$10.8M
Peoples First Community Bank2114 Cove BoulevardPanama City 324052001$3.4M
Regions Bank2118 West 23rd StreetPanama City 32405 · Drive-through / facility office2001$16.6M
Peoples First Community Bank3621 US Hwy 231Panama City 324042001$5.3M
Regions Bank800 Harrison AvenuePanama City 324012001$10.8M
First Union National Bankre-filed as office 13216700321002 West 23rd StreetPanama City 324052000$21.8M
Regions Bank2621 E. Business 98Panama City 324012000$15.9M
First Union National Bankre-filed as office 361041200 South Arnold RoadPanama City Beach 324132000$13.1M
Bay Bank & Trust Co.2419 Thomas DrivePanama City Beach 324012000$4.1M
First Union National Bank6700 West Highway 98Panama City Beach 32401 · Drive-through / facility office2000$0
First Union National Bank6706 West Highway 98Panama City Beach 324012000$19.6M
Regions Bank630 Ohio AvenueLynn Haven 324441998$27.2M
First Bank10270 Front Beach RoadPanama 324071998$3.6M
Regions Bank438 South Tyndall ParkwayPanama City 324041998$4.2M
SunTrust Bank, West Florida3207 East 4th StreetSpringfield 324011998$17.8M
Florida FirstBankre-filed as office 271963103 S. Tyndall ParkwayPanama City 324041997$16.5M
Florida FirstBank2209 Thomas DrivePanama City Beach 324081997$18.6M
Bay Bank & Trust Co.210 West Fifth StreetPanama City 324011996$0
AmSouth Bank of Florida100 Delwood Beach RoadPanama City Beach 324071996$13.4M
AmSouth Bank of Florida6916 West Highway 98Panama City Beach 324071996$17.0M
AmSouth Bank of Florida2711 West 15th StreetPanama City 324011994$59.6M

County FIPS 12005 · 759 square miles of land (2024 Census Gazetteer).